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<p class="MsoNormal">Attached please find PDF’s of an AI review of these three Bills.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>HB 2298 Recommend Neutral<o:p></o:p></b></p>
<p class="MsoNormal">Although the AI Perplexity system believes “It’s a low-cost, high-impact fraud prevention measure with reasonable operational trade-offs.” I believe that it adds additional layers of government oversight that the private sector is already
pivoting to address by adding additional insurance coverage, notably the ALTA 49 and 49.1 endorsements. I would recommend that we monitor this Bill and provide our industry alternative when opportunities arise.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>SB 5929 Recommend Neutral </b><o:p></o:p></p>
<p class="MsoNormal">This Bill reduces recording cost by removing deed of trust assignments or substitutions from the $183 surcharge. We should monitor and quietly back this Bill. It may help in our efforts to have other documents exempted from recording costs.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b>SB 5938 Recommend Neutral </b><o:p></o:p></p>
<p class="MsoNormal">This Bill adds some clarity to the language of the $80 foreclosure prevention fee.
<o:p></o:p></p>
<p class="MsoNormal"> It generally favors consumers by stabilizing and expanding foreclosure-prevention infrastructure, and is broadly neutral-to-modestly positive for most title insurance providers and escrow agents, with some added administrative burden.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal" style="text-autospace:none"><span style="mso-ligatures:standardcontextual">Chris Rollins<br>
Stewart Title Guaranty Company</span><span style="font-size:11.0pt"><o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="mso-ligatures:standardcontextual">Associate Senior Underwriter
<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="mso-ligatures:standardcontextual">(425) 417-5662 mobile<o:p></o:p></span></p>
<p class="MsoNormal"><span style="mso-ligatures:standardcontextual"><a href="mailto:Chris.rollins@stewart.com"><span style="color:#0563C1">Chris.rollins@stewart.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#333333;mso-ligatures:standardcontextual"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="EN" style="font-family:"Calibri",sans-serif"><img border="0" width="218" height="48" style="width:2.2708in;height:.5in" id="Picture_x0020_2009160047" src="cid:image002.png@01DC8483.08DBD880"></span><span style="mso-ligatures:standardcontextual"><o:p></o:p></span></p>
<p class="MsoNormal"><img border="0" width="87" height="87" style="width:.9062in;height:.9062in" id="Picture_x0020_1" src="cid:image004.jpg@01DC8483.08DBD880" alt="A gold circle with black text and a house
Description automatically generated"><span style="font-size:6.0pt;font-family:"Arial",sans-serif;color:#333333;mso-ligatures:standardcontextual"><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Tuesday, January 13, 2026 8:57 AM<br>
<b>To:</b> '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> [External] [Legislativecommittee1] we're down to 6 bills that need reviewers<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="color:black">HB 2266<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Supportive & emerg. housing<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">HB 2268<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Mortgage escrow accounts<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">HB 2289<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Operating budget, supp.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">HB 2294<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Use restrictions/food, med. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">HB 2304<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Condominium warranties<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">HB 2375<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Real estate disclosure form<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<div>
<p class="MsoNormal"><span style="color:black">Thank you Lindsy, Michelle, Chris, Craig and Megan for sending in your requests and reviews. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<div>
<p class="MsoNormal"><span style="color:black">Please reply to me <i>and</i> the leg committee list with the bills you plan to review.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Thanks everyone!<o:p></o:p></span></p>
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<div id="Signature">
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen<o:p></o:p></span></p>
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<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"><img border="0" width="210" height="210" style="width:2.1875in;height:2.1875in" id="image_0_0" src="cid:image005.png@01DC8483.08DBD880"></span><o:p></o:p></p>
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<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><span style="font-family:Roboto"><o:p></o:p></span></p>
<div style="border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt">
<p class="elementtoproof"><span style="font-family:Roboto"><o:p> </o:p></span></p>
<p class="elementtoproof"><o:p> </o:p></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:Roboto;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.olypentitle.com_&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=eeh9lNm4spTI71mHz3apvhsLujM42o4DI7KY9HBusv8&e=" target="_blank">www.olypentitle.com</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"><o:p> </o:p></span></p>
