<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Helvetica;
panose-1:2 11 6 4 2 2 2 2 2 4;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:"Lucida Handwriting";
panose-1:3 1 1 1 1 1 1 1 1 1;}
@font-face
{font-family:Roboto;
panose-1:0 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Comic Sans MS";
panose-1:3 15 7 2 3 3 2 2 2 4;}
@font-face
{font-family:"Segoe UI";
panose-1:2 11 5 2 4 2 4 2 2 3;}
@font-face
{font-family:Aptos;}
@font-face
{font-family:"New serif";
panose-1:0 0 0 0 0 0 0 0 0 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.elementtoproof, li.elementtoproof, div.elementtoproof
{mso-style-name:elementtoproof;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyahoo-quoted-begin, li.xxyahoo-quoted-begin, div.xxyahoo-quoted-begin
{mso-style-name:x_x_yahoo-quoted-begin;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117elementtoproof, li.xxyiv0931755117elementtoproof, div.xxyiv0931755117elementtoproof
{mso-style-name:x_x_yiv0931755117elementtoproof;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117xmsonormal, li.xxyiv0931755117xmsonormal, div.xxyiv0931755117xmsonormal
{mso-style-name:x_x_yiv0931755117x_msonormal;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117xmsonormal0, li.xxyiv0931755117xmsonormal0, div.xxyiv0931755117xmsonormal0
{mso-style-name:x_x_yiv0931755117x_msonormal0;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117xelementtoproof, li.xxyiv0931755117xelementtoproof, div.xxyiv0931755117xelementtoproof
{mso-style-name:x_x_yiv0931755117x_elementtoproof;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117xmsochpdefault, li.xxyiv0931755117xmsochpdefault, div.xxyiv0931755117xmsochpdefault
{mso-style-name:x_x_yiv0931755117x_msochpdefault;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.xxyiv0931755117xmsohyperlink
{mso-style-name:x_x_yiv0931755117x_msohyperlink;}
span.xxyiv0931755117xmsohyperlinkfollowed
{mso-style-name:x_x_yiv0931755117x_msohyperlinkfollowed;}
span.xxyiv0931755117xemailstyle19
{mso-style-name:x_x_yiv0931755117x_emailstyle19;}
span.xxyiv0931755117xemailstyle20
{mso-style-name:x_x_yiv0931755117x_emailstyle20;}
p.xxyiv0931755117xmsonormal1, li.xxyiv0931755117xmsonormal1, div.xxyiv0931755117xmsonormal1
{mso-style-name:x_x_yiv0931755117x_msonormal1;
margin:0in;
margin-bottom:.0001pt;
font-size:10.0pt;
font-family:Aptos;}
span.xxyiv0931755117xmsohyperlink1
{mso-style-name:x_x_yiv0931755117x_msohyperlink1;
color:blue;
text-decoration:underline;}
span.xxyiv0931755117xmsohyperlinkfollowed1
{mso-style-name:x_x_yiv0931755117x_msohyperlinkfollowed1;
color:purple;
text-decoration:underline;}
p.xxyiv0931755117xmsonormal01, li.xxyiv0931755117xmsonormal01, div.xxyiv0931755117xmsonormal01
{mso-style-name:x_x_yiv0931755117x_msonormal01;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
p.xxyiv0931755117xelementtoproof1, li.xxyiv0931755117xelementtoproof1, div.xxyiv0931755117xelementtoproof1
{mso-style-name:x_x_yiv0931755117x_elementtoproof1;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:Aptos;}
span.xxyiv0931755117xemailstyle191
{mso-style-name:x_x_yiv0931755117x_emailstyle191;
font-family:"Arial",sans-serif;
color:windowtext;}
span.xxyiv0931755117xemailstyle201
{mso-style-name:x_x_yiv0931755117x_emailstyle201;
font-family:"Arial",sans-serif;
color:#1F3864;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
p.xxyiv0931755117xmsochpdefault1, li.xxyiv0931755117xmsochpdefault1, div.xxyiv0931755117xmsochpdefault1
{mso-style-name:x_x_yiv0931755117x_msochpdefault1;
margin:0in;
margin-bottom:.0001pt;
font-size:10.0pt;
font-family:"Times New Roman",serif;}
span.EmailStyle38
{mso-style-type:personal-reply;
