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I would think all title insurers and title agents. There may also be escrow only agencies that handle long term escrow contracts but will let others in WA speak to that since my knowledge base is grounded in Idaho law
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<div dir="ltr">Jesse Hamilton
<div>S.V.P./General Counsel</div>
<div>Pioneer Title Company</div>
<div>208-373-3733</div>
<div>www.pioneertitleco.com</div>
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<blockquote type="cite">On Jan 20, 2026, at 9:51 PM, Carrie Tellefson <carrie@sound-gov.com> wrote:<br>
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Ok that’s helpful. Are we carving out all title insurers or just those that are in your area of work? I’ll need to be able to explain to the prime sponsor why the carve out is needed and who it applies to.</div>
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<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"><span style="font-family: Helvetica; font-size: 12pt; color: black;">Carrie Tellefson, JD, President<br>
Sound Government Solutions<br>
253-576-9908 (cell)</span></p>
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<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"> </p>
<p style="margin: 0in; font-family: Calibri, sans-serif; font-size: 11pt;"><i>I understand that everyone has their own way of working. I’m sending this email at a time that suits my schedule, but there’s no expectation for you to read, reply or act on it outside
your regular work hours.</i></p>
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<span style="font-weight:bold">From: </span>Jesse Hamilton <jesse@pioneer1031.com><br>
<span style="font-weight:bold">Date: </span>Tuesday, January 20, 2026 at 8:46 PM<br>
<span style="font-weight:bold">To: </span>Carrie Tellefson <carrie@sound-gov.com><br>
<span style="font-weight:bold">Cc: </span>seanholland@att.net <seanholland@att.net>, Anthony Carollo <acarollo@vistatitle.com>, Maureen Pfaff <maureen@olypentitle.com>, Robin Aberasturi <robin.aberasturi@futuratitle.com>, Craig Trummel <ctrummel@wfgtitle.com>,
Marcella Carey <marcella@frontiertitle.biz>, JP Kissling <jpkissling@fitico.com>, legislativecommittee1@washingtonlandtitle.com <legislativecommittee1@washingtonlandtitle.com><br>
<span style="font-weight:bold">Subject: </span>Re: HB 2268 suggested carve out language<br>
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<div>No our clients are primarily private party Buyers and Sellers in which the Seller engages in seller carry-back financing for the Buyer and we simply service the payments owing on the contract. </div>
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<div dir="ltr">Jesse Hamilton
<div>S.V.P./General Counsel</div>
<div>Pioneer Title Company</div>
<div>208-373-3733</div>
<div>www.pioneertitleco.com</div>
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<blockquote type="cite">On Jan 20, 2026, at 9:41 PM, Carrie Tellefson <carrie@sound-gov.com> wrote:<br>
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<div dir="ltr"> [<font color="Red"><b>CAUTION: External</b></font>]<br>
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Thanks Sean. So Rep Bernbaum is trying to target the online lenders. I’m assuming that you all aren’t doing business with them anyway? Or is that not the accurate? </div>
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Thanks,</div>
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Carrie</div>
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<p style="margin:0in; font-family:Calibri,sans-serif; font-size:11pt"><span style="font-family:Helvetica; font-size:12pt; color:black">Carrie Tellefson, JD, President<br>
Sound Government Solutions<br>
253-576-9908 (cell)</span></p>
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<p style="margin:0in; font-family:Calibri,sans-serif; font-size:11pt"><i>I understand that everyone has their own way of working. I’m sending this email at a time that suits my schedule, but there’s no expectation for you to read, reply or act on it outside
your regular work hours.</i></p>
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<span style="font-weight:bold">From: </span>seanholland@att.net <seanholland@att.net><br>
<span style="font-weight:bold">Date: </span>Tuesday, January 20, 2026 at 5:49 PM<br>
<span style="font-weight:bold">To: </span>'Anthony Carollo' <acarollo@vistatitle.com>, 'Maureen Pfaff' <maureen@olypentitle.com>, 'Robin Aberasturi' <robin.aberasturi@futuratitle.com>, 'Jesse Hamilton' <jesse@pioneer1031.com>, 'Craig Trummel' <ctrummel@wfgtitle.com>,
'Marcella Carey' <marcella@frontiertitle.biz>, 'JP Kissling' <jpkissling@fitico.com>, '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com>, Carrie Tellefson <carrie@sound-gov.com><br>
<span style="font-weight:bold">Subject: </span>RE: HB 2268 suggested carve out language<br>
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A carve out for agents only could be:</p>
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(d) A title insurance agent licensed pursuant to RCW 48.29.155.</p>
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For underwriters and agents, maybe:</p>
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(d) A title insurer or title insurance agent licensed pursuant to Chapter 48.29 RCW.</p>
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Sean</p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Anthony Carollo <acarollo@vistatitle.com>
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<b>Sent:</b> Tuesday, January 20, 2026 1:37 PM<br>
<b>To:</b> Maureen Pfaff <maureen@olypentitle.com>; Robin Aberasturi <robin.aberasturi@futuratitle.com>; Jesse Hamilton <jesse@pioneer1031.com>; Craig Trummel <ctrummel@wfgtitle.com>; Marcella Carey <marcella@frontiertitle.biz>; Sean Holland <seanholland@att.net>;
JP Kissling <jpkissling@fitico.com>; '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com>; Carrie Tellefson <carrie@sound-gov.com><br>
<b>Subject:</b> RE: HB 2268 suggested carve out language</span></p>
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I’m not an attorney and don’t pretend to have the right “carve out” language. </p>
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How about adding a simple carve out for:</p>
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<i>(d) title insurance agencies licensed by the Washington Office of Insurance Commissioner</i></p>
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<i><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#555253">What are you working on right now that I can help you with?<br>
</span></i><span style="font-size:10.5pt; font-family:"Trebuchet MS",sans-serif; color:#595959"><br>
ANTHONY V. CAROLLO</span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#595959">CEO</span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#595959">Vista Title & Escrow</span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#595959">201 W North River Drive #205, Spokane, WA 99201</span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#595959">Mobile 509.999.7050 | Direct 509.321.3940
</span></p>
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<a href="mailto:acarollo@vistatitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif">acarollo@vistatitle.com</span></a><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif">
<span style="color:#798D91">| </span></span><a href="http://vistatitle.com/" style="color:blue; text-decoration:underline"><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif">vistatitle.com</span></a><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#798D91"> | </span><a href="https://www.facebook.com/vistatitleandescrow/" style="color:blue; text-decoration:underline"><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif">Facebook</span></a><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#798D91"> </span><span style="font-size:8.5pt; font-family:"Trebuchet MS",sans-serif; color:#999999"> </span><span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#798D91"> </span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#555253">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></p>
