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<div class="WordSection1">
<p class="MsoNormal">I’m in and <span style="font-family:"Arial",sans-serif;color:#1F3864">
vote to proceed the same as Maureen’s 4 points below.</span><o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Wtpcommittee <wtpcommittee-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Sean Holland<br>
<b>Sent:</b> Tuesday, December 9, 2025 12:42 PM<br>
<b>To:</b> wtpcommittee@washingtonlandtitle.com<br>
<b>Subject:</b> Re: [Wtpcommittee] WTP - Renewal issues<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;color:black">Thanks, Maureen, Ashley, Dan, and Craig.  That's about a fourth of the WTP Committee backing Maureen's four points.  If another three or four committee members would weigh in in support, we'll
 be able to proceed.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;color:black">Sean<o:p></o:p></span></p>
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<p class="MsoNormal"><a name="x__MailOriginal"></a><o:p> </o:p></p>
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<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-family:"Calibri",sans-serif;color:black"> Craig Trummel <<a href="mailto:CTrummel@wfgtitle.com">CTrummel@wfgtitle.com</a>><br>
<b>Sent:</b> Monday, December 8, 2025 3:14 PM<br>
<b>To:</b> Callahan, Ashley <<a href="mailto:ACallahan@ortc.com">ACallahan@ortc.com</a>>; Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>>;
<a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a> <<a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a>>;
<a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a> <<a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a>><br>
<b>Subject:</b> RE: WTP - Renewal issues<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
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<p><span style="font-family:"Arial",sans-serif;color:#1F3864">I echo Maureen and Ashley’s position and vote to proceed the same as Maureen’s 4 points below.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif;color:#1F3864">craig</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><b><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-family:"Calibri",sans-serif;color:#1F3864"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-family:"Calibri",sans-serif;color:#1F497D"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864;background:white">C: 206.580.8344</span><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
</span><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black">  | 
</span><u><span style="font-family:"Segoe UI",sans-serif;color:#0563C1;background:white"><a href="mailto:ctrummel@wfgtitle.com"><span style="color:#0563C1">ctrummel@wfgtitle.com</span></a></span></u><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white"> |
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<p><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Wtpcommittee <<a href="mailto:wtpcommittee-bounces@washingtonlandtitle.com">wtpcommittee-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>Callahan, Ashley<br>
<b>Sent:</b> Monday, December 8, 2025 2:33 PM<br>
<b>To:</b> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>>;
<a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a>;
<a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a><br>
<b>Subject:</b> Re: [Wtpcommittee] WTP - Renewal issues</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif"> <o:p></o:p></span></p>
<p><span style="font-size:1.0pt;font-family:"Times New Roman",serif;color:white">Hi Sean and George, Maureen’s comments make sense to me. The renewal form looks good as does the email below. Thanks guys! Ashley B. Callahan WLTA, President Direct Line: 425. 835. 7404
 acallahan@ ortc. com From: Wtpcommittee <wtpcommittee-bounces@ washingtonlandtitle. com></span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif">Hi Sean and George,</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif">Maureen’s comments make sense to me.  The renewal form looks good as does the email below.  Thanks guys!</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#003087">Ashley B. Callahan</span></b><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#003087">WLTA, President</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#003087"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:10.0pt;font-family:"Arial",sans-serif">Direct Line: 425.835.7404</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><u><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#003087"><a href="mailto:acallahan@ortc.com"><span style="color:#003087">acallahan@ortc.com</span></a></span></u><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Wtpcommittee <<a href="mailto:wtpcommittee-bounces@washingtonlandtitle.com">wtpcommittee-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Monday, December 8, 2025 1:47 PM<br>
<b>To:</b> <a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a>;
<a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a><br>
<b>Subject:</b> [EXTERNAL] Re: [Wtpcommittee] WTP - Renewal issues</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><span style="font-family:"Times New Roman",serif"> <o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black">Sean and George,</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black">Thank you for putting all of this together.  I vote that we proceed as follows:</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ol style="margin-top:0in" start="1" type="1">