font-family:"Arial",sans-serif;
color:#1F3864;
font-weight:normal;
font-style:normal;
text-decoration:none none;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">I am not experienced with Collection escrow either, but I called a WFG county manager who once had a collection escrow service. He raised similar questions as Sean but suggested
WLTA likely has few members left who provide C.E. Evergreen has become the big provider, with small counties like Okanogan having bit players who take care of their locals.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">craig<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal" style="line-height:105%"><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:#1F3864"><img width="334" height="62" id="Picture_x0020_15" src="cid:image009.png@01DC84A1.4BF4D590"><img width="42" height="42" id="Picture_x0020_2" src="cid:image010.jpg@01DC84A1.4BF4D590" alt="WLTA-WTP1 LOGO small"></span><b><span style="font-size:11.0pt;line-height:105%;font-family:"Segoe UI",sans-serif;color:#A39161"><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-family:"Calibri",sans-serif;color:#1F3864"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-family:"Segoe UI",sans-serif;color:#A39161">
</span><span style="font-family:"Calibri",sans-serif;color:#1F497D"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864;background:white">C: 206.580.8344</span><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
</span><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"> |
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white"><a href="mailto:ctrummel@wfgtitle.com"><span style="color:#0563C1">ctrummel@wfgtitle.com</span></a> |
<a href="http://www.wfgtitle.com/"><span style="color:#0563C1">www.wfgtitle.com</span></a>
</span><span style="font-family:"Calibri",sans-serif;color:#1F3864"><o:p></o:p></span></p>
<table class="MsoTableGrid" border="0" cellspacing="0" cellpadding="0" width="636" style="width:476.75pt;margin-left:5.4pt;border-collapse:collapse;border:none">
<tbody>
<tr>
<td width="636" valign="top" style="width:476.75pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black">Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient
and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received
this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message.</span><span style="font-size:11.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
</td>
</tr>
<tr>
<td width="636" valign="top" style="width:476.75pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><u><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:#002060"><a href="https://wfgtitle.com/privacy-policy/"><span style="color:#002060">Click Here for WFG’s Plain English Privacy Policy</span></a></span></u><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Tuesday, January 13, 2026 11:56 AM<br>
<b>To:</b> '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> [Legislativecommittee1] request for add'l reviews on HB 2268<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<p class="MsoNormal" style="mso-line-height-alt:.75pt"><span style="font-size:1.0pt;color:white">Sean has reviewed HB 2268 and is requesting additional eyes on it. His review is below and he is specifically asking for members of the committee who are familiar
with collection escrow accounts to weigh in. HB 2268 - “Residential Mortgage Escrow<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="mso-line-height-alt:.75pt"><span style="font-size:1.0pt;color:white"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Sean has reviewed HB 2268 and is requesting additional eyes on it.