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<span style="font-size:9.0pt; font-family:"Trebuchet MS",sans-serif; color:#555253">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source,
such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline">maureen@olypentitle.com</a>>
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<b>Sent:</b> Tuesday, January 20, 2026 1:27 PM<br>
<b>To:</b> Robin Aberasturi <<a href="mailto:robin.aberasturi@futuratitle.com" style="color:blue; text-decoration:underline">robin.aberasturi@futuratitle.com</a>>; Jesse Hamilton <<a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline">jesse@pioneer1031.com</a>>;
Craig Trummel <<a href="mailto:ctrummel@wfgtitle.com" style="color:blue; text-decoration:underline">ctrummel@wfgtitle.com</a>>; Anthony Carollo <<a href="mailto:acarollo@vistatitle.com" style="color:blue; text-decoration:underline">acarollo@vistatitle.com</a>>;
Marcella Carey <<a href="mailto:marcella@frontiertitle.biz" style="color:blue; text-decoration:underline">marcella@frontiertitle.biz</a>>; Sean Holland <<a href="mailto:seanholland@att.net" style="color:blue; text-decoration:underline">seanholland@att.net</a>>;
JP Kissling <<a href="mailto:jpkissling@fitico.com" style="color:blue; text-decoration:underline">jpkissling@fitico.com</a>>; '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> HB 2268 suggested carve out language<br>
<b>Importance:</b> High</span></p>
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<p style="background:#FFCACA"><b><span style="color:black">[EXTERNAL EMAIL]</span></b><span style="color:black">
</span><span style="font-size:10.0pt; color:black">This message originated outside of your organization. Remember to always use caution when opening attachments or clicking on links.</span></p>
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<span style="color:black">Some of you will likely get this email twice, but I wanted to make sure that those of you who are in the contract loan servicing arena saw this and it didn't get hung up waiting to be delivered via the list serve email.</span></p>
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<span style="color:black">I reached out to Carrie this morning with the concerns that have been raised about HB 2268 and the requirement that loan servicers who provide reserve accounts pay interest to the borrowers on those funds. She responded with the email
below, so if we want to propose carve-out language to the bill sponsor it will need to happen ASAP. Please take a look at what is being proposed and if you have suggested language to create a carve-out share it with the group.</span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">Maureen Pfaff, President and CEO</span></p>
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<span style="font-size:9.5pt; font-family:Roboto; color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">maureen@olypentitle.com</span></a></p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.olypentitle.com_&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=IINhqzbU0XYdIG3ovSKsbt-aspcILVDlWScezc24VdQ&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">www.olypentitle.com</span></a></p>
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<b><span style="font-family:"Times New Roman",serif; color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b></p>
<p class="elementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt">
<b><span style="font-family:"Times New Roman",serif; color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the
sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b></p>
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<b><span style="font-size:10.0pt; font-family:"Arial",sans-serif; color:#333333; background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b></p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=1X1OHKq7Uq-VsANMoYxQtD6rp5PVE2LlyckWZ7pXUJo&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif; color:blue"><br>
</span></b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=1X1OHKq7Uq-VsANMoYxQtD6rp5PVE2LlyckWZ7pXUJo&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a></p>
<p class="MsoNormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; background:white">
<i><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black"> Carrie Tellefson <<a href="mailto:carrie@sound-gov.com" style="color:blue; text-decoration:underline">carrie@sound-gov.com</a>><br>
<b>Sent:</b> Tuesday, January 20, 2026 12:18 PM<br>
<b>To:</b> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline">maureen@olypentitle.com</a>>; JP Kissling <<a href="mailto:jpkissling@fitico.com" style="color:blue; text-decoration:underline">jpkissling@fitico.com</a>>;
Michelle Taylor <<a href="mailto:mjtaylor@firstam.com" style="color:blue; text-decoration:underline">mjtaylor@firstam.com</a>><br>
<b>Cc:</b> Sam Miller <<a href="mailto:sam@sound-gov.com" style="color:blue; text-decoration:underline">sam@sound-gov.com</a>><br>
<b>Subject:</b> Re: request for add'l reviews on HB 2268</span> </p>
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<span style="color:black">Hi All - I have been working on this bill for the bankers association. The bill is going to be narrowed. Here’s the definition the sponsor is considering. He plans for the hearing to be on the proposed substitute language. The
hearing is likely to be next week.</span></p>
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<span style="color:black">It will limit the policy to non-depository mortgage loan servicers as defined below. Note, that “financial institutions” are excluded, and a “financial institution” as defined in RCW 30A.22.040 is: (8) "Financial institution" means
a bank, trust company, mutual savings bank, savings and loan association, or credit union authorized to do business and accept deposits in this state under state or federal law.</span></p>
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<span style="color:black">(1) “Non depository mortgage loan servicer" means an entity, wherever located, that is responsible for servicing a residential mortgage loan, including collecting or receiving payments on existing obligations due, including payments
of principal, interest, escrow amounts, servicing fees, and other amounts due. A mortgage loan servicer does not include:</span></p>
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<span style="color:black">(a) A financial institution as defined in RCW 30A.22.040;</span></p>
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<span style="color:black">(b) A federal agency or department; or</span></p>
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<span style="color:black">(c) A collection agency as defined in RCW 19.16.100.</span></p>
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<span style="color:black">Thanks,</span></p>
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<span style="color:black">Carrie</span></p>
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<p><span style="font-family:"Helvetica",sans-serif; color:black">Carrie Tellefson, JD, President<br>
Sound Government Solutions<br>
253-576-9908 (cell)</span></p>
<p><span style="font-family:"Helvetica",sans-serif; color:black"><br>
</span><span style="font-size:10.5pt; font-family:"Calibri",sans-serif; color:black"></span></p>
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<p><i><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">I understand that everyone has their own way of working. I’m sending this email at a time that suits my schedule, but there’s no expectation for you to read, reply or act on it outside