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<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"Times New Roman",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"Times New Roman",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales
contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received
no later than 2:00 pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"Times New Roman",serif;color:#990000"><img border="0" width="96" height="96" style="width:1.0in;height:1.0in" id="_x0000_i1039" src="https://ci4.googleusercontent.com/proxy/NTeYNcEClGPpwHggQhZwTEbSA0lLJUWpRPCqETkeQth0ttOrN_jGm27ifReH9Vuc9_0=s0-d-e1-ft#https://i.imgur.com/JbY2vXS.png"></span></b><o:p></o:p></p>
<p class="elementtoproof"><o:p> </o:p></p>
<p class="elementtoproof" style="mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=DTwIOQwXFvyiHppzk9M1e0If183VXhL2OkdUnRnu8k4&e=" target="_blank"><span style="color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></a></span></b><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=DTwIOQwXFvyiHppzk9M1e0If183VXhL2OkdUnRnu8k4&e=" target="_blank"><span style="color:#1155CC">ON
WIRE FRAUD PREVENTION</span></a></span></b><o:p></o:p></p>
<p class="MsoNormal" style="background:white"><i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt
by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Craig Trummel <<a href="mailto:CTrummel@wfgtitle.com">CTrummel@wfgtitle.com</a>><br>
<b>Sent:</b> Tuesday, January 13, 2026 8:38 AM<br>
<b>To:</b> Doucette, Lindsy <<a href="mailto:Lindsy.Doucette@fnf.com">Lindsy.Doucette@fnf.com</a>>; Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>>; '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> RE: 21 new bills that need review</span> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F3864">I will take the last four</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F3864"><img border="0" width="363" height="100" style="width:3.7812in;height:1.0416in" id="x_Picture_x0020_5" src="cid:image006.png@01DC8483.08DBD880"></span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal" style="line-height:105%"><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:#1F3864"><img border="0" width="334" height="62" style="width:3.4791in;height:.6458in" id="x_Picture_x0020_15" src="cid:image007.png@01DC8483.08DBD880"><img border="0" width="42" height="42" style="width:.4375in;height:.4375in" id="x_Picture_x0020_2" src="cid:image008.jpg@01DC8483.08DBD880" alt="WLTA-WTP1 LOGO small"></span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-size:12.0pt;font-family:"Calibri",sans-serif;color:#1F3864"><br>
</span><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#A39161">
</span><span style="font-size:12.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><br>
</span><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864;background:white">C: 206.580.8344</span><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
</span><span style="font-family:"Helvetica",sans-serif;color:black"> | </span><a href="mailto:ctrummel@wfgtitle.com"><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#0563C1;background:white">ctrummel@wfgtitle.com</span></a><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
| </span><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.wfgtitle.com_&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=Do7kXrkcmByuPB2HtLKkk1GF3Kt5Tb-qNHey8pnwIW4&e="><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#0563C1;background:white">www.wfgtitle.com</span></a><span style="font-size:12.0pt;font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
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<p class="xmsonormal"><span style="font-family:"Helvetica",sans-serif;color:black">Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient and is
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communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message.</span><o:p></o:p></p>
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<p class="xmsonormal"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__wfgtitle.com_privacy-2Dpolicy_&d=DwMGaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=1De8o3bHwm9yYFbslBIBD0yrqekDnb7UCbw5Aiv6Afg&m=6x_AzTZoFFxpZlkyrZv_4IZ-f1Du62Edqm0trQv1j7AHE0Gi4l2jPFjis1wN4YwY&s=6ukngD26bC3ppYJ0kdfxwEEntAF31onANbTemnC5Ddo&e="><span style="font-family:"Helvetica",sans-serif;color:#002060">Click
Here for WFG’s Plain English Privacy Policy</span></a><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Legislativecommittee1 <<a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com">legislativecommittee1-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>Doucette, Lindsy<br>
<b>Sent:</b> Monday, January 12, 2026 5:14 PM<br>
<b>To:</b> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>>; '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> Re: [Legislativecommittee1] 21 new bills that need review</span><o:p></o:p></p>
<p class="xmsonormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:1.0pt;color:white">Hi Maureen: I already reviewed the ones I noted below in green. I’m working my way through the list as well! Lindsy C. Doucette VP | State Counsel Fidelity Family of Companies Pronouns: She / Her
/ Hers Mobile: (206) 619-0451 Email: Lindsy.</span><span style="font-size:1.0pt;font-family:"Arial",sans-serif;color:white"> </span><span style="font-size:1.0pt;color:white">Doucette@</span><span style="font-size:1.0pt;font-family:"Arial",sans-serif;color:white"> </span><span style="font-size:1.0pt;color:white">fnf.</span><span style="font-size:1.0pt;font-family:"Arial",sans-serif;color:white"> </span><span style="font-size:1.0pt;color:white">com</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Hi Maureen:</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">I already reviewed the ones I noted below in green. I’m working my way through the list as well!</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#0F9ED5">Lindsy C. Doucette
