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In the local government committee - no fiscal note yet.
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<blockquote type="cite">On Jan 22, 2026, at 10:55 AM, Carrie Tellefson <carrie@sound-gov.com> wrote:<br>
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<div dir="ltr"> I’m so sorry JP hope you feel better soon! Hearing is the 27th at 10:30.
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<blockquote type="cite">On Jan 22, 2026, at 10:50 AM, Jp Kissling <jpkissling@fitico.com> wrote:<br>
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<div dir="ltr"> I agree we should oppose. Sadly I’m sick as a dog. When is the hearing and do we have a fiscal note yet?
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<blockquote type="cite">On Jan 22, 2026, at 10:43 AM, Maureen Pfaff <maureen@olypentitle.com> wrote:<br>
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I'm in a class for the next 3 hours but can look into this further this afternoon. I'm sure WLTA can testify on this about our concerns.</div>
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Maureen</div>
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<span style="font-family: Arial; font-size: 12.6667px; color: rgb(34, 34, 34);">Maureen Pfaff, President and CEO</span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(34, 34, 34);">Ph: (360) 457-4451 | Fax:
</span><span style="font-size: 12.8px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255);">(844) 513-2400</span></p>
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<span style="font-family: Arial; font-size: 9.5pt; color: rgb(34, 34, 34);">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(17, 85, 204);"><a style="margin-top: 0px; margin-bottom: 0px;" title="mailto:maureen@olypentitle.com" href="mailto:maureen@olypentitle.com" target="_blank">maureen@olypentitle.com</a></span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b>WARNING – FRAUDULENT FUNDING INSTRUCTIONS</b></span><span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(34, 34, 34); line-height: 18.4px;"><b>Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(51, 51, 51); background-color: yellow; line-height: 15.3333px;"><b>ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on
the day <i>prior</i> to signing.</b></span></p>
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</b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" href="https://url.avanan.click/v2/r01/___https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86MzhlYWJiZWQ0YzNmNGY4MTNmOTQ2Nzk2MGQxZWFjYmI6NzowMWI2OjRkOTIzNGVjYmI2NGJhYjgxNTA5OGY1Y2ViZTJmZmNkNDgyYjExMzc1NzliZWM4YjIyMGRjNzM2OWJiN2ZmNWM6aDpUOkY" title="Protected by Avanan: https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be" target="_blank">ON
WIRE FRAUD PREVENTION</a></b></span></p>
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<div dir="ltr" id="divRplyFwdMsg"><font color="#000000" style="font-size:11pt" face="Calibri, sans-serif"><b>From:</b> Carrie Tellefson <carrie@sound-gov.com><br>
<b>Sent:</b> Thursday, January 22, 2026 10:32 AM<br>
<b>To:</b> JP Kissling <jpkissling@fitico.com>; Maureen Pfaff <maureen@olypentitle.com>; Michelle Taylor <mjtaylor@firstam.com>; sean powell <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> Fwd: Please oppose HB 2298</font>
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<div dir="auto">FYI please see the Trustee’s concerns on this bill. I have forwarded to the bankers to see if they want to weigh in.
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<div>Does the WLTA plan to testify?</div>
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<div dir="ltr"><b>From:</b> hollychisa <hollychisa@hpcadvocacy.com><br>
<b>Date:</b> January 22, 2026 at 10:28:49 AM PST<br>
<b>To:</b> Carrie Tellefson <carrie@sound-gov.com><br>
<b>Subject:</b> <b>Please oppose HB 2298</b><br>
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Hey there. On behalf of the United Trustees, I’m alerting folks to the hearing on HB 2298. The bill allows for providing some kind of mechanism to “secure” a property title. The trustees believe this will cloud title and potentially make foreclosures impossible
if the person dies or refuses to unlock the title to be processed in foreclosure.</div>
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I’m asking for financial institutions to oppose. Would you be able to talk with your folks and help us? Lance Olsen’s analysis is below.</div>
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<p style="margin:0in; font-family:Calibri,sans-serif; font-size:11pt"><span style="color:black">Holly Chisa</span></p>
<p style="margin:0in; font-family:Calibri,sans-serif; font-size:11pt"><span style="color:black">(360)791-6647</span></p>
<p style="margin:0in; font-family:Calibri,sans-serif; font-size:11pt"><span style="color:black">hollychisa@hpcadvocacy.com</span></p>
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<span style="font-family:Aptos,sans-serif; color:black"><b>From: Lance Olsen <</b></span><span style="font-family:Aptos,sans-serif; color:blue"><b><u><a style="color:blue; margin-top:0px; margin-bottom:0px" data-outlook-id="7603200c-0842-4030-8f44-599abeba4ea2" href="mailto:LOlsen@McCarthyHolthus.com" target="_blank">LOlsen@McCarthyHolthus.com</a></u></b></span><span style="font-family:Aptos,sans-serif; color:black"><b>><br>
Date: Monday, January 12, 2026 at 11:50</b></span><span style="font-family:Arial,sans-serif; color:black"><b> </b></span><span style="font-family:Aptos,sans-serif; color:black"><b>AM<br>
Subject: RE: Please review attached HB 2298</b></span></div>
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<span style="font-size:11pt">I could see this being an invitation to abuse.</span></p>
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<span style="font-size:11pt">There needs to be an exception for the recording of a trustee’s deed. Absent that, the county could reject recording a TD for up to five days it would appear and that could delay the recording to outside the 15 day relation back
period. </span></p>
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<span style="font-size:11pt">If I am reading this correctly, they are trying to allow for recording something that protects against fraudulent transfer. OK, seems like this won’t do much, but it needs to be clear that a trustee’s deed can be recorded right
away, or, that any delay in recording will have no impact on the relation back of the deed to the time of sale.</span></p>
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<span style="font-size:11pt">That’s my quick reading. </span></p>
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<span style="font-family:Calibri,sans-serif; font-size:14pt; color:rgb(31,73,125)">Lance E. Olsen</span></p>
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<span style="font-family:Calibri,sans-serif; color:rgb(31,73,125)">Managing Partner Northwest </span></p>
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