your regular work hours.</span></i></p>
<p><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> </span></p>
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<b><span style="color:black">From: </span></b><span style="color:black">Maureen Pfaff <<a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline">maureen@olypentitle.com</a>><br>
<b>Date: </b>Tuesday, January 20, 2026 at 12:11</span><span style="font-family:"Arial",sans-serif; color:black"> </span><span style="color:black">PM<br>
<b>To: </b>JP Kissling <<a href="mailto:jpkissling@fitico.com" style="color:blue; text-decoration:underline">jpkissling@fitico.com</a>>, Michelle Taylor <<a href="mailto:mjtaylor@firstam.com" style="color:blue; text-decoration:underline">mjtaylor@firstam.com</a>>,
Carrie Tellefson <<a href="mailto:carrie@sound-gov.com" style="color:blue; text-decoration:underline">carrie@sound-gov.com</a>><br>
<b>Subject: </b>Fw: request for add'l reviews on HB 2268</span></p>
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<span style="color:black">Good morning,</span></p>
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<span style="color:black">Three member companies who provide contract loan servicing have weighed in on this and the consensus is that if the bill were to pass in the current form these companies would likely stop offering escrow for tax and insurance reserves
meaning consumers will have even fewer options available to them in the market. This is a low margin business and the funds held in escrow are not held in interest bearing accounts so the costs to set that up for each client and pay them 2% interest (business
accounts do not earn anywhere <i>near </i>that level of interest) will<i> </i>be passed on to the client via rate increases that would likely cause the clients to decline the service. If we can propose language that would carve out Collection Escrow providers
from the bill I think we should.</span></p>
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<span style="font-size:14.0pt; font-family:"Lucida Handwriting"; color:black">Maureen</span></p>
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<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:Roboto"> </span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">Maureen Pfaff, President and CEO</span></p>
<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:Roboto; color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">maureen@olypentitle.com</span></a></p>
<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.olypentitle.com_&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=IINhqzbU0XYdIG3ovSKsbt-aspcILVDlWScezc24VdQ&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">www.olypentitle.com</span></a></p>
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<span style="font-size:9.5pt; font-family:Roboto; color:#222222"> </span></p>
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<b><span style="font-family:"Times New Roman",serif; color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b></p>
<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt">
<b><span style="font-family:"Times New Roman",serif; color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the
sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b></p>
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<span style="font-size:10.0pt; font-family:"Times New Roman",serif; color:#222222"> </span></p>
<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
<b><span style="font-size:10.0pt; font-family:"Arial",sans-serif; color:#333333; background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b></p>
<p class="xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=1X1OHKq7Uq-VsANMoYxQtD6rp5PVE2LlyckWZ7pXUJo&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif; color:blue"><br>
</span></b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=1X1OHKq7Uq-VsANMoYxQtD6rp5PVE2LlyckWZ7pXUJo&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a></p>
<p class="MsoNormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; background:white">
<i><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black"> Legislativecommittee1 <<a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline">legislativecommittee1-bounces@washingtonlandtitle.com</a>>
on behalf of Robin Aberasturi <<a href="mailto:robin.aberasturi@futuratitle.com" style="color:blue; text-decoration:underline">robin.aberasturi@futuratitle.com</a>><br>
<b>Sent:</b> Tuesday, January 20, 2026 10:50 AM<br>
<b>To:</b> 'Craig Trummel' <<a href="mailto:CTrummel@wfgtitle.com" style="color:blue; text-decoration:underline">CTrummel@wfgtitle.com</a>>; 'Jesse Hamilton' <<a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline">jesse@pioneer1031.com</a>>;
<a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline">
legislativecommittee1@washingtonlandtitle.com</a> <<a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> Re: [Legislativecommittee1] request for add'l reviews on HB 2268</span>
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<span style="font-size:11.0pt">I agree! We are not “servicers” in that true sense, but I don’t want to get caught up in it, so without an exemption, we will likely refrain from handling reserves.</span></p>
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<span style="font-size:11.0pt">Thanks Craig!</span></p>
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<span style="font-size:11.0pt"> </span></p>
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<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783">Robin Aberasturi</span></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"><br>
VP/Corporate Escrow Manager</span></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783">Futura Title & Escrow, LLC</span></b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"><br>
<br>
</span><span style="font-family:"Tahoma",sans-serif; color:#1F497D">Cell Phone 208-250-3816</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><i><span style="font-family:"Calibri",sans-serif; color:black"> </span></i></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"> </span></b></p>
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<span style="font-size:11.0pt"> </span></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Craig Trummel <<a href="mailto:CTrummel@wfgtitle.com" style="color:blue; text-decoration:underline">CTrummel@wfgtitle.com</a>>
<br>
<b>Sent:</b> Tuesday, January 20, 2026 11:32 AM<br>
<b>To:</b> Robin Aberasturi <<a href="mailto:robin.aberasturi@futuratitle.com" style="color:blue; text-decoration:underline">robin.aberasturi@futuratitle.com</a>>; 'Jesse Hamilton' <<a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline">jesse@pioneer1031.com</a>>;
<a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline">
legislativecommittee1@washingtonlandtitle.com</a><br>
<b>Subject:</b> RE: request for add'l reviews on HB 2268</span></p>
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<span style="font-size:1.0pt; color:white">I suggest the WLTA push for Collection Escrow providers exempted from the bill. craig Craig Trummel Regional Underwriter/Washington State Counsel C: 206.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">580.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">8344
| ctrummel@</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">wfgtitle.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">com
| www.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">wfgtitle.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:white"> </span><span style="font-size:1.0pt; color:white">com
Confidentiality Notice: The information</span></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:#1F3864">I suggest the WLTA push for Collection Escrow providers exempted from the bill.