<b><span style="background:yellow">His review is below and he is specifically asking for members of the committee who are familiar with collection escrow accounts to weigh in.</span></b><o:p></o:p></span></p>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black">HB 2268 - “Residential Mortgage Escrow Acounts, …”<o:p></o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black">WLTA position depends on how many members are currently conducting collection escrows on residential real properties (1-4 residences) with associated tax and insurance
escrow accounts. Bill defines a “mortgage loan servicer” as any entity that has an agreement with the lender or investor of a residential mortgage loan to collect payments, including principal, interest, escrow, etc. Starting January 1, 2027, for residential
mortgages executed on or after that date, servicers will have to pay borrowers interest on funds held in tax or insurance escrows of at least 2% annual simple interest. No fee or charge may be imposed that would reduce the interest rate to less than 2%. In
a low interest rate environment that floor could mean that borrowers would have to be paid more than the servicer could earn on the funds. <o:p></o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black">My only experience with collection escrows is on the claims side and many years ago. I don’t know enough about collection escrows to provide a recommendation on the WLTA
position. I’m asking other members of the committee who are more familiar with collection escrows and current practices to weigh in. <o:p></o:p></span></p>
</div>
<div id="x_ms-outlook-mobile-body-separator-line">
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:#242424"><o:p> </o:p></span></p>
</div>
<div style="margin-left:30.0pt">
<p class="MsoNormal" style="background:white"><span style="font-family:Aptos;color:black">Assigned to Consumer Protection and Business Committee. Hearing not yet scheduled. <o:p></o:p></span></p>
</div>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div id="Signature">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen<o:p></o:p></span></p>
</div>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;box-sizing: border-box;border-spacing: 0px" id="table_0">
<tbody>
<tr style="height:149.35pt">
<td width="228" colspan="2" valign="top" style="width:170.75pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt">
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222"><img border="0" width="210" height="210" id="image_0_0" src="cid:image011.png@01DC84A1.4BF4D590"></span><o:p></o:p></p>
</td>
<td width="341" colspan="2" valign="top" style="width:255.4pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt">
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<div style="border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt">
<p class="elementtoproof"><span style="font-family:"Roboto",serif"><o:p> </o:p></span></p>
<p class="elementtoproof"><o:p> </o:p></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#1155CC"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#1155CC"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t_fxA7bcg$" target="_blank">www.olypentitle.com
[olypentitle.com]</a></span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222"><o:p> </o:p></span></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract or internet, to verify
any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;color:#222222"> </span><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received
no later than 2:00 pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;color:#222222"> </span><o:p></o:p></p>
<p class="elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="color:#990000;border:solid windowtext 1.0pt;padding:0in"><img border="0" width="96" height="96" id="_x0000_i1026" src="cid:image004.jpg@01DC84A1.4BDA21A0" alt="Image removed by sender."></span></b><o:p></o:p></p>
<p class="elementtoproof"><o:p> </o:p></p>
<p class="elementtoproof" style="mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t88gJMirQ$" target="_blank"><span style="color:#1155CC">CLICK
HERE TO WATCH VIDEO [youtube.com]</span></a></span></b><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t88gJMirQ$" target="_blank"><span style="color:#1155CC">ON
WIRE FRAUD PREVENTION [youtube.com]</span></a></span></b><o:p></o:p></p>
<p class="MsoNormal" style="background:white"><i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt
by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
</div>
<div class="MsoNormal" align="center" style="text-align:center">
<hr size="2" width="98%" align="center">
</div>
<div id="divRplyFwdMsg">
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Sean Holland <seanholland@att.net><br>
<b>Sent:</b> Tuesday, January 13, 2026 10:13 AM<br>
<b>To:</b> Maureen Pfaff <maureen@olypentitle.com>; '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Legislativecommittee1] we're down to 6 bills that need reviewers</span>
<o:p></o:p></p>
<div>
<p class="MsoNormal"> <o:p></o:p></p>
</div>
</div>
<div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2266 “Encouraging permanent supportive housing, transitional housing, etc.”<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Neutral. Affects local government permitting only. No direct effect on title industry, land title records system, or real property law. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Various forms of transitional or emergency housing will have to be allowed in all zones other than industrial. Applies to cities and counties subject to Chapter 36.70A RCW (Growth Management Act)