</span></b><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">VP | State Counsel
</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Fidelity Family of Companies
</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Pronouns: She / Her / Hers</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Mobile: (206) 619-0451</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Email: </span><a href="mailto:Lindsy.Doucette@fnf.com"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#0563C1">Lindsy.Doucette@fnf.com</span></a><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Tahoma",sans-serif"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black">This e-mail and its attachments are intended only for the persons named above. Please do not forward this message to others without permission.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
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<p class="xmsonormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Legislativecommittee1 <<a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com">legislativecommittee1-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Monday, January 12, 2026 4:04 PM<br>
<b>To:</b> '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> [Legislativecommittee1] 21 new bills that need review<br>
<b>Importance:</b> High</span><o:p></o:p></p>
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<p class="xmsonormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:1.0pt;color:white">Hi all, The legislature was busy dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to
take, I will forward you the AI review that goes</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:1.0pt;color:white"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Hi all,</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">The legislature was
<i>busy</i> dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward you the AI review that goes with it. Please reply to the full
committee so we don't end up with multiple people looking at the same bills.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2193</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Mortgage lending fraud acc.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2236</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Housing finance commission</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2265</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Extreme heat/tenants</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2266</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Supportive & emerg. housing</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2268</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Mortgage escrow accounts</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Deals with lender/servicer management of escrow accounts for mortgages. Not a title issue.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2289</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Operating budget, supp.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2294</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Prohibiting negative use restrictions on real property that have the effect of limiting consumer access to food and medicine. Adds a new section making use
restrictions void and unenforceable if they prohibit a grocery store or pharmacy.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Worth monitoring but no position needs to be taken.</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2298</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Property title protection</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2304</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Condominium warranties</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2333</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Political violence</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:11.25pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2354</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Common interest communities</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:11.25pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2359</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Affordable housing funding</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:11.25pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2375</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:11.25pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Real estate disclosure form</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:11.25pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">HB 2376</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Property tax</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;background:#92D050;padding:0in 0in 0in 0in;height:9.0pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Tax relief for retired persons. Not a title issue.</span><o:p></o:p></p>
</td>
</tr>
<tr style="height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 5109</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Concerning the mortgage lending fraud prosecution account. Amends RCW 36.22.181 and RCW 43.320.140 to increase fee from $1 to $5 and removes expiration date.
Related HB 2193.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;background:#92D050;padding:0in 0in 0in 0in;height:9.0pt">
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 5929</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Exempting assignments or substitutions of previously recorded deeds of trust from the document recording fee and the covenant homeownership program assessment.