</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:#1F3864">craig</span></p>
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<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; line-height:105%">
<span style="font-size:11.0pt; line-height:105%; font-family:"Calibri",sans-serif; color:#1F3864"></span></p>
<div><image005.png></div>
<div><image006.jpg></div>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Segoe UI",sans-serif; color:#1F3864">Craig Trummel</span></b><span style="font-family:"Calibri",sans-serif; color:#1F3864"><br>
</span><span style="font-family:"Segoe UI",sans-serif; color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-family:"Segoe UI",sans-serif; color:#A39161">
</span><span style="font-family:"Calibri",sans-serif; color:#1F497D"><br>
</span><span style="font-family:"Segoe UI",sans-serif; color:#1F3864; background:white">C: 206.580.8344</span><span style="font-family:"Segoe UI",sans-serif; color:#1F497D; background:white">
</span><span style="font-size:10.0pt; font-family:"Helvetica",sans-serif; color:black"> |
</span><a href="mailto:ctrummel@wfgtitle.com" style="color:blue; text-decoration:underline"><span style="font-family:"Segoe UI",sans-serif; color:#0563C1; background:white">ctrummel@wfgtitle.com</span></a><span style="font-family:"Segoe UI",sans-serif; color:#1F497D; background:white">
| </span><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_www.wfgtitle.com_-5F-5F-3B-21-21DEULSLR5O6irNg-21Xr-5F0hQTA-5Fl0iHHwP-2DLB0uOf6pHq66dUl-5FDP-2DrI1cfnGq8OU4DdMvTLNGGpSyaXwMD37LyZOBVdQboJWyZLTMbADTDxsP-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=xErIx-Z8LFtycosts6gfdNADFFpCYXpNdibsBFFDz8U&e=" style="color:blue; text-decoration:underline"><span style="font-family:"Segoe UI",sans-serif; color:#0563C1; background:white">www.wfgtitle.com</span></a><span style="font-family:"Segoe UI",sans-serif; color:#1F497D; background:white">
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:#1F3864"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
<b>On Behalf Of </b>Robin Aberasturi<br>
<b>Sent:</b> Tuesday, January 20, 2026 8:04 AM<br>
<b>To:</b> 'Jesse Hamilton' <</span><a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">jesse@pioneer1031.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>;
</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"><br>
<b>Subject:</b> Re: [Legislativecommittee1] request for add'l reviews on HB 2268</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:10.0pt"> </span></p>
<div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:1.0pt; color:white">I am in agreement with Jesse on the potential increase in fees, however our position would be to eliminate reserves as an optional service in WA if this passes, thereby reducing options for buyers and sellers in these
circumstances. Long Term</span></p>
</div>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:1.0pt; font-family:"Times New Roman",serif; color:white"> </span></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">I am in agreement with Jesse on the potential increase in fees, however our position would be to eliminate reserves as an optional service in WA if this passes, thereby reducing options for buyers and sellers in these circumstances.</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Long Term services are not “profit centers” for us, but a necessary option for seller carry back and private financing loans. The costs of handling reserve accounts would have to increase substantially, and I believe deter individuals
from setting them up. That is not the best resolution for many consumers, as that monthly reserve deposit is what helps to ensure to the seller that there are funds to pay taxes and insurances when due.</span></p>
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<span style="font-size:11.0pt"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Thank you!</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783">Robin Aberasturi</span></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"><br>
VP/Corporate Escrow Manager</span></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783">Futura Title & Escrow, LLC</span></b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"><br>
<br>
</span><span style="font-family:"Tahoma",sans-serif; color:#1F497D">Cell Phone 208-250-3816</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><i><span style="font-family:"Calibri",sans-serif; color:black"> </span></i></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Tahoma",sans-serif; color:#0B5783"> </span></b></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt"> </span></p>
<div style="border:none; border-top:solid #E1E1E1 1.0pt; padding:3.0pt 0in 0in 0in">
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
<b>On Behalf Of </b>Jesse Hamilton<br>
<b>Sent:</b> Wednesday, January 14, 2026 1:32 PM<br>
<b>To:</b> </span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"><br>
<b>Subject:</b> Re: [Legislativecommittee1] request for add'l reviews on HB 2268</span></p>
</div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:10.0pt"> </span></p>
<div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:1.0pt; color:white">Dear WLTA Legislative committee, Below are the thoughts of Pioneer Title Company of Washington (and its long-term escrow department) as it relates to the proposed legislation: In talking to the manager of our long-term
escrow department (which</span></p>
</div>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:1.0pt; color:white"> </span></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Dear WLTA Legislative committee,</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Below are the thoughts of Pioneer Title Company of Washington (and its long-term escrow department) as it relates to the proposed legislation:</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt"> </span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">In talking to the manager of our long-term escrow department (which does service files out of Washington State), she does not like this proposed legislation at all. Currently, the monies escrowed for taxes and insurance are in
a non-interest bearing trust account. If this became law, we would have to convert to an interest bearing trust account in order to pay the borrower the required 2% … and we would have to adjust our software and accounting functions to adapt to the legislation.
That would result in an increase in fees to set up Washington State files and an increase in monthly servicing fees to handle each account under the new legislation. The net monetary result to the borrower would likely not be positive.
</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt"> </span></p>
<div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Jesse Hamilton</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">General Counsel/ S.V.P.</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Pioneer Title Company/Pioneer 1031 Company</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">1211 W. Myrtle Street, Suite 100 • Boise, ID 83702</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt">Phone: 208-373-3733</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; color:#467886">jesse@pioneer1031.com</span></a></p>
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<span style="font-size:11.0pt"> </span></p>
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<span style="font-size:11.0pt"> </span></p>
</div>
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<span style="font-size:11.0pt"> </span></p>
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<div style="border:none; border-top:solid #E1E1E1 1.0pt; padding:3.0pt 0in 0in 0in">
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Bob Rice <</span><a href="mailto:Bob.Rice@trguw.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">Bob.Rice@trguw.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
<br>
<b>Sent:</b> Wednesday, January 14, 2026 1:27 PM<br>
<b>To:</b> Jesse Hamilton <</span><a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">jesse@pioneer1031.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">><br>
<b>Subject:</b> RE: request for add'l reviews on HB 2268</span></p>
</div>
</div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
</p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:12.0pt">
<span style="font-family:"Times New Roman",serif">[<b><span style="color:red">CAUTION: External</span></b>]</span></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
Thanks. You might want to let the WLTA and Sean Holland know your company’s thoughts. There is some legislation being proposed in WA that may effect long term escrow.</p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
</p>
<div>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Calibri",sans-serif">Bob Rice</span></p>
<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Calibri",sans-serif">Deputy Chief Underwriting Counsel</span></p>
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<span style="font-family:"Calibri",sans-serif">Title Resources Group</span></p>
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<a href="mailto:Bob.Rice@trguw.com" style="color:blue; text-decoration:underline"><span style="font-family:"Calibri",sans-serif; color:#0563C1">Bob.Rice@trguw.com</span></a></p>
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<span style="font-family:"Calibri",sans-serif">208.841.3082</span></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Jesse Hamilton <</span><a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">jesse@pioneer1031.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
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<b>Sent:</b> Wednesday, January 14, 2026 11:27 AM<br>
<b>To:</b> Bob Rice <</span><a href="mailto:Bob.Rice@trguw.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">Bob.Rice@trguw.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">><br>
<b>Subject:</b> RE: request for add'l reviews on HB 2268</span></p>
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<span style="font-size:11.0pt">Bob, </span></p>
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<span style="font-size:11.0pt"> </span></p>
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<span style="font-size:11.0pt">In talking to the manager of our long-term escrow department (which does service about 100 files out of Washington State), she does not like this at all. Currently, the monies escrowed for taxes and insurance are in an non-interest
bearing trust account. If this became law, we would have to convert to an interest bearing trust account in order to pay the borrower the required 2% … and we would have to adjust our software and accounting functions to adapt to the legislation. That would
result in an increase in fees to set up Washington State files and an increase in monthly fees to service the account under the new legislation. The net result to the borrower would likely not be positive.