and cities subject to Chapters 35.21 and 35.21A RCW. The permitting standards applied to the specified housing types must match those applied to residential housing in general. Does not override private CC&Rs which may limit such housing or impose more onerous
requirements than a typical residence might face. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Assigned to Housing Committee. Hearing not yet scheduled. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2268 - “Residential Mortgage Escrow Acounts, …”<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">WLTA position depends on how many members are currently conducting collection escrows on residential real properties (1-4 residences) with associated tax and insurance escrow accounts. Bill defines
a “mortgage loan servicer” as any entity that has an agreement with the lender or investor of a residential mortgage loan to collect payments, including principal, interest, escrow, etc. Starting January 1, 2027, for residential mortgages executed on or after
that date, servicers will have to pay borrowers interest on funds held in tax or insurance escrows of at least 2% annual simple interest. No fee or charge may be imposed that would reduce the interest rate to less than 2%. In a low interest rate environment
that floor could mean that borrowers would have to be paid more than the servicer could earn on the funds. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">My only experience with collection escrows is on the claims side and many years ago. I don’t know enough about collection escrows to provide a recommendation on the WLTA position. I’m asking
other members of the committee who are more familiar with collection escrows and current practices to weigh in. <o:p></o:p></span></p>
</div>
<div id="x_ms-outlook-mobile-body-separator-line">
<div>
<p class="MsoNormal"><span style="font-family:Aptos"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Assigned to Consumer Protection and Business Committee. Hearing not yet scheduled. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos"><o:p> </o:p></span></p>
</div>
</div>
<div id="x_ms-outlook-mobile-signature">
<p class="MsoNormal"><span style="font-family:Aptos">Get <a href="https://urldefense.com/v3/__https:/aka.ms/o0ukef__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t8wRManCQ$">
Outlook for iOS [aka.ms]</a><o:p></o:p></span></p>
</div>
<div class="MsoNormal" align="center" style="text-align:center">
<hr size="2" width="98%" align="center">
</div>
<div id="x_divRplyFwdMsg">
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com>
on behalf of Sean Holland <seanholland@att.net><br>
<b>Sent:</b> Tuesday, January 13, 2026 7:00:47 AM<br>
<b>To:</b> Maureen Pfaff <maureen@olypentitle.com>; '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Legislativecommittee1] we're down to 6 bills that need reviewers</span>
<o:p></o:p></p>
<div>
<p class="MsoNormal"> <o:p></o:p></p>
</div>
</div>
<div>
<p class="MsoNormal">I’ll do 2266 & 2268. <o:p></o:p></p>
<div>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt">Sean<br>
<br>
<o:p></o:p></p>
<div>
<p class="MsoNormal"><a href="https://urldefense.com/v3/__https:/more.att.com/currently/imap__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t9mcFpThw$" target="_blank"><span style="font-size:9.0pt">Sent from AT&T
Yahoo Mail for iPhone [more.att.com]</span></a><o:p></o:p></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="xxyahoo-quoted-begin"><span style="font-size:11.5pt;color:#8473FF">On Tuesday, January 13, 2026, 6:58 AM, Maureen Pfaff <maureen@olypentitle.com> wrote:<o:p></o:p></span></p>
<blockquote style="margin-top:5.0pt;margin-bottom:5.0pt">
<div id="x_x_yiv0931755117">
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="971" style="width:728.0pt;border-collapse:collapse">
<tbody>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2266<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border:solid windowtext 1.0pt;border-left:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:12px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Supportive & emerg. housing<o:p></o:p></span></p>
</div>
</td>
</tr>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:12.75pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2268<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:12px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Mortgage escrow accounts<o:p></o:p></span></p>
</div>
</td>
</tr>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:12.75pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2289<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:12px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Operating budget, supp.<o:p></o:p></span></p>
</div>
</td>
</tr>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:14.25pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2294<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:14px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Use restrictions/food, med. <o:p></o:p></span></p>
</div>
</td>
</tr>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:15pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2304<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:15px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Condominium warranties<o:p></o:p></span></p>
</div>
</td>
</tr>
<tr>
