[Legislativecommittee1] we're down to 6 bills that need reviewers

Tue Jan 13 11:59:15 PST 2026

Attached please find PDF’s of an AI review of these three Bills.

HB 2298 Recommend Neutral
Although the AI Perplexity system believes “It’s a low-cost, high-impact fraud prevention measure with reasonable operational trade-offs.” I believe that it adds additional layers of government oversight that the private sector is already pivoting to address by adding additional insurance coverage, notably the ALTA 49 and 49.1 endorsements. I would recommend that we monitor this Bill and provide our industry alternative when opportunities arise.

SB 5929 Recommend Neutral
This Bill reduces recording cost by removing deed of trust assignments or substitutions from the $183 surcharge. We should monitor and quietly back this Bill. It may help in our efforts to have other documents exempted from recording costs.

SB 5938 Recommend Neutral
This Bill adds some clarity to the language of the $80 foreclosure prevention fee.
 It generally favors consumers by stabilizing and expanding foreclosure-prevention infrastructure, and is broadly neutral-to-modestly positive for most title insurance providers and escrow agents, with some added administrative burden.

Chris Rollins
Stewart Title Guaranty Company
Associate Senior Underwriter
(425) 417-5662  mobile
Chris.rollins at stewart.com<mailto:Chris.rollins at stewart.com>

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From: Legislativecommittee1 <legislativecommittee1-bounces at washingtonlandtitle.com> On Behalf Of Maureen Pfaff
Sent: Tuesday, January 13, 2026 8:57 AM
To: '1 WLTA Legislative Committee' <legislativecommittee1 at washingtonlandtitle.com>
Subject: [External] [Legislativecommittee1] we're down to 6 bills that need reviewers

HB 2266
Supportive & emerg. housing
HB 2268
Mortgage escrow accounts
HB 2289
Operating budget, supp.
HB 2294
Use restrictions/food, med.
HB 2304
Condominium warranties
HB 2375
Real estate disclosure form

Thank you Lindsy, Michelle, Chris, Craig and Megan for sending in your requests and reviews.

Please reply to me and the leg committee list with the bills you plan to review.

Thanks everyone!

Maureen

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Maureen Pfaff, President and CEO

Ph: (360) 457-4451 | Fax: (844) 513-2400

403 S Peabody St, Port Angeles, WA 98362

maureen at olypentitle.com<mailto:maureen at olypentitle.com>

www.olypentitle.com<https://urldefense.proofpoint.com/v2/url?u=http-3A__www.olypentitle.com_&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=eeh9lNm4spTI71mHz3apvhsLujM42o4DI7KY9HBusv8&e=>

WARNING – FRAUDULENT FUNDING INSTRUCTIONS

Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.

ATTENTION LENDERS:  Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day prior to signing.

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CLICK HERE TO WATCH VIDEO <https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=DTwIOQwXFvyiHppzk9M1e0If183VXhL2OkdUnRnu8k4&e=>
ON WIRE FRAUD PREVENTION<https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=DTwIOQwXFvyiHppzk9M1e0If183VXhL2OkdUnRnu8k4&e=>
This electronic mail may constitute a client communication that is privileged at law.  It is not intended for transmission to, or receipt by, any unauthorized persons.
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.

________________________________
From: Craig Trummel <CTrummel at wfgtitle.com<mailto:CTrummel at wfgtitle.com>>
Sent: Tuesday, January 13, 2026 8:38 AM
To: Doucette, Lindsy <Lindsy.Doucette at fnf.com<mailto:Lindsy.Doucette at fnf.com>>; Maureen Pfaff <maureen at olypentitle.com<mailto:maureen at olypentitle.com>>; '1 WLTA Legislative Committee' <legislativecommittee1 at washingtonlandtitle.com<mailto:legislativecommittee1 at washingtonlandtitle.com>>
Subject: RE: 21 new bills that need review

I will take the last four

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[cid:image007.png at 01DC8483.08DBD880][WLTA-WTP1 LOGO small]

Craig Trummel
Regional Underwriter/Washington State Counsel
C: 206.580.8344   |  ctrummel at wfgtitle.com<mailto:ctrummel at wfgtitle.com> | www.wfgtitle.com<https://urldefense.proofpoint.com/v2/url?u=http-3A__www.wfgtitle.com_&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=Do7kXrkcmByuPB2HtLKkk1GF3Kt5Tb-qNHey8pnwIW4&e=>