</span></p>
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<span style="font-size:11.0pt">Jesse Hamilton</span></p>
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<span style="font-size:11.0pt">General Counsel/ S.V.P.</span></p>
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<span style="font-size:11.0pt">Pioneer Title Company/Pioneer 1031 Company</span></p>
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<span style="font-size:11.0pt">1211 W. Myrtle Street, Suite 100 • Boise, ID 83702</span></p>
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<span style="font-size:11.0pt">Phone: 208-373-3733</span></p>
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<a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; color:#467886">jesse@pioneer1031.com</span></a></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Bob Rice <</span><a href="mailto:Bob.Rice@trguw.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">Bob.Rice@trguw.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
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<b>Sent:</b> Tuesday, January 13, 2026 3:52 PM<br>
<b>To:</b> Jesse Hamilton <</span><a href="mailto:jesse@pioneer1031.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">jesse@pioneer1031.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">><br>
<b>Subject:</b> FW: request for add'l reviews on HB 2268</span></p>
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<span style="font-family:"Times New Roman",serif">[<b><span style="color:red">CAUTION: External</span></b>]</span></p>
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Jesse-</p>
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Not sure how closely you follow the WA Legislative Committee but wanted to bring this one to your attention in case Pioneer does long term escrow’s in WA.</p>
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Hope you are well.</p>
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<span style="font-family:"Calibri",sans-serif">Bob Rice</span></p>
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<span style="font-family:"Calibri",sans-serif">Deputy Chief Underwriting Counsel</span></p>
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<span style="font-family:"Calibri",sans-serif">Title Resources Group</span></p>
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<a href="mailto:Bob.Rice@trguw.com" style="color:blue; text-decoration:underline"><span style="font-family:"Calibri",sans-serif; color:#0563C1">Bob.Rice@trguw.com</span></a></p>
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<span style="font-family:"Calibri",sans-serif">208.841.3082</span></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Tuesday, January 13, 2026 12:56 PM<br>
<b>To:</b> '1 WLTA Legislative Committee' <</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">><br>
<b>Subject:</b> [Legislativecommittee1] request for add'l reviews on HB 2268</span></p>
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<span style="color:black">Sean has reviewed HB 2268 and is requesting additional eyes on it.
<b><span style="background:yellow">His review is below and he is specifically asking for members of the committee who are familiar with collection escrow accounts to weigh in.</span></b></span></p>
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<span style="color:black">HB 2268 - “Residential Mortgage Escrow Acounts, …”</span></p>
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<span style="color:black">WLTA position depends on how many members are currently conducting collection escrows on residential real properties (1-4 residences) with associated tax and insurance escrow accounts. Bill defines a “mortgage loan servicer” as any
entity that has an agreement with the lender or investor of a residential mortgage loan to collect payments, including principal, interest, escrow, etc. Starting January 1, 2027, for residential mortgages executed on or after that date, servicers will have
to pay borrowers interest on funds held in tax or insurance escrows of at least 2% annual simple interest. No fee or charge may be imposed that would reduce the interest rate to less than 2%. In a low interest rate environment that floor could mean that borrowers
would have to be paid more than the servicer could earn on the funds. </span></p>
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<span style="color:black">My only experience with collection escrows is on the claims side and many years ago. I don’t know enough about collection escrows to provide a recommendation on the WLTA position. I’m asking other members of the committee who are
more familiar with collection escrows and current practices to weigh in. </span></p>
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<span style="color:black">Assigned to Consumer Protection and Business Committee. Hearing not yet scheduled. </span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">Maureen Pfaff, President and CEO</span></p>
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<span style="font-size:9.5pt; font-family:Roboto; color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">maureen@olypentitle.com</span></a></p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_www.olypentitle.com_-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlXEI2dAF-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=En03sHaUyh4plj6-0LJJ4yUc7yRD6O8DxIILfbEdHak&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">www.olypentitle.com</span></a></p>
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<b><span style="font-family:"Times New Roman",serif; color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b></p>
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<b><span style="font-family:"Times New Roman",serif; color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the
sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b></p>
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<b><span style="font-size:10.0pt; font-family:"Arial",sans-serif; color:#333333; background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b></p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlU7UnYT6-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=da-J7flv4hZ52HR86ASY-IzWi9zCcyZBsxNyo2W93qE&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif; color:blue"><br>
</span></b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlU7UnYT6-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=da-J7flv4hZ52HR86ASY-IzWi9zCcyZBsxNyo2W93qE&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a></p>
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<i><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black"> Sean Holland <</span><a href="mailto:seanholland@att.net" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">seanholland@att.net</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">><br>
<b>Sent:</b> Tuesday, January 13, 2026 10:13 AM<br>
<b>To:</b> Maureen Pfaff <</span><a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">maureen@olypentitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">>;
'1 WLTA Legislative Committee' <</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">><br>
<b>Subject:</b> Re: [Legislativecommittee1] we're down to 6 bills that need reviewers</span>
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<span style="color:black">HB 2266 “Encouraging permanent supportive housing, transitional housing, etc.”</span></p>
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<span style="color:black">Neutral. Affects local government permitting only. No direct effect on title industry, land title records system, or real property law. </span></p>
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<span style="color:black">Various forms of transitional or emergency housing will have to be allowed in all zones other than industrial. Applies to cities and counties subject to Chapter 36.70A RCW (Growth Management Act) and cities subject to Chapters 35.21
and 35.21A RCW. The permitting standards applied to the specified housing types must match those applied to residential housing in general. Does not override private CC&Rs which may limit such housing or impose more onerous requirements than a typical residence
might face. </span></p>
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<span style="color:black">Assigned to Housing Committee. Hearing not yet scheduled. </span></p>
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<span style="color:black">HB 2268 - “Residential Mortgage Escrow Acounts, …”</span></p>
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<span style="color:black">WLTA position depends on how many members are currently conducting collection escrows on residential real properties (1-4 residences) with associated tax and insurance escrow accounts. Bill defines a “mortgage loan servicer” as any
entity that has an agreement with the lender or investor of a residential mortgage loan to collect payments, including principal, interest, escrow, etc. Starting January 1, 2027, for residential mortgages executed on or after that date, servicers will have
to pay borrowers interest on funds held in tax or insurance escrows of at least 2% annual simple interest. No fee or charge may be imposed that would reduce the interest rate to less than 2%. In a low interest rate environment that floor could mean that borrowers
would have to be paid more than the servicer could earn on the funds. </span></p>
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<span style="color:black">My only experience with collection escrows is on the claims side and many years ago. I don’t know enough about collection escrows to provide a recommendation on the WLTA position. I’m asking other members of the committee who are