Amend RCW</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"> </span><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">36.22.185 and RCW</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"> </span><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">36.22.250
to carve out exception for these documents.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;background:#92D050;padding:0in 0in 0in 0in;height:9.0pt">
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Support</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 5938</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#92D050;padding:.75pt .75pt 0in .75pt;height:9.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Concerning the foreclosure prevention fee. Amends RCW 61.24.157 to carve out exceptions to the fee for reverse mortgages, chattel or retail installment loans,
etc.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;background:#92D050;padding:0in 0in 0in 0in;height:9.0pt">
<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Aptos Narrow",sans-serif;color:black">Support, low priority.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 5980</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Live presentations/sales tax</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:12.0pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 5998</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Operating budget, supp.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:12.0pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 6027</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Affordable housing funding</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:12.0pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">SB 6054</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;background:#F7B4AE;padding:.75pt .75pt 0in .75pt;height:12.0pt;border-color:initial">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black">Wildfire home hardening/CICs</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;height:12.0pt">
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</div>
<div id="x_Signature">
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;color:black"> </span><o:p></o:p></p>
</div>
<div>
<p class="xmsonormal"><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen</span><o:p></o:p></p>
</div>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;box-sizing:border-box;border-spacing:0px" id="x_table_0">
<tbody>
<tr style="height:149.35pt">
<td width="228" valign="top" style="width:170.75pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt">
<p class="xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"><img border="0" width="210" height="210" style="width:2.1875in;height:2.1875in" id="x_image_0_0" src="cid:image009.png@01DC8483.08DBD880"></span><o:p></o:p></p>
</td>
<td width="341" valign="top" style="width:255.4pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt">
<p class="xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><o:p></o:p></p>
<div style="border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt">
<p class="xelementtoproof"><span style="font-family:Roboto"> </span><o:p></o:p></p>
<p class="xelementtoproof"> <o:p></o:p></p>
<p class="xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p class="xelementtoproof"><span style="font-size:9.5pt;font-family:Roboto;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><o:p></o:p></p>
<p class="xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><o:p></o:p></p>
<p class="xelementtoproof"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com"><span style="font-size:9.5pt;font-family:Roboto">maureen@olypentitle.com</span></a><o:p></o:p></p>
<p class="xelementtoproof"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMgJZiYLkc$" target="_blank"><span style="font-size:9.5pt;font-family:Roboto">www.olypentitle.com</span></a><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"> </span><o:p></o:p></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"Times New Roman",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p class="xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"Times New Roman",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p class="xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be
received no later than 2:00 pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p class="xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"Times New Roman",serif;color:#990000;border:solid windowtext 1.0pt;padding:0in"><img border="0" width="96" height="96" style="width:1.0in;height:1.0in" id="x_Picture_x0020_1" src="cid:image010.jpg@01DC8483.08DBD880" alt="Image removed by sender."></span></b><o:p></o:p></p>
<p class="xelementtoproof"> <o:p></o:p></p>
<p class="xelementtoproof"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$" target="_blank"><b><span style="font-family:"Arial",sans-serif;color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$" target="_blank"><b><span style="font-family:"Arial",sans-serif;color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a><o:p></o:p></p>
<p class="xmsonormal" style="background:white"><i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt
by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><o:p></o:p></p>
</div>
<div>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Calibri",sans-serif;color:black"> </span><o:p></o:p></p>
</div>
</div>
<div class="MsoNormal" align="center" style="text-align:center"><span style="font-family:"Times New Roman",serif">
<hr size="1" width="100%" noshade="" style="color:black" align="center">
</span></div>
<p class="xmsonormal"><span style="font-size:12.0pt;font-family:"Times New Roman",serif">NOTICE: The information contained in this message is proprietary and/or confidential and may be privileged. If you are not the intended recipient of this communication,
you are hereby notified to: (i) delete the message and all copies; (ii) do not disclose, distribute or use the message in any manner; and (iii) notify the sender immediately.
</span><o:p></o:p></p>
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