[Board1] OIC R2025-05 - WLTA Response

[Callahan, Ashley]

Hello Board Members,

Re the OIC Claims Handling Rules.  Below is Lindsy’s email and my second letter to the OIC re the proposed changes.  It must be submitted by Monday, October 6.  Let me know if you object to the WLTA sending the attached letter or have any changes.

Also – does anyone have a comment on whether we could get a carve-out for title insurers as asked by Lindsy in her email below?  My sense is that it doesn’t hurt to ask but I doubt it would fly.

You may receive more than one copy of this email because you are on overlapping distribution lists.

Ashley B. Callahan
WLTA, President
Direct Line: 425.835.7404
acallahan at ortc.com<mailto:acallahan at ortc.com>


From: Doucette, Lindsy <lindsy.doucette at fnf.com>
Sent: Wednesday, October 1, 2025 5:08 PM
To: Callahan, Ashley <ACallahan at ortc.com>
Subject: [EXTERNAL] RE: R2025-05 - WLTA Response

Hi Ashley: The OIC has produced its second pre-publication draft . https://www.insurance.wa.gov/laws-rules/legislation-and-rulemaking/rulemaking/clarifying-and-updating-minimum-standards-claims-handling-r-2025-05<https://www.insurance.wa.gov/laws-rules/legislation-and-rulemaking/rulemaking/clarifying-and-updating-minimum-standards-claims-handling-r-2025-05> Comments are due 10/06/2025. Our Managing Claims Counsel that                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
<https://report.mimecastcybergraph.com/?magiclink=https%3A%2F%2Fapi.services.mimecast.com%2Foauth2%2Fauthorize%3Fresponse_type%3Dcode%26client_id%3Do20nRkVXf7VUVnANkXhoOwGytEwGN0YAlyeDJn7oBTGNl2kN%26state%3DeyJhbGciOiJSU0EtT0FFUC0yNTYiLCJlbmMiOiJBMjU2R0NNIn0.QmABaXgivibGYGxkhFi3J6XuxOWDUHjfR1oynkUWrgMOJztBYskrHka5XkqJRpgw7PpBC1oJVzt3J9TDJYtAkFLJvmbG5LczdWD0HYPhfIjEg_pClU27rAxNgwtV-wDYD5GPUnkeX3Fum2EbFPLA_D3YdcbbkwWrK4LD8hEFhjJmStdhF2BcgOTEnlhCJLXLALi-W7H2w8TvvC8jHmcErq3BkfPaNw2aAOuYm1Et4SPpUWuGdM_TIXYaRXPIQE1mUePoZ26QpIXEcA09fC3ve3s9gIpriumbOKEuzsLbtGeGvaJafr09HPCpwITwLSfmpmJEGDvfQC-kcHC-4kuQSQ.pz6HPmZdcqbEIqol.oTM22QpA26Bvg4zO5UoXygnwSX41SuSuc334TSzDppJW2HvA4ZEt6ZYBsH5cDfLqxPNz6XNugYnDQm8MHs5qEr4MWtrOcLHXIFO6i_xYCeYLo7evmQygEOYG3AgqYxAI0nkaXPS0AHBF5kYjcWvQjg7jv5jgBJW2lxj17SmIXIGGqaWTjwXPcxGcSgApiImAYifZFnjVESahyO_rcnbh7GNZpByVesXYL16C7XlgI1Z9Dbow_m1t2GTZ1Wg9gpjYEtaJGLYWMwTXG_VYd75NbHezLc91-cseWwPa1h4aeDS5cflMR3v9XuBAZeAVMiSShOZHX79GNzRlK2Wu4foCJ-bzTpqH7uQKmYM0pHUPZHZ_fvEquwJYgMXD3lUnLNOXAkWifnK1IGipL5IqQC3gwjc_LrfYDY0fhijt8WhsZ00fGBC0H3Ya2JsZNBm1jIvwlco7oPd4COLLPNGiY1_8-5L_ezOWjPP6VzAZp16XE_P11rhv_j0-NllBZGjpL6wE63RMAUYdaUzMY4Qzbw4t-OcMPRGHVmYRyM7FPLyNtUfPMuMFIWCpfa5xKP3--G1izzArMA9Al3BzuUVcftFzBvwyJlS8i4r5MiNGXLw5MrCMSJOcHXODgzM3lZqvssZnp4WQXKpQAfynkpfh1m7CNGnotHwJzuVIVct97-5VtMa9FAQtMn5_vrcgsfn0_4RjAVGQNFOr7d2QSQI6tFnw3Cwaunm9LoODOQuXKhGnGYP6MDfp4gnuRdtPXi_om5deGTqP0Iq8TKjUE5j4ZqdCu-rrioashpM54A.VlGmDtbvRwLr_vssIHlgnw%26redirect_uri%3Dhttps%3A%2F%2Freport.mimecastcybergraph.com%2Fcallback>
CGBANNERINDICATOR
Hi Ashley:

The OIC has produced its second pre-publication draft . https://www.insurance.wa.gov/laws-rules/legislation-and-rulemaking/rulemaking/clarifying-and-updating-minimum-standards-claims-handling-r-2025-05<https://urldefense.com/v3/__https:/links-2.govdelivery.com/CL0/https:*2F*2Fwww.insurance.wa.gov*2Flaws-rules*2Flegislation-and-rulemaking*2Frulemaking*2Fclarifying-and-updating-minimum-standards-claims-handling-r-2025-05*3Futm_content=*26utm_medium=email*26utm_name=*26utm_source=govdelivery*26utm_term=/1/01010199818f9c54-9cf4b7f4-ddce-401c-a224-48ea92a6b689-000000/z8Qa0jyPuyJoD1biANCaZ5OARFzi_I4T0QowTmghtDw=424__;JSUlJSUlJSUlJSU!!LyAuvDCm-53-y27wV7iK5g!2-bwEY28RqHTfBzOv6a-IV8D9kpOaSm-OLjCQ8cQfbcdmzJB4mSKaJBUct2s2wclcXlwaQgzY9Oig98rLruPPVEbR_DHrvRuzPa8$>

Comments are due 10/06/2025.

Our Managing Claims Counsel that reviewed the second draft provided the following comments:

“The second draft of 284-30-340 now allows an insurer to withhold third-party financial information but requires production of a log indicating what the withheld information is and the reason. The second draft does not say who receives the log (the OIC or the insured), what “legally privileged” means outside of litigation discovery, or how disputes as to the application of a privilege would be resolved. Also, the second draft doesn’t address our concerns for added litigation risk and administrative burden.”

He also asked if we thought the OIC would be willing to carve out title insurers from this requirement completely. I’d like to get WLTA’s thoughts on this and perhaps Carrie’s thoughts on whether that’s a reasonable request.

Thank you!
Lindsy

Lindsy C. Doucette
VP | State Counsel
Fidelity Family of Companies
Pronouns:  She / Her / Hers
Mobile:  (206) 619-0451
Email:  Lindsy.Doucette at fnf.com<mailto:Lindsy.Doucette at fnf.com>

This e-mail and its attachments are intended only for the persons named above.  Please do not forward this message to others without permission.

From: Callahan, Ashley <ACallahan at ortc.com<mailto:ACallahan at ortc.com>>
Sent: Monday, August 11, 2025 3:56 PM
To: Doucette, Lindsy <lindsy.doucette at fnf.com<mailto:lindsy.doucette at fnf.com>>
Subject: RE: R2025-05 - WLTA Response

I appreciate your efforts as well! Ashley B. Callahan Senior Regional Counsel | Western Title Division Direct Line: 425. 835. 7404 acallahan@ ortc. com Old Republic Title | Old Republic Insurance Group From: Doucette, Lindsy <lindsy. doucette@ fnf. com>

I appreciate your efforts as well!

Ashley B. Callahan
Senior Regional Counsel | Western Title Division

Direct Line: 425.835.7404
acallahan at ortc.com<mailto:acallahan at ortc.com>
Old Republic Title | Old Republic Insurance Group


From: Doucette, Lindsy <lindsy.doucette at fnf.com<mailto:lindsy.doucette at fnf.com>>
Sent: Monday, August 11, 2025 3:24 PM
To: Callahan, Ashley <ACallahan at ortc.com<mailto:ACallahan at ortc.com>>
Subject: [EXTERNAL] RE: R2025-05 - WLTA Response

Thank you for jumping on this Ashley!

Lindsy C. Doucette
VP | State Underwriting Counsel
Pronouns:  She / Her / Hers
Mobile:  (206) 619-0451
Email:  Lindsy.Doucette at fnf.com<mailto:Lindsy.Doucette at fnf.com>

This e-mail and its attachments are intended only for the persons named above.  Please do not forward this message to others without permission.

From: Callahan, Ashley <ACallahan at ortc.com<mailto:ACallahan at ortc.com>>
Sent: Friday, August 8, 2025 4:14 PM
To: board3 at washingtonlandtitle.com<mailto:board3 at washingtonlandtitle.com>; Sean Holland <seanholland at att.net<mailto:seanholland at att.net>>; Doucette, Lindsy <lindsy.doucette at fnf.com<mailto:lindsy.doucette at fnf.com>>; Anthony Carollo <acarollo at vistatitle.com<mailto:acarollo at vistatitle.com>>; Megan Powell <mpowell at firstam.com<mailto:mpowell at firstam.com>>
Subject: FW: R2025-05 - WLTA Response

Hello everyone, Attached is the WLTA response letter that I emailed to the OIC minutes ago. Ashley B. Callahan WLTA, President Direct Line: 425. 835. 7404 acallahan@ ortc. com From: Callahan, Ashley <ACallahan@ ortc. com> Sent: Friday, August

Hello everyone,

Attached is the WLTA response letter that I emailed to the OIC minutes ago.

Ashley B. Callahan
WLTA, President
Direct Line: 425.835.7404
acallahan at ortc.com<mailto:acallahan at ortc.com>


From: Callahan, Ashley <ACallahan at ortc.com<mailto:ACallahan at ortc.com>>
Sent: Friday, August 8, 2025 4:06 PM
To: rulescoordinator at oic.wa.gov<mailto:rulescoordinator at oic.wa.gov>
Subject: R2025-05 - WLTA Response

Hello,

Please see the attached response from the Washington Land Title Association (WLTA) to the July 24, 2025 Prepublication Draft of R2025-05 regarding claims handling standards.  Thank you.

Ashley B. Callahan
WLTA, President
Direct Line: 425.835.7404
acallahan at ortc.com<mailto:acallahan at ortc.com>


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