<td width="75" nowrap="" valign="bottom" style="width:56.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:15pt">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">HB 2375<o:p></o:p></span></p>
</div>
</td>
<td width="896" nowrap="" valign="bottom" style="width:672.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;border-color:initial;min-height:15px">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Real estate disclosure form<o:p></o:p></span></p>
</div>
</td>
</tr>
</tbody>
</table>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Thank you Lindsy, Michelle, Chris, Craig and Megan for sending in your requests and reviews. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Please reply to me
<i>and</i> the leg committee list with the bills you plan to review.<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black">Thanks everyone!<o:p></o:p></span></p>
</div>
<div id="x_x_yiv0931755117Signature">
<div>
<p class="MsoNormal"><span style="font-family:Aptos;color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Comic Sans MS";color:black">Maureen<o:p></o:p></span></p>
</div>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;border-spacing:0px" id="x_x_yiv0931755117table_0">
<tbody>
<tr>
<td width="228" colspan="2" valign="top" style="width:170.75pt;padding:0in 5.4pt 0in 5.4pt;min-height:199.141px">
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222"><img border="0" width="210" height="210" id="x_x_yiv0931755117image_0_0" src="cid:image011.png@01DC84A1.4BF4D590"></span><o:p></o:p></p>
</td>
<td width="341" colspan="2" valign="top" style="width:255.4pt;padding:0in 5.4pt 0in 5.4pt;min-height:199.141px">
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<div style="border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt">
<p class="xxyiv0931755117elementtoproof"><span style="font-family:"Roboto",serif"><o:p> </o:p></span></p>
<p class="xxyiv0931755117elementtoproof"><o:p> </o:p></p>
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222">Ph: (360) 457-4451 | Fax: (844) 513-2400</span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#1155CC"><a href="mailto:maureen@olypentitle.com" target="_blank" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="xxyiv0931755117elementtoproof"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#1155CC"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t_fxA7bcg$" target="_blank">www.olypentitle.com
[olypentitle.com]</a></span><span style="font-family:"Roboto",serif"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.5pt;font-family:"Roboto",serif;color:#222222"><o:p> </o:p></span></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"New serif",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"New serif",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract
or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:10.0pt;font-family:"New serif",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:10.0pt;font-family:"New serif",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof" style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt">
<b><span style="font-family:"New serif",serif;color:#990000;border:solid windowtext 1.0pt;padding:0in"><img border="0" width="96" height="96" id="_x0000_i1030" src="cid:image004.jpg@01DC84A1.4BDA21A0" alt="Image removed by sender."></span></b><o:p></o:p></p>
<p class="xxyiv0931755117elementtoproof"><o:p> </o:p></p>
<p class="xxyiv0931755117elementtoproof" style="mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t88gJMirQ$" target="_blank"><span style="color:#1155CC">CLICK
HERE TO WATCH VIDEO [youtube.com]</span></a></span></b><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t88gJMirQ$" target="_blank"><span style="color:#1155CC">ON
WIRE FRAUD PREVENTION [youtube.com]</span></a></span></b><o:p></o:p></p>
<p class="MsoNormal"><i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized
persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black"><o:p> </o:p></span></p>
</div>
</div>
<div class="MsoNormal" align="center" style="text-align:center">
<hr size="2" width="98%" align="center">
</div>
<div id="x_x_yiv0931755117divRplyFwdMsg">
<p class="MsoNormal"><b>From:</b> Craig Trummel <CTrummel@wfgtitle.com><br>
<b>Sent:</b> Tuesday, January 13, 2026 8:38 AM<br>
<b>To:</b> Doucette, Lindsy <Lindsy.Doucette@fnf.com>; Maureen Pfaff <maureen@olypentitle.com>; '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> RE: 21 new bills that need review <o:p></o:p></p>
<div>
<p class="MsoNormal"> <o:p></o:p></p>
</div>
</div>
<div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">I will take the last four</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"><img border="0" width="363" height="100" id="x_x_yiv0931755117x_Picture_x0020_5" src="cid:image005.png@01DC84A1.4BDA21A0"></span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal" style="line-height:105%"><span style="font-size:11.0pt;line-height:105%;font-family:"Arial",sans-serif;color:#1F3864"><img border="0" width="334" height="62" id="x_x_yiv0931755117x_Picture_x0020_15" src="cid:image006.png@01DC84A1.4BDA21A0"><img border="0" width="42" height="42" id="x_x_yiv0931755117x_Picture_x0020_2" src="cid:image007.jpg@01DC84A1.4BDA21A0" alt="WLTA-WTP1 LOGO small"></span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><b><span style="font-family:"Arial",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-family:"Arial",sans-serif;color:#1F3864"><br>
