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Hi all,</div>
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The legislature was <i>busy</i> dropping bills last week and JP went through ALL of them and narrowed it down to 21 bills that need more review. If you will let me know what bill(s) you want to take, I will forward you the AI review that goes with it. Please
reply to the full committee so we don't end up with multiple people looking at the same bills.</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2193</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Mortgage lending fraud acc.</div>
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HB 2236</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Housing finance commission</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2265</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Extreme heat/tenants</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2266</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Supportive & emerg. housing</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2268</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Mortgage escrow accounts</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2289</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Operating budget, supp.</div>
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<td style="width: 102.667px; height: 14.25pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2294</div>
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<td style="width: 212px; height: 14px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Use restrictions/food, med. </div>
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HB 2298</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
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Property title protection</div>
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<td style="width: 102.667px; height: 15pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
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HB 2304</div>
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<td style="width: 212px; height: 15px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Condominium warranties</div>
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HB 2333</div>
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<td style="width: 212px; height: 15px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Political violence</div>
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<td style="width: 102.667px; height: 15.75pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
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HB 2354</div>
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<td style="width: 212px; height: 15px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Common interest communities</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2359</div>
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<td style="width: 212px; height: 15px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Affordable housing funding</div>
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<td style="width: 102.667px; height: 15pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2375</div>
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<td style="width: 212px; height: 15px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Real estate disclosure form</div>
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<td style="width: 102.667px; height: 12.75pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
HB 2376</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Property tax</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 5109</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Mortgage lending fraud acc.</div>
</td>
</tr>
<tr>
<td style="width: 102.667px; height: 12.75pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 5929</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Deed of trust assignment/fee</div>
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<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 5938</div>
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<td style="width: 212px; height: 12px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Foreclosure prevention fee</div>
</td>
</tr>
<tr>
<td style="width: 102.667px; height: 16.5pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 5980</div>
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<td style="width: 212px; height: 16px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Live presentations/sales tax</div>
</td>
</tr>
<tr>
<td style="width: 102.667px; height: 16.5pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 5998</div>
</td>
<td style="width: 212px; height: 16px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Operating budget, supp.</div>
</td>
</tr>
<tr>
<td style="width: 102.667px; height: 16.5pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 6027</div>
</td>
<td style="width: 212px; height: 16px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Affordable housing funding</div>
</td>
</tr>
<tr>
<td style="width: 102.667px; height: 16.5pt; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
SB 6054</div>
</td>
<td style="width: 212px; height: 16px; white-space: nowrap; border-width: 0.5pt; border-style: solid; border-color: initial; background-color: rgb(247, 180, 174); padding-top: 1px; padding-right: 1px; padding-left: 1px; vertical-align: bottom;">
<div style="white-space: nowrap; font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
Wildfire home hardening/CICs</div>
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</table>
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<br>
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<div class="elementToProof" id="Signature">
<div style="font-family: Aptos, Aptos_EmbeddedFont, Aptos_MSFontService, Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