more familiar with collection escrows and current practices to weigh in. </span></p>
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<span style="color:black">Assigned to Consumer Protection and Business Committee. Hearing not yet scheduled. </span></p>
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Get <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_aka.ms_o0ukef-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNleU0bld-2D-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=QmXIuuFFUi6Z4hgzcKM0kZ1bbJZg4-Qbs7eR1Z9SzGE&e=" style="color:blue; text-decoration:underline">
Outlook for iOS</a></p>
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<b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">>
on behalf of Sean Holland <</span><a href="mailto:seanholland@att.net" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">seanholland@att.net</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">><br>
<b>Sent:</b> Tuesday, January 13, 2026 7:00:47 AM<br>
<b>To:</b> Maureen Pfaff <</span><a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">maureen@olypentitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">>;
'1 WLTA Legislative Committee' <</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Calibri",sans-serif; color:black">><br>
<b>Subject:</b> Re: [Legislativecommittee1] we're down to 6 bills that need reviewers</span>
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I’ll do 2266 & 2268. </p>
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Sean</p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_more.att.com_currently_imap-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlSULB88p-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=g7uoQYQfHzFg5NVXMhFxXxIpfymB5EJh4KE8vw7lSAw&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.0pt">Sent
from AT&T Yahoo Mail for iPhone</span></a></p>
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<span style="font-size:11.5pt; color:#8473FF">On Tuesday, January 13, 2026, 6:58 AM, Maureen Pfaff <</span><a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.5pt">maureen@olypentitle.com</span></a><span style="font-size:11.5pt; color:#8473FF">>
wrote:</span></p>
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<span style="color:black">HB 2266</span></p>
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<span style="color:black">Supportive & emerg. housing</span></p>
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<span style="color:black">HB 2268</span></p>
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<span style="color:black">Mortgage escrow accounts</span></p>
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<span style="color:black">HB 2289</span></p>
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<span style="color:black">Operating budget, supp.</span></p>
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<span style="color:black">HB 2294</span></p>
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<span style="color:black">Use restrictions/food, med. </span></p>
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<span style="color:black">HB 2304</span></p>
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<span style="color:black">Condominium warranties</span></p>
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<span style="color:black">HB 2375</span></p>
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<span style="color:black">Real estate disclosure form</span></p>
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<span style="color:black">Thank you Lindsy, Michelle, Chris, Craig and Megan for sending in your requests and reviews. </span></p>
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<span style="color:black">Please reply to me <i>and</i> the leg committee list with the bills you plan to review.</span></p>
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<span style="color:black">Thanks everyone!</span></p>
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<span style="font-size:14.0pt; font-family:"Comic Sans MS"; color:black">Maureen</span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">Maureen Pfaff, President and CEO</span></p>
<p class="xxxxyiv0931755117elementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:Roboto; color:#222222">Ph: (360) 457-4451 | Fax: (844) 513-2400</span></p>
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<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<a href="mailto:maureen@olypentitle.com" target="_blank" title="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">maureen@olypentitle.com</span></a></p>
<p class="xxxxyiv0931755117elementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_www.olypentitle.com_-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlXEI2dAF-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=En03sHaUyh4plj6-0LJJ4yUc7yRD6O8DxIILfbEdHak&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:Roboto">www.olypentitle.com</span></a></p>
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<b><span style="font-family:"New serif"; color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b></p>
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<b><span style="font-family:"New serif"; color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract
or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b></p>
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<b><span style="font-size:10.0pt; font-family:"Arial",sans-serif; color:#333333">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b></p>
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlU7UnYT6-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=da-J7flv4hZ52HR86ASY-IzWi9zCcyZBsxNyo2W93qE&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif; color:blue"><br>
</span></b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlU7UnYT6-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=da-J7flv4hZ52HR86ASY-IzWi9zCcyZBsxNyo2W93qE&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b>From:</b> Craig Trummel <<a href="mailto:CTrummel@wfgtitle.com" style="color:blue; text-decoration:underline">CTrummel@wfgtitle.com</a>><br>
<b>Sent:</b> Tuesday, January 13, 2026 8:38 AM<br>
<b>To:</b> Doucette, Lindsy <<a href="mailto:Lindsy.Doucette@fnf.com" style="color:blue; text-decoration:underline">Lindsy.Doucette@fnf.com</a>>; Maureen Pfaff <<a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline">maureen@olypentitle.com</a>>;
'1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline">legislativecommittee1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> RE: 21 new bills that need review </p>
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<span style="font-family:"Arial",sans-serif; color:#1F3864">I will take the last four</span></p>
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<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
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<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
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<span style="font-size:11.0pt; line-height:105%; font-family:"Arial",sans-serif; color:#1F3864"></span></p>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Arial",sans-serif; color:#1F3864">Craig Trummel</span></b><span style="font-family:"Arial",sans-serif; color:#1F3864"><br>
Regional Underwriter/Washington State Counsel</span><span style="font-family:"Arial",sans-serif; color:#B9A776">
</span><span style="font-family:"Arial",sans-serif; color:#1F497D"><br>
</span><span style="font-family:"Arial",sans-serif; color:#1F3864">C: 206.580.8344</span><span style="font-family:"Arial",sans-serif; color:#1F497D">
</span><span style="font-family:"Arial",sans-serif; color:black"> | </span><a href="mailto:ctrummel@wfgtitle.com" target="_blank" style="color:blue; text-decoration:underline"><span style="font-family:"Arial",sans-serif; color:#0563C1">ctrummel@wfgtitle.com</span></a><span style="font-family:"Arial",sans-serif; color:#1F497D">
| </span><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_www.wfgtitle.com_-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlTuZYmyc-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=OpqC2wQZNvnuI12rN2JSU6ePhqr7Scogl0jTHSQBQx0&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-family:"Arial",sans-serif; color:#0563C1">www.wfgtitle.com</span></a><span style="font-family:"Arial",sans-serif; color:#1F497D">
</span></p>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
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<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_wfgtitle.com_privacy-2Dpolicy_-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlSUX4hCB-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=EhaaoLpppDiGFTaKo91uKaJ_-g38rTKQ6osV-fqANV8&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-family:"Arial",sans-serif; color:#002060">Click
Here for WFG’s Plain English Privacy Policy</span></a></p>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:#1F3864"> </span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-size:11.0pt; font-family:"Arial",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Arial",sans-serif"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Arial",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Arial",sans-serif">>
<b>On Behalf Of </b>Doucette, Lindsy<br>
<b>Sent:</b> Monday, January 12, 2026 5:14 PM<br>
<b>To:</b> Maureen Pfaff <</span><a href="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Arial",sans-serif">maureen@olypentitle.com</span></a><span style="font-size:11.0pt; font-family:"Arial",sans-serif">>;
'1 WLTA Legislative Committee' <</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Arial",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Arial",sans-serif">><br>
<b>Subject:</b> Re: [Legislativecommittee1] 21 new bills that need review</span></p>
