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FYI please see the Trustee’s concerns on this bill. I have forwarded to the bankers to see if they want to weigh in.
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<div>Does the WLTA plan to testify?</div>
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<div dir="ltr"><b>From:</b> hollychisa <hollychisa@hpcadvocacy.com><br>
<b>Date:</b> January 22, 2026 at 10:28:49 AM PST<br>
<b>To:</b> Carrie Tellefson <carrie@sound-gov.com><br>
<b>Subject:</b> <b>Please oppose HB 2298</b><br>
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Hey there. On behalf of the United Trustees, I’m alerting folks to the hearing on HB 2298. The bill allows for providing some kind of mechanism to “secure” a property title. The trustees believe this will cloud title and potentially make foreclosures impossible
if the person dies or refuses to unlock the title to be processed in foreclosure.</div>
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I’m asking for financial institutions to oppose. Would you be able to talk with your folks and help us? Lance Olsen’s analysis is below.</div>
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<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"><span style="color: black;">Holly Chisa</span></p>
<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"><span style="color: black;">(360)791-6647</span></p>
<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"><span style="color: black;">hollychisa@hpcadvocacy.com</span></p>
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<span style="font-family: Aptos, sans-serif; color: black;"><b>From: Lance Olsen <</b></span><span style="font-family: Aptos, sans-serif; color: blue;"><b><u><a href="mailto:LOlsen@McCarthyHolthus.com" data-outlook-id="7603200c-0842-4030-8f44-599abeba4ea2" style="color: blue; margin-top: 0px; margin-bottom: 0px;">LOlsen@McCarthyHolthus.com</a></u></b></span><span style="font-family: Aptos, sans-serif; color: black;"><b>><br>
Date: Monday, January 12, 2026 at 11:50</b></span><span style="font-family: Arial, sans-serif; color: black;"><b> </b></span><span style="font-family: Aptos, sans-serif; color: black;"><b>AM<br>
Subject: RE: Please review attached HB 2298</b></span></div>
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<span style="font-size: 11pt;">I could see this being an invitation to abuse.</span></p>
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<span style="font-size: 11pt;">There needs to be an exception for the recording of a trustee’s deed. Absent that, the county could reject recording a TD for up to five days it would appear and that could delay the recording to outside the 15 day relation back
period. </span></p>
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<span style="font-size: 11pt;">If I am reading this correctly, they are trying to allow for recording something that protects against fraudulent transfer. OK, seems like this won’t do much, but it needs to be clear that a trustee’s deed can be recorded right
away, or, that any delay in recording will have no impact on the relation back of the deed to the time of sale.</span></p>
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<span style="font-size: 11pt;">That’s my quick reading. </span></p>
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<span style="font-family: Calibri, sans-serif; font-size: 14pt; color: rgb(31, 73, 125);">Lance E. Olsen</span></p>
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<span style="font-family: Calibri, sans-serif; color: rgb(31, 73, 125);">Managing Partner Northwest </span></p>
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