<li class="MsoNormal" style="color:black;mso-list:l4 level1 lfo1">Use all hours earned since original designation for this renewal.<o:p></o:p></li><li class="MsoNormal" style="color:black;mso-list:l4 level1 lfo1">Application and fee due by Jan 31, 2026 - I don't think we need a grace period beyond that date.<o:p></o:p></li><li class="MsoNormal" style="color:black;mso-list:l4 level1 lfo1">Offer a grace period through June 30, 2026 for meeting education requirements for those who are short.<o:p></o:p></li><li class="MsoNormal" style="color:black;mso-list:l4 level1 lfo1">Update Section 6 of the WTP Application as suggested in the email.<o:p></o:p></li></ol>
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<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p> <o:p></o:p></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><o:p></o:p></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><o:p></o:p></p>
<p><u><span style="font-size:9.5pt;font-family:Roboto;color:blue"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span></u><o:p></o:p></p>
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<p style="margin-bottom:10.0pt"><b><span style="font-family:"Times New Roman",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt"><b><span style="font-family:"Times New Roman",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent
 source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS:  Loan packages, complete with documents and balanced CD, must be received no later than 2:00
 pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
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<p><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Wtpcommittee <</span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee-bounces@washingtonlandtitle.com">wtpcommittee-bounces@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">>
 on behalf of </span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> <</span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:execdirector@washingtonlandtitle.com">execdirector@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">><br>
<b>Sent:</b> Sunday, December 7, 2025 1:39 PM<br>
<b>To:</b> </span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> <</span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">><br>
<b>Subject:</b> [Wtpcommittee] Fw: WTP - Renewal issues</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif"> <o:p></o:p></span></p>
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<p><span style="font-family:"Times New Roman",serif;color:black">Hi folks.  Just want to follow up on WTP renewal so we can get this year's renewal process rolling.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black">My November 20 e-mail (see below) identifies all current WTPs (since that date Julie Marmon at Aegis Land Title has passed the exam), when they need to renew, and progress toward educational qualification. 
 We're looking at 12 WTPs up for renewal this year.  Ten of the 12 got their WTP before the pandemic and were affected by the suspension of the renewal requirement.  Depending on what period the committee chooses to look at for continuing education, as many
 as 11 of 12 have met the requirement based on WLTA hours alone.   </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black">First, we need a couple of decisions from the committee.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;mso-list:l0 level1 lfo2">Is the attached renewal application form approved?<o:p></o:p></li></ul>
<p style="margin-left:.5in"><span style="font-family:"Times New Roman",serif;color:black">George sent out the attached form after the committee call on October 13.  Maureen, Craig, and Paul all said it looks good.  Unless there are any objections, we'll use
 this form for this year's renewals.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;mso-list:l5 level1 lfo3">What is relevant time period for accumulating continuing education credits?<o:p></o:p></li></ul>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;mso-list:l5 level2 lfo3">Option 1: <o:p></o:p></li></ul>
</ul>
<p style="margin-left:1.0in"><span style="font-family:"Times New Roman",serif;color:black">Count all hours earned since original designation (as much as 7 years in some cases - see spreadsheet below).</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;mso-list:l6 level2 lfo4">Option 2:<o:p></o:p></li></ul>
</ul>
<p style="margin-left:1.0in"><span style="font-family:"Times New Roman",serif;color:black">Count only hours earned in last three years, i.e., since January 1, 2023.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:1.0in"><span style="font-family:"Times New Roman",serif;color:black">Since the pause in the seminar offering and WTP renewal process was initiated by us, I think the fairer option is to count all hours since original designation, even
 if that means we'd be counting some continuing education that is over three years old.  There are 12 WTPs who need to renew this year.  If we count all hours since original designation, 11 of the 12 are good based solely on hours logged by the WLTA.  If we