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<span style="font-size:1.0pt; color:#1D2228">Hi Maureen: I already reviewed the ones I noted below in green. I’m working my way through the list as well! Lindsy C. Doucette VP | State Counsel Fidelity Family of Companies Pronouns: She / Her / Hers Mobile: (206)
619-0451 Email: Lindsy.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:#1D2228"> </span><span style="font-size:1.0pt; color:#1D2228">Doucette@</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:#1D2228"> </span><span style="font-size:1.0pt; color:#1D2228">fnf.</span><span style="font-size:1.0pt; font-family:"Arial",sans-serif; color:#1D2228"> </span><span style="font-size:1.0pt; color:#1D2228">com</span></p>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Arial",sans-serif">Hi Maureen:</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Arial",sans-serif"> </span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Arial",sans-serif">I already reviewed the ones I noted below in green. I’m working my way through the list as well!</span></p>
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<span style="font-size:11.0pt; font-family:"Arial",sans-serif"> </span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<b><span style="font-family:"Arial",sans-serif; color:#0F9ED5">Lindsy C. Doucette
</span></b></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif">VP | State Counsel </span>
</p>
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<span style="font-size:9.0pt; font-family:"Arial",sans-serif">Fidelity Family of Companies
</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif">Pronouns: She / Her / Hers</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif">Mobile: (206) 619-0451</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif">Email: </span><a href="mailto:Lindsy.Doucette@fnf.com" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.0pt; font-family:"Arial",sans-serif; color:#0563C1">Lindsy.Doucette@fnf.com</span></a></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif"> </span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.0pt; font-family:"Arial",sans-serif; color:black">This e-mail and its attachments are intended only for the persons named above. Please do not forward this message to others without permission.</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; font-family:"Arial",sans-serif"> </span></p>
<div style="border:none; border-top:solid #E1E1E1 1.0pt; padding:3.0pt 0in 0in 0in">
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<b><span style="font-size:11.0pt; font-family:"Arial",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Arial",sans-serif"> Legislativecommittee1 <</span><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Arial",sans-serif">legislativecommittee1-bounces@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Arial",sans-serif">>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Monday, January 12, 2026 4:04 PM<br>
<b>To:</b> '1 WLTA Legislative Committee' <</span><a href="mailto:legislativecommittee1@washingtonlandtitle.com" style="color:blue; text-decoration:underline"><span style="font-size:11.0pt; font-family:"Arial",sans-serif">legislativecommittee1@washingtonlandtitle.com</span></a><span style="font-size:11.0pt; font-family:"Arial",sans-serif">><br>
<b>Subject:</b> [Legislativecommittee1] 21 new bills that need review<br>
<b>Importance:</b> High</span></p>
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</p>
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<span style="font-size:1.0pt; color:#1D2228">Hi all, The legislature was busy dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward
you the AI review that goes</span></p>
</div>
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:1.0pt; color:#1D2228"> </span></p>
</div>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Hi all,</span></p>
</div>
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<span style="color:black"> </span></p>
</div>
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">The legislature was <i>busy</i> dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward you the AI review
that goes with it. Please reply to the full committee so we don't end up with multiple people looking at the same bills.</span></p>
</div>
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<span style="color:black"> </span></p>
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<span style="color:black">HB 2193</span></p>
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<span style="color:black">Mortgage lending fraud acc.</span></p>
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</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2236</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Housing finance commission</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:10.5pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:10.5pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2265</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:10.5pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Extreme heat/tenants</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:10.5pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2266</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Supportive & emerg. housing</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2268</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Mortgage escrow accounts</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Deals with lender/servicer management of escrow accounts for mortgages. Not a title issue.</span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2289</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Operating budget, supp.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:10.5pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:10.5pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2294</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:10.5pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Prohibiting negative use restrictions on real property that have the effect of limiting consumer access to food and medicine. Adds a new section making use restrictions void and unenforceable if they prohibit a grocery
store or pharmacy.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:10.5pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Worth monitoring but no position needs to be taken.</span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2298</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Property title protection</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2304</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Condominium warranties</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:11.25pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2333</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Political violence</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:11.25pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2354</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Common interest communities</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:11.25pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2359</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Affordable housing funding</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:11.25pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2375</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:11.25pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Real estate disclosure form</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:11.25pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">HB 2376</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Property tax</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Tax relief for retired persons. Not a title issue.</span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 5109</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Concerning the mortgage lending fraud prosecution account. Amends RCW 36.22.181 and RCW 43.320.140 to increase fee from $1 to $5 and removes expiration date. Related HB 2193.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 5929</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Exempting assignments or substitutions of previously recorded deeds of trust from the document recording fee and the covenant homeownership program assessment. Amend RCW</span><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:black"> </span><span style="font-size:11.0pt; color:black">36.22.185
and RCW</span><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:black"> </span><span style="font-size:11.0pt; color:black">36.22.250 to carve out exception for these documents.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Support</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 5938</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:9pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Concerning the foreclosure prevention fee. Amends RCW 61.24.157 to carve out exceptions to the fee for reverse mortgages, chattel or retail installment loans, etc.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:9pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:11.0pt; color:black">Support, low priority.</span></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 5980</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Live presentations/sales tax</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:12.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 5998</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Operating budget, supp.</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:12.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 6027</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Affordable housing funding</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:12.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt; border:solid windowtext 1.0pt; border-top:none; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">SB 6054</span></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt; border-top:none; border-left:none; border-bottom:solid windowtext 1.0pt; border-right:solid windowtext 1.0pt; padding:.75pt .75pt 0in .75pt; min-height:12pt; border-color:initial">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black">Wildfire home hardening/CICs</span></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt; padding:0in 0in 0in 0in; min-height:12.0pt">