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From: Legislativecommittee1 <legislativecommittee1-bounces at washingtonlandtitle.com<mailto:legislativecommittee1-bounces at washingtonlandtitle.com>> On Behalf Of Doucette, Lindsy
Sent: Monday, January 12, 2026 5:14 PM
To: Maureen Pfaff <maureen at olypentitle.com<mailto:maureen at olypentitle.com>>; '1 WLTA Legislative Committee' <legislativecommittee1 at washingtonlandtitle.com<mailto:legislativecommittee1 at washingtonlandtitle.com>>
Subject: Re: [Legislativecommittee1] 21 new bills that need review

Hi Maureen: I already reviewed the ones I noted below in green. I’m working my way through the list as well! Lindsy C. Doucette VP | State Counsel Fidelity Family of Companies Pronouns: She / Her / Hers Mobile: (206) 619-0451 Email: Lindsy. Doucette@ fnf. com

Hi Maureen:

I already reviewed the ones I noted below in green. I’m working my way through the list as well!

Lindsy C. Doucette

VP | State Counsel

Fidelity Family of Companies

Pronouns:  She / Her / Hers

Mobile:  (206) 619-0451

Email:  Lindsy.Doucette at fnf.com<mailto:Lindsy.Doucette at fnf.com>

This e-mail and its attachments are intended only for the persons named above.  Please do not forward this message to others without permission.

From: Legislativecommittee1 <legislativecommittee1-bounces at washingtonlandtitle.com<mailto:legislativecommittee1-bounces at washingtonlandtitle.com>> On Behalf Of Maureen Pfaff
Sent: Monday, January 12, 2026 4:04 PM
To: '1 WLTA Legislative Committee' <legislativecommittee1 at washingtonlandtitle.com<mailto:legislativecommittee1 at washingtonlandtitle.com>>
Subject: [Legislativecommittee1] 21 new bills that need review
Importance: High

Hi all, The legislature was busy dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward you the AI review that goes

Hi all,

The legislature was busy dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review.  If you will let me know what bill(s) you want to take, I will forward you the AI review that goes with it. Please reply to the full committee so we don't end up with multiple people looking at the same bills.

HB 2193

Mortgage lending fraud acc.

Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.

HB 2236

Housing finance commission

HB 2265

Extreme heat/tenants

HB 2266

Supportive & emerg. housing

HB 2268

Mortgage escrow accounts

Deals with lender/servicer management of escrow accounts for mortgages. Not a title issue.

HB 2289

Operating budget, supp.

HB 2294

Prohibiting negative use restrictions on real property that have the effect of limiting consumer access to food and medicine. Adds a new section making use restrictions void and unenforceable if they prohibit a grocery store or pharmacy.

Worth monitoring but no position needs to be taken.

HB 2298

Property title protection

HB 2304

Condominium warranties

HB 2333

Political violence

HB 2354

Common interest communities

HB 2359

Affordable housing funding

HB 2375

Real estate disclosure form

HB 2376

Property tax

Tax relief for retired persons. Not a title issue.

SB 5109

Concerning the mortgage lending fraud prosecution account. Amends RCW 36.22.181 and RCW 43.320.140 to increase fee from $1 to $5 and removes expiration date. Related HB 2193.

Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.

SB 5929

Exempting assignments or substitutions of previously recorded deeds of trust from the document recording fee and the covenant homeownership program assessment. Amend RCW 36.22.185 and RCW 36.22.250 to carve out exception for these documents.

Support

SB 5938

Concerning the foreclosure prevention fee. Amends RCW 61.24.157 to carve out exceptions to the fee for reverse mortgages, chattel or retail installment loans, etc.

Support, low priority.

SB 5980

Live presentations/sales tax

SB 5998

Operating budget, supp.

SB 6027

Affordable housing funding

SB 6054

Wildfire home hardening/CICs

Maureen

[cid:image009.png at 01DC8483.08DBD880]

Maureen Pfaff, President and CEO

Ph: (360) 457-4451 | Fax: (844) 513-2400

403 S Peabody St, Port Angeles, WA 98362

maureen at olypentitle.com<mailto:maureen at olypentitle.com>

www.olypentitle.com<https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMgJZiYLkc$>

WARNING – FRAUDULENT FUNDING INSTRUCTIONS

Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.

ATTENTION LENDERS:  Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day prior to signing.

[Image removed by sender.]

CLICK HERE TO WATCH VIDEO <https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$>
ON WIRE FRAUD PREVENTION<https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$>

This electronic mail may constitute a client communication that is privileged at law.  It is not intended for transmission to, or receipt by, any unauthorized persons.
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.

________________________________

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