 count only the last three years, 5 of the 12 may come up short. I went back and checked Kennewick attendance and confirmed that none of the persons who might be short hours attended. </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:1.0in"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;mso-list:l1 level1 lfo5">What due dates and grace periods should we use?  <o:p></o:p></li></ul>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;mso-list:l1 level2 lfo5">Suggest:<o:p></o:p></li></ul>
</ul>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<ul style="margin-top:0in" type="square">
<li class="MsoNormal" style="color:black;mso-list:l1 level3 lfo5">Application and $25 fee due by January 31, 2026<o:p></o:p></li></ul>
</ul>
</ul>
<p style="margin-left:1.5in"><span style="font-family:"Times New Roman",serif;color:black">We could go with December 31, but we're already a week into the month.  For what it's worth, the state bar considers renewal for 2026 timely if accomplished by February
 2, 2026.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<ul style="margin-top:0in" type="square">
<li class="MsoNormal" style="color:black;mso-list:l2 level3 lfo6">Grace periods, if we want to provide them<o:p></o:p></li></ul>
</ul>
</ul>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<ul style="margin-top:0in" type="square">
<ul style="margin-top:0in" type="square">
<li class="MsoNormal" style="color:black;mso-list:l2 level4 lfo6">Application and fee - Feb 28, 2026 <o:p></o:p></li><li class="MsoNormal" style="color:black;mso-list:l2 level4 lfo6">Meeting educational requirement if lacking hours - June 30, 2026.  <o:p></o:p></li></ul>
</ul>
</ul>
</ul>
<p style="margin-left:2.0in"><span style="font-family:"Times New Roman",serif;color:black">Our 2026 WLTA seminar is set for October, so WTPs need to make up hours would have to do it through approved in-house training, or relevant classes through ALTA, WSBA,
 or other providers.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:black;mso-list:l3 level1 lfo7">Exactly how long should an initial designation run?<o:p></o:p></li></ul>
<ul style="margin-top:0in" type="disc">
<ul style="margin-top:0in" type="circle">
<li class="MsoNormal" style="color:black;mso-list:l3 level2 lfo7">Section 6 of the application form says "After the WTP designation is attained, every three years a renewal is to be submitted with evidence of 6 additional hours of WLTA Educational seminars
 and a fee of $25 to retain the Washington Title Professional designation."  That sets things up for every WTP having an individual renewal date.  That would be a pain to administer.  On the October 13 call we discussed shifting everyone to December 31. The
 simplest change might be to require renewal by the third December 31 after the initial designation.  But someone who passes the test late in the year might only get slightly over two years to accumulate the continuing education.  We could allow slightly over
 three years to those folks.<o:p></o:p></li><li class="MsoNormal" style="color:black;mso-list:l3 level2 lfo7">What do you think of changing Section 6 to read as follows: <o:p></o:p></li></ul>
</ul>
<p style="margin-left:1.0in"><span style="font-family:"Times New Roman",serif;color:black">"To maintain an approved WTP designation you must renew by submitting an application with evidence of 6 additional hours of WLTA Educational seminars (or the equivalent
 as determined by the WTP Committee) and a fee of $25 by the renewal date.  If you first obtain the WTP designation before October 1, your designation will run for the remainder of that year and the next two calendar years.  If your first designation as a WTP
 occurs on or after October 31, your designation will run for the remainder of that year and the next three calendar years.  The renewal date is January 31 of the year after a WTP designation ends.  All renewal periods will commence on January 1 and run for
 three calendar years." </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black">Here's a draft e-mail to go out with the application form:</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">Greetings,</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">Your Washington Title Professional certification was approved on _____, 20__.  To keep your WTP status active you need to submit a renewal application and pay a $25
 fee by _________, 202_.  You can submit your renewal application on the attached form.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">The WTP program requires completion of six hours of continuing education every three years. As originally set up, the program required renewal every three years. </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">The WLTA could not provide seminars during the pandemic.  Because it couldn't offer continuing education to WTPs, it suspended the renewal process and the educational
 requirement.  The WLTA resumed putting on seminars in 2022.  It is now time to put the renewal process into effect.  All WTPs who first earned the WTP certification before January 1, 2023, must apply to renew their certification by _________, 202___.  All
 continuing education hours earned since ______ will count toward this first renewal. 