Regional Underwriter/Washington State Counsel</span><span style="font-family:"Arial",sans-serif;color:#B9A776">
</span><span style="font-family:"Arial",sans-serif;color:#1F497D"><br>
</span><span style="font-family:"Arial",sans-serif;color:#1F3864">C: 206.580.8344</span><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><span style="font-family:"Arial",sans-serif;color:black"> | </span><a href="mailto:ctrummel@wfgtitle.com" target="_blank"><span style="font-family:"Arial",sans-serif;color:#0563C1">ctrummel@wfgtitle.com</span></a><span style="font-family:"Arial",sans-serif;color:#1F497D">
| </span><a href="http://www.wfgtitle.com/" target="_blank"><span style="font-family:"Arial",sans-serif;color:#0563C1">www.wfgtitle.com</span></a><span style="font-family:"Arial",sans-serif;color:#1F497D">
</span><o:p></o:p></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="636" style="width:476.75pt;margin-left:5.4pt;border-collapse:collapse">
<tbody>
<tr>
<td width="636" valign="top" style="width:476.75pt;padding:0in 5.4pt 0in 5.4pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:black">Confidentiality Notice: The information contained in this electronic e-mail and any accompanying attachment(s) is intended only for the use of the intended recipient
and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received
this communication in error, please immediately notify the sender by return e-mail, and delete the original message and all copies from your system and promptly destroy any copies made of this electronic message.</span><o:p></o:p></p>
</td>
</tr>
<tr>
<td width="636" valign="top" style="width:476.75pt;padding:0in 5.4pt 0in 5.4pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><a href="https://wfgtitle.com/privacy-policy/" target="_blank"><span style="font-family:"Arial",sans-serif;color:#002060">Click Here for WFG’s Plain English Privacy Policy</span></a><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Doucette, Lindsy<br>
<b>Sent:</b> Monday, January 12, 2026 5:14 PM<br>
<b>To:</b> Maureen Pfaff <maureen@olypentitle.com>; '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Legislativecommittee1] 21 new bills that need review</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"> <o:p></o:p></p>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:1.0pt;color:#1D2228">Hi Maureen: I already reviewed the ones I noted below in green. I’m working my way through the list as well! Lindsy C. Doucette VP | State Counsel Fidelity Family of Companies
Pronouns: She / Her / Hers Mobile: (206) 619-0451 Email: Lindsy. Doucette@ fnf. com</span><o:p></o:p></p>
</div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Hi Maureen:</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">I already reviewed the ones I noted below in green. I’m working my way through the list as well!</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><b><span style="font-family:"Arial",sans-serif;color:#0F9ED5">Lindsy C. Doucette
</span></b><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">VP | State Counsel
</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Fidelity Family of Companies
</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Pronouns: She / Her / Hers</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Mobile: (206) 619-0451</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif">Email: </span><a href="mailto:Lindsy.Doucette@fnf.com" target="_blank"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:#0563C1">Lindsy.Doucette@fnf.com</span></a><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;color:black">This e-mail and its attachments are intended only for the persons named above. Please do not forward this message to others without permission.</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> </span><o:p></o:p></p>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="xxyiv0931755117xmsonormal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Arial",sans-serif"> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Monday, January 12, 2026 4:04 PM<br>
<b>To:</b> '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br>
<b>Subject:</b> [Legislativecommittee1] 21 new bills that need review<br>
<b>Importance:</b> High</span><o:p></o:p></p>
</div>
<p class="xxyiv0931755117xmsonormal"> <o:p></o:p></p>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:1.0pt;color:#1D2228">Hi all, The legislature was busy dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s)
you want to take, I will forward you the AI review that goes</span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:1.0pt;color:#1D2228"> </span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Hi all,</span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">The legislature was
<i>busy</i> dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward you the AI review that goes with it. Please reply to the full
committee so we don't end up with multiple people looking at the same bills.</span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="527" style="width:395.0pt;border-collapse:collapse;border-spacing:0px">