<br>
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<div style="font-family: "Lucida Handwriting", "Apple Chancery", cursive; font-size: 14pt; color: rgb(0, 0, 0);" class="elementToProof">
Maureen</div>
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<tbody>
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<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 170.75pt; height: 199.141px;" colspan="2">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><img style="width: 210px; height: 210px; margin-top: 0px; margin-bottom: 0px;" height="210" width="210" id="image_0_0" data-outlook-trace="F:1|T:1" src="cid:70546460-b94b-4d51-ace0-cc8d78ae9092"><br>
</span></p>
</td>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 255.4pt; height: 199.141px;" colspan="2">
<p style="direction: ltr; text-align: left; margin-top: 0px; margin-bottom: 0px; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"> </span></p>
<div style="margin: 0px; padding: 0in 0in 0in 4pt; border-left: 1pt solid windowtext;" class="elementToProof">
<p style="direction: ltr; text-align: left; margin-top: 0px; margin-bottom: 0px; padding: 0in; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
</span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt;" class="elementToProof">
<span style="font-family: Arial; font-size: 12.6667px; color: rgb(34, 34, 34);"><br>
</span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt;" class="elementToProof">
<span style="font-family: Arial; font-size: 12.6667px; color: rgb(34, 34, 34);">Maureen Pfaff, President and CEO</span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(34, 34, 34);">Ph: (360) 457-4451 | Fax:
</span><span style="font-size: 12.8px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255);">(844) 513-2400</span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Arial; font-size: 9.5pt; color: rgb(34, 34, 34);">403 S Peabody St, Port Angeles, WA 98362</span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(17, 85, 204);"><a style="margin-top: 0px; margin-bottom: 0px;" title="mailto:maureen@olypentitle.com" href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span></p>
<p style="direction: ltr; text-align: left; line-height: 1.38; margin-top: 0pt; margin-bottom: 0pt; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif;" class="elementToProof">
<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(17, 85, 204);"><a style="margin: 0px;" rel="noopener noreferrer" target="_blank" href="http://www.olypentitle.com/">www.olypentitle.com</a></span></p>
<div style="direction: ltr; text-align: left; margin: 0px; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);" class="elementToProof">
<br>
</div>
</div>
<div style="direction: ltr; text-align: left; margin: 0px; padding: 0in 0in 0in 4pt; border-left: 1pt solid windowtext; font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);" class="elementToProof">
<br>
</div>
</td>
</tr>
<tr>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 413.75pt; height: 137.094px;" colspan="3">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b>WARNING – FRAUDULENT FUNDING INSTRUCTIONS</b></span><span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
</span></p>
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(34, 34, 34); line-height: 18.4px;"><b>Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</b></span></p>
</td>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 12.4pt; height: 137.094px;">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: "Times New Roman", serif; font-size: 10pt; color: rgb(34, 34, 34); line-height: 15.3333px;"> </span></p>
</td>
</tr>
<tr>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 413.75pt; height: 45.9844px;" colspan="3">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(51, 51, 51); background-color: yellow; line-height: 15.3333px;"><b>ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on
the day <i>prior</i> to signing.</b></span></p>
</td>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 12.4pt; height: 45.9844px;">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: "Times New Roman", serif; font-size: 10pt; color: rgb(34, 34, 34); line-height: 15.3333px;"> </span></p>
</td>
</tr>
<tr>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 116.75pt; height: 113.734px;">
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b><img style="width: 96px; height: 96px; margin: 0px;" height="96" width="96" src="https://ci4.googleusercontent.com/proxy/NTeYNcEClGPpwHggQhZwTEbSA0lLJUWpRPCqETkeQth0ttOrN_jGm27ifReH9Vuc9_0=s0-d-e1-ft#https://i.imgur.com/JbY2vXS.png"></b></span></p>
</td>
<td style="direction: ltr; text-align: left; padding: 0in 5.4pt; vertical-align: top; width: 309.4pt; height: 113.734px;" colspan="3">
<p style="direction: ltr; text-align: left; margin-top: 0px; margin-bottom: 0px;" class="elementToProof">
<span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
</span></p>
<p style="direction: ltr; text-align: left; line-height: 14.72px; margin-top: 0px; margin-bottom: 10pt;" class="elementToProof">
<span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" target="_blank" href="https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be">CLICK
HERE TO WATCH VIDEO </a></b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: blue; line-height: 18.4px;"><b><br>
</b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" target="_blank" href="https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be">ON
WIRE FRAUD PREVENTION</a></b></span></p>
</td>
</tr>
</tbody>
</table>
<div style="direction: ltr; text-align: left; margin: 0px; font-family: Arial, Helvetica, sans-serif; font-size: 14.4px; color: rgb(34, 34, 34);" class="elementToProof">
<i>This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</i></div>
</div>
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);" class="elementToProof">
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