<b>[insert date became WTP or January 1, 2023, or another date chosen by committee]</b></span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">Most WTPs have met the continuing education requirement by attending WLTA seminars.  The WLTA maintains attendance records and has kept a running tally of WTP continuing
 education hours earned.  WTP educational credit may also be earned for attendance at other events that offer title or escrow training on par with what the WLTA provides.  Examples:  American Land Title Association educational events, company in-house title
 or escrow training, or continuing legal education classes offered by the Washington State Bar Association.  Being the instructor at any of the foregoing events may also qualify.  Approval of educational credit for any non-WLTA sponsored event will be on a
 case-by-case basis.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black">Based on the WLTA's records, you have attended __ hours of WLTA instruction since you first earned WTP certification.  You have met the continuing education requirement. 
 On page 2 of the application, instead of listing every educational event, you can enter the following on a single line:</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:60.0pt"><span style="font-family:"Times New Roman",serif;color:black">Seminar / Sponsor:           WLTA</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:60.0pt"><span style="font-family:"Times New Roman",serif;color:black">Date Taken, Attended, ...:     various</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:60.0pt"><span style="font-family:"Times New Roman",serif;color:black">Total Hours:                 _______</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:60.0pt"><span style="font-family:"Times New Roman",serif;color:black">Comments / ...:              none</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><b><span style="font-family:"Times New Roman",serif;color:black">[alternatively, for those who have not attended 6 hours of WLTA classes]</span></b><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Times New Roman",serif;color:black"> Based on the WLTA's records, you have attended __ hours of WLTA instruction since you first earned WTP certification.  On page 2 of the application we have entered
 the attendance for which we have records.  Based on our records you are short ___ hours of the required six hours.  Please enter information for all other continuing education, including WLTA instruction not already entered, that you feel should be considered
 towards meeting the educational requirement.  We may ask for additional information from you to credit non-WLTA hours.  If you remain short of the total hours required, we will contact you regarding a grace period to make up the hours.  Your status as a WTP
 would continue during any approved grace period.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><b><span style="font-family:"Calibri",sans-serif;color:black">[back to common text]</span></b><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Calibri",sans-serif;color:black">If you do not wish to renew your WTP certification, please let us know.  If you do not renew, your name will be removed from the list of WTPs on WLTA's web site and you
 should stop citing your WTP credential in e-mail and other professional activities. If you choose to let your WTP status expire, you can regain it in the future by paying the $25 fee and submitting a renewal application showing completion of at least six hours
 of continuing education.  You would not have to take the test again.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Calibri",sans-serif;color:black">The WLTA wants to support every WTP who wishes to maintain their certification.  If you have questions or concerns about the renewal process, please reach out to myself
 or George Peters.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="margin-left:30.0pt"><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><span style="font-family:"Calibri",sans-serif;color:black">Your thoughts, corrections, suggested changes would be appreciated.  It would be great nail down the issues so we could get notice out before the holiday season and year end madness are in full swing.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Calibri",sans-serif;color:black">Sean</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Sean Holland, WTP</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in;background:white">