<tbody>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2193</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border:solid windowtext 1.0pt;border-left:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Mortgage lending fraud acc.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2236</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Housing finance commission</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:10.5pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:10.5pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2265</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:10.5pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Extreme heat/tenants</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:10.5pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2266</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Supportive & emerg. housing</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2268</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Mortgage escrow accounts</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Deals with lender/servicer management of escrow accounts for mortgages. Not a title issue.</span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2289</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Operating budget, supp.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:10.5pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:10.5pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2294</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:10.5pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Prohibiting negative use restrictions on real property that have the effect of limiting consumer access to food and medicine. Adds a new section making use restrictions void and
unenforceable if they prohibit a grocery store or pharmacy.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:10.5pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Worth monitoring but no position needs to be taken.</span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2298</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Property title protection</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2304</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Condominium warranties</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:11.25pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2333</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Political violence</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:11.25pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2354</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Common interest communities</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:11.25pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2359</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Affordable housing funding</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:11.25pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:11.25pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2375</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:11.25pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Real estate disclosure form</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:11.25pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">HB 2376</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Property tax</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Tax relief for retired persons. Not a title issue.</span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 5109</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Concerning the mortgage lending fraud prosecution account. Amends RCW 36.22.181 and RCW 43.320.140 to increase fee from $1 to $5 and removes expiration date. Related HB 2193.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Monitor. Recommend WLTA Monitor with low priority. ALTA monitoring.</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 5929</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Exempting assignments or substitutions of previously recorded deeds of trust from the document recording fee and the covenant homeownership program assessment. Amend RCW</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"> </span><span style="font-size:11.0pt;color:black">36.22.185
and RCW</span><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:black"> </span><span style="font-size:11.0pt;color:black">36.22.250 to carve out exception for these documents.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Support</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:9.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 5938</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:9pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Concerning the foreclosure prevention fee. Amends RCW 61.24.157 to carve out exceptions to the fee for reverse mortgages, chattel or retail installment loans, etc.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:9pt">
<p class="xxyiv0931755117xmsonormal"><span style="font-size:11.0pt;color:black">Support, low priority.</span><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 5980</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Live presentations/sales tax</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:12.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 5998</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Operating budget, supp.</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:12.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 6027</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Affordable housing funding</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:12.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
<tr style="min-height:12.0pt">
<td width="103" nowrap="" valign="bottom" style="width:77.0pt;border:solid windowtext 1.0pt;border-top:none;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">SB 6054</span><o:p></o:p></p>