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</td>
</tr>
</tbody>
</table>
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</div>
<div id="x_x_x_x_yiv0931755117x_Signature">
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="color:black"> </span></p>
</div>
<div>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:14.0pt; color:black">Maureen</span></p>
</div>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" id="x_x_x_x_yiv0931755117x_table_0" style="border-collapse:collapse; border-spacing:0px">
<tbody>
<tr style="min-height:149.35pt">
<td width="228" valign="top" style="width:170.75pt; padding:0in 5.4pt 0in 5.4pt; min-height:149.35pt">
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
<span style="font-size:9.5pt; font-family:"Times New Roman",serif; color:#222222"></span></p>
<div><image012.png></div>
<p></p>
</td>
<td width="341" valign="top" style="width:255.4pt; padding:0in 5.4pt 0in 5.4pt; min-height:149.35pt">
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222"> </span></p>
<div style="border:none; border-left:solid windowtext 1.0pt; padding:0in 0in 0in 4.0pt">
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Times New Roman",serif"> </span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
</p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">Maureen Pfaff, President and CEO</span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:"Times New Roman",serif; color:#222222">Ph: (360) 457-4451 | Fax: (844) 513-2400</span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:"Arial",sans-serif; color:#222222">403 S Peabody St, Port Angeles, WA 98362</span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="mailto:maureen@olypentitle.com" target="_blank" title="mailto:maureen@olypentitle.com" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:"Times New Roman",serif">maureen@olypentitle.com</span></a></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_www.olypentitle.com_-5F-5F-3B-21-21LyAuvDCm-2D53-2Dy27wV7iK5g-211l4xm-2DY9IqL8D-5FUUn38BNvawAS-2DKj1G-2DTKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr-5FoaeGqkwbUYMgJZiYLkc-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=vLq94MgLILWVdHvatYngrN5meAVWpBTIpZFj1iJgFJ8&e=" target="_blank" style="color:blue; text-decoration:underline"><span style="font-size:9.5pt; font-family:"Times New Roman",serif">www.olypentitle.com</span></a></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-size:9.5pt; font-family:"Times New Roman",serif; color:#222222"> </span></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt">
<b><span style="font-family:"New serif"; color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt">
<b><span style="font-family:"New serif"; color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract
or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
<span style="font-size:10.0pt; font-family:"New serif"; color:#222222"> </span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
<b><span style="font-size:10.0pt; font-family:"Arial",sans-serif; color:#333333">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt; line-height:11.05pt">
<span style="font-size:10.0pt; font-family:"New serif"; color:#222222"> </span></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:10.0pt">
<b><span style="font-family:"New serif"; color:#990000; border:solid windowtext 1.0pt; padding:0in"></span></b></p>
<div><b><image003.jpg></b></div>
<p></p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
</p>
<p class="xxxxyiv0931755117xelementtoproof" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21LyAuvDCm-2D53-2Dy27wV7iK5g-211l4xm-2DY9IqL8D-5FUUn38BNvawAS-2DKj1G-2DTKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr-5FoaeGqkwbUYMg7U07EJM-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=hww4CVMCZTdaeOAPxNjBRl5qxb0pvRrLVFSpI10aIzY&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif; color:blue"><br>
</span></b><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttps-3A_www.youtube.com_watch-3Fv-3Dek4TwC9owwY-26feature-3Dyoutu.be-5F-5F-3B-21-21LyAuvDCm-2D53-2Dy27wV7iK5g-211l4xm-2DY9IqL8D-5FUUn38BNvawAS-2DKj1G-2DTKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr-5FoaeGqkwbUYMg7U07EJM-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=hww4CVMCZTdaeOAPxNjBRl5qxb0pvRrLVFSpI10aIzY&e=" target="_blank" style="color:blue; text-decoration:underline"><b><span style="font-family:"Arial",sans-serif; color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a></p>
<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<i><span style="font-size:11.0pt; font-family:"Arial",sans-serif; color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i></p>
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<p class="xxxxyiv0931755117xmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
<span style="font-family:"Arial",sans-serif; color:black"> </span></p>
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<span style="font-family:"New serif"">NOTICE: The information contained in this message is proprietary and/or confidential and may be privileged. If you are not the intended recipient of this communication, you are hereby notified to: (i) delete the message
and all copies; (ii) do not disclose, distribute or use the message in any manner; and (iii) notify the sender immediately.
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif">
_______________________________________________<br>
Legislativecommittee1 mailing list<br>
<a href="mailto:Legislativecommittee1@washingtonlandtitle.com" target="_blank" style="color:blue; text-decoration:underline">Legislativecommittee1@washingtonlandtitle.com</a><br>
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__urldefense.com_v3_-5F-5Fhttp-3A_lists.washingtonlandtitle.com_mailman_listinfo_legislativecommittee1-5F-5F-3B-21-21DEULSLR5O6irNg-21UD65hmIo-2DlTGa6MK2rou-2Dc3uRTlGwRHByIL4eOypSDPOU1CbIngCLZKp4Qw6TeD89lC8fqBIWWZnqR0bMbLNlUlI8R3-5F-24&d=DwMGaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=6Harb0993mD9DIYY8E2PcCfCKVpL1qU7wZiubaBmI3Y&m=6R1KYY-NeACeXaXa0rq8bDN6X_TtDRcIxvJwcP5B4n4YsVJfWRQq72H6rtWHm_XQ&s=vNBIbLxfyM8rs3QBFFpQgajy4q53--Jg1MMx_PZQY74&e=" target="_blank" style="color:blue; text-decoration:underline">http://lists.washingtonlandtitle.com/mailman/listinfo/legislativecommittee1</a></p>
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<p class="xxmsonormal" style="margin:0in; font-size:12pt; font-family:Aptos,sans-serif; margin-bottom:12.0pt">
<span style="font-family:"Times New Roman",serif"> </span></p>
<p><b><span style="font-size:10.0pt; font-family:"Verdana",sans-serif; color:#666666">Disclaimer</span></b></p>
<p><span style="font-size:8.0pt; font-family:"Verdana",sans-serif; color:#666666">The information contained in this communication from the sender is confidential. It is intended solely for use by the recipient and others authorized to receive it. If you are
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<br>
This email has been scanned for viruses and malware, and may have been automatically archived by Mimecast, a leader in email security and cyber resilience. Mimecast integrates email defenses with brand protection, security awareness training, web security,
compliance and other essential capabilities. Mimecast helps protect large and small organizations from malicious activity, human error and technology failure; and to lead the movement toward building a more resilient world. To find out more, visit our website.</span></p>
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***This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to which they are addressed. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking
any action in reliance on the contents of this information is strictly prohibited. If you have received this email in error please notify the sender and delete the email. Please note that any views or opinions presented in this email are solely those of the
author and not necessarily those of the company. The recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email. ***</p>
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<br>
This email has been scanned for viruses and malware, and may have been automatically archived by Mimecast, a leader in email security and cyber resilience. Mimecast integrates email defenses with brand protection, security awareness training, web security,
compliance and other essential capabilities. Mimecast helps protect large and small organizations from malicious activity, human error and technology failure; and to lead the movement toward building a more resilient world. To find out more, visit our website.</span></p>
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***This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to which they are addressed. If you are not the intended recipient you are notified that disclosing, copying, distributing or taking
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<span style="font-size:11px"></span>***This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to which they are addressed. If you are not the intended recipient you are notified that disclosing,
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