<span style="font-family:"Times New Roman",serif;color:#1F497D">Co-Executive Director</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Washington Land Title Association</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="background:white"><u><span style="font-family:"Times New Roman",serif;color:#0563C1"><a href="https://url.avanan.click/v2/r01/___https:/urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86MTI1OTI3Njk4MTg4NjYyNGE3YjcwNzExMzIyMTRhYmY6Nzo4MDFjOjcwZmQ5MzU4YzJkMDQwMDc1MzJmOTZhMjM3YjUzN2M0ZjYwOWIyNjhmYjBhMzgxMjUyZTIxNzIwNjQwZDE3NmY6aDpUOkY" title="Protected by Avanan: https://urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$"><span style="color:#0563C1">https://washingtonlandtitle.com</span></a></span></u><u><span style="font-family:"Times New Roman",serif;color:blue"><a href="https://url.avanan.click/v2/r01/___https:/urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86MTI1OTI3Njk4MTg4NjYyNGE3YjcwNzExMzIyMTRhYmY6Nzo2MjUxOjZiMGJjNTAyZmM5MWNiODVmMWMwZDhjNTI1MzI4OWViNTQ5N2NlMGE1OWJiOGUzZGI2ZTM1NTk5N2Y2MTkxNmU6aDpUOkY" title="Protected by Avanan: https://urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$"> [washingtonlandtitle.com]</a></span></u><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in;background:white">
<span style="font-family:"Times New Roman",serif;color:#1F497D">Mail: PO Box 328, Lynnwood, WA 98046</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Delivery: 6817 208<sup>th</sup> St SW, #328, Lynnwood, WA 98036</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">206-697-4199 (Mobile)</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="background:white"><u><span style="font-family:"Times New Roman",serif;color:blue"><a href="mailto:execdirector@wltaonline.org" title="mailto:execdirector@wltaonline.org">seanholland@att.net</a></span></u><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Calibri",sans-serif;color:#242424"><img border="0" width="168" height="96" style="width:1.75in;height:1.0in" id="x_x__x005f_x0000_i1037" src="cid:image005.png@01DC690E.01DBE880" alt="WLTA Logo w-Ring Blue 1a"><img border="0" width="94" height="94" style="width:.9791in;height:.9791in" id="x_x__x005f_x0000_i1036" src="cid:image006.png@01DC690E.01DBE880"></span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#242424">This is a confidential communication intended solely for the named recipient. If you are not the intended recipient, please destroy it and call Sean Holland at 206-697-4199 immediately. Thank you.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><b><span style="font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-family:"Calibri",sans-serif;color:black"> Wtpcommittee <</span><u><span style="font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee-bounces@washingtonlandtitle.com">wtpcommittee-bounces@washingtonlandtitle.com</a></span></u><span style="font-family:"Calibri",sans-serif;color:black">>
 on behalf of Sean Holland <</span><u><span style="font-family:"Calibri",sans-serif;color:blue"><a href="mailto:seanholland@att.net">seanholland@att.net</a></span></u><span style="font-family:"Calibri",sans-serif;color:black">><br>
<b>Sent:</b> Thursday, November 20, 2025 9:06 AM<br>
<b>To:</b> </span><u><span style="font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-family:"Calibri",sans-serif;color:black"> <</span><u><span style="font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-family:"Calibri",sans-serif;color:black">><br>
<b>Subject:</b> Re: [Wtpcommittee] WTP - Renewal issues</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Calibri",sans-serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">One additional note:  the 2025 hours include Lynnwood only, not Kennewick.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Sean Holland <</span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:seanholland@att.net">seanholland@att.net</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">><br>
<b>Sent:</b> Thursday, November 20, 2025 9:00 AM<br>
<b>To:</b> </span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> <</span><u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:blue"><a href="mailto:wtpcommittee@washingtonlandtitle.com">wtpcommittee@washingtonlandtitle.com</a></span></u><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">><br>
<b>Subject:</b> WTP - Renewal issues</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-family:"Times New Roman",serif"> <o:p></o:p></span></p>
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<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">Good morning folks.  We spoke recently about getting the WTP certification renewal process going after a multi-year hiatus.  Out of the 20 WTPs,  11 are beyond the three-year
 mark since first being designated a WTP.  One more will hit the three-year mark next month.  Six WTPs will need to renew by the end of 2026, one at the end of 2027, and one at the end of 2028.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">I went back through the  master list of WLTA seminar attendance to see if WTPs had been accumulating the requisite 6 hours of continuing education per three-year renewal period. 