</div>
</td>
<td width="212" nowrap="" valign="bottom" style="width:159.0pt;border-top:none;border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;padding:.75pt .75pt 0in .75pt;min-height:12pt;border-color:initial">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black">Wildfire home hardening/CICs</span><o:p></o:p></p>
</div>
</td>
<td width="212" valign="top" style="width:159.0pt;padding:0in 0in 0in 0in;min-height:12.0pt">
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</div>
<div id="x_x_yiv0931755117x_Signature">
<div>
<p class="xxyiv0931755117xmsonormal"><span style="color:black"> </span><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:14.0pt;color:black">Maureen</span><o:p></o:p></p>
</div>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse;border-spacing:0px" id="x_x_yiv0931755117x_table_0">
<tbody>
<tr style="min-height:149.35pt">
<td width="228" valign="top" style="width:170.75pt;padding:0in 5.4pt 0in 5.4pt;min-height:149.35pt">
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:9.5pt;color:#222222"><img border="0" width="210" height="210" id="x_x_yiv0931755117x_image_0_0" src="cid:image008.png@01DC84A1.4BDA21A0" alt="cid:image001.png@01DC83E6.BE0B2370"></span><o:p></o:p></p>
</td>
<td width="341" valign="top" style="width:255.4pt;padding:0in 5.4pt 0in 5.4pt;min-height:149.35pt">
<p class="xxyiv0931755117xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><o:p></o:p></p>
<div style="border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt">
<p class="xxyiv0931755117xelementtoproof"> <o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"> <o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><span style="font-size:9.5pt;color:#222222">Ph: (360) 457-4451 | Fax: (844) 513-2400</span><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><a href="mailto:maureen@olypentitle.com" target="_blank" title="mailto:maureen@olypentitle.com"><span style="font-size:9.5pt">maureen@olypentitle.com</span></a><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMgJZiYLkc$" target="_blank"><span style="font-size:9.5pt">www.olypentitle.com</span></a><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><span style="font-size:9.5pt;color:#222222"> </span><o:p></o:p></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"New serif",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"New serif",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact
information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:10.0pt;font-family:"New serif",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day
<i>prior</i> to signing.</span></b><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt;line-height:11.05pt">
<span style="font-size:10.0pt;font-family:"New serif",serif;color:#222222"> </span><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof" style="margin-bottom:10.0pt"><b><span style="font-family:"New serif",serif;color:#990000;border:solid windowtext 1.0pt;padding:0in"><img border="0" width="96" height="96" id="x_x_yiv0931755117x_Picture_x0020_1" src="cid:image004.jpg@01DC84A1.4BDA21A0" alt="Image removed by sender."></span></b><o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"> <o:p></o:p></p>
<p class="xxyiv0931755117xelementtoproof"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$" target="_blank"><b><span style="font-family:"Arial",sans-serif;color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></b></a><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!1l4xm-Y9IqL8D_UUn38BNvawAS-Kj1G-TKlux5suwXJL2pjBR14d0f4lMxxZDm2GhQr_oaeGqkwbUYMg7U07EJM$" target="_blank"><b><span style="font-family:"Arial",sans-serif;color:#1155CC">ON
WIRE FRAUD PREVENTION</span></b></a><o:p></o:p></p>
<p class="xxyiv0931755117xmsonormal"><i><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222">This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by,
any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><o:p></o:p></p>
</div>
<div>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"Arial",sans-serif;color:black"> </span><o:p></o:p></p>
</div>
</div>
<div class="MsoNormal" align="center" style="text-align:center"><span style="font-family:"New serif",serif">
<hr size="1" width="100%" noshade="" style="color:black" align="center">
</span></div>
<p class="xxyiv0931755117xmsonormal"><span style="font-family:"New serif",serif">NOTICE: The information contained in this message is proprietary and/or confidential and may be privileged. If you are not the intended recipient of this communication, you are
hereby notified to: (i) delete the message and all copies; (ii) do not disclose, distribute or use the message in any manner; and (iii) notify the sender immediately.
</span><o:p></o:p></p>
</div>
</div>
</div>
</div>
<p class="MsoNormal">_______________________________________________<br>
Legislativecommittee1 mailing list<br>
<a href="mailto:Legislativecommittee1@washingtonlandtitle.com" target="_blank">Legislativecommittee1@washingtonlandtitle.com</a><br>
<a href="https://urldefense.com/v3/__http:/lists.washingtonlandtitle.com/mailman/listinfo/legislativecommittee1__;!!D1GiJZDdVrw!a4sxf_t4toz8aujdBbR6XsKSmONyH41OWi-tCmWP7thN3Tga4gJl2hXIqGw3y6CRfJHBKkD9FYvh4t_oH9gsmg$" target="_blank">http://lists.washingtonlandtitle.com/mailman/listinfo/legislativecommittee1
[lists.washingtonlandtitle.com]</a><o:p></o:p></p>
</blockquote>
</div>
</div>
</div>
</div>
</div>
</body>
</html>