 One way to do that is to count all hours since the original designation.  Another way would be to count only the last three calendar years.  For the 12 WTPs needing to renew at the end of 2025, 11 have logged enough WLTA continuing education hours if all hours
 since original designation are counted.  If only hours since January 1, 2023, are counted, 7 WTPs have enough hours.  Just looking at the last three years doesn't seem warranted, given that the WLTA is the party that put the renewal process on ice and the
 lack of communication about the renewal process.  I recommend that all hours earned since the original designation count.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">On the spreadsheet below "NA" means "Not Applicable," i.e., any hour earned in that time period were earned before the initial WTP designation and thus don't count for the continuing
 education requirement.  </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">The people who are short of WLTA seminar hours could very well have enough based on in-house training or other comparable education approved by the committee.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">We need to send out renewal notices.  The form has space for people to list their education hours.  In the e-mails transmitting the forms, we can inform those who have enough
 hours that they don't have to list classes. </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black">Sean</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"><img border="0" width="1064" height="520" style="width:11.0833in;height:5.4166in" id="x_x_Picture_x0020_1" src="cid:image007.png@01DC690E.01DBE880"></span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#242424"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Sean Holland, WTP</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Co-Executive Director</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Washington Land Title Association</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="background:white"><u><span style="font-family:"Times New Roman",serif;color:#0563C1"><a href="https://url.avanan.click/v2/r01/___https:/urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86MTI1OTI3Njk4MTg4NjYyNGE3YjcwNzExMzIyMTRhYmY6Nzo0MGIzOjM0MTZmMjI0ZDQ3NDAwNjI5MTI1NDk4N2RkOTM0MTY4MWE5MjZlYjAyMWM1Zjc1MTBhYjA2NGJjNDNhZWJlZjM6aDpUOkY" title="Protected by Avanan: https://urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$"><span style="color:#0563C1">https://washingtonlandtitle.com</span></a></span></u><u><span style="font-family:"Times New Roman",serif;color:blue"><a href="https://url.avanan.click/v2/r01/___https:/urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86MTI1OTI3Njk4MTg4NjYyNGE3YjcwNzExMzIyMTRhYmY6Nzo4YjUzOjJhNzg0Y2IzZTg2YmNiZGJkM2FkODY1YWFiNmZmODJlOGViMmYyZDUzMGM5ZDMwNzRhYmM2MjhlYzZhNmJlZTI6aDpUOkY" title="Protected by Avanan: https://urldefense.com/v3/__https:/washingtonlandtitle.com/__;!!D1GiJZDdVrw!aB8-tsiu0QWyJoRXCJ-XRo9WMcxFc7V7SGfth6uNM4kJHXNoea8lyDJfMLzamSwl4vd2etqrHM2jxErXqQ4$"> [washingtonlandtitle.com]</a></span></u><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in;background:white">
<span style="font-family:"Times New Roman",serif;color:#1F497D">Mail: PO Box 328, Lynnwood, WA 98046</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">Delivery: 6817 208<sup>th</sup> St SW, #328, Lynnwood, WA 98036</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#1F497D">206-697-4199 (Mobile)</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p style="background:white"><u><span style="font-family:"Times New Roman",serif;color:blue"><a href="mailto:execdirector@wltaonline.org" title="mailto:execdirector@wltaonline.org">seanholland@att.net</a></span></u><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Calibri",sans-serif;color:#242424"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Calibri",sans-serif;color:#242424"><img border="0" width="168" height="96" style="width:1.75in;height:1.0in" id="x_x_x_x_x_x_Picture_x0020_781447462" src="cid:image008.png@01DC690E.01DBE880" alt="WLTA Logo w-Ring Blue 1a"><img border="0" width="94" height="94" style="width:.9791in;height:.9791in" id="x_x_x_x_x_x_Picture_x0020_1814670261" src="cid:image009.png@01DC690E.01DBE880"></span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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<span style="font-family:"Times New Roman",serif;color:#242424">This is a confidential communication intended solely for the named recipient. If you are not the intended recipient, please destroy it and call Sean Holland at 206-697-4199 immediately. Thank you.</span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p><span style="font-size:11.0pt;font-family:"Times New Roman",serif;color:black"> </span><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
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