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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><span style='font-family:"Times New Roman",serif'>I took a stab at this. Not sure if everything is needed, but I did think it was important to clarify that later references to a purchase contract ties to a specific contract between the buyer and seller. I also think “currently publicly available” and “the real estate market” are vague terms…. And I don’t know if you can “solicit” property so maybe that phrase can be changed.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'>These suggested changes & my comments are in the attached redlined document and I don’t know how they’d be transmitted to whomever we might want to send them to.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'>No pride of authorship here…maybe too much to ask for; I’m just throwing it out for our discussion.<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-family:"Times New Roman",serif;mso-ligatures:standardcontextual'>George<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;mso-ligatures:standardcontextual'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>George Peters, WTP<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>Executive Director<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>Washington Land Title Association<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;mso-ligatures:standardcontextual'><a href="https://washingtonlandtitle.com"><span style='color:#0563C1'>https://washingtonlandtitle.com</span></a> <span style='color:#1F497D'><o:p></o:p></span></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>Mail: PO Box 328, Lynnwood, WA 98046<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>Delivery: 6817 208<sup>th</sup> St SW, #328, Lynnwood, WA 98036<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>206-437-5869 (Mobile)<o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;color:#1F497D;mso-ligatures:standardcontextual'>206-260-4731 (Fax)<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual'><a href="mailto:execdirector@wltaonline.org"><span style='font-size:12.0pt;font-family:"Times New Roman",serif'>execdirector@washingtonlandtitle.com</span></a></span><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:standardcontextual'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'><img border=0 width=169 height=97 style='width:1.7583in;height:1.0083in' id="Picture_x0020_1" src="cid:image003.jpg@01DB523E.26C1D9D0" alt="WLTA Logo w-Ring Blue 1a"><img border=0 width=95 height=95 style='width:.9916in;height:.9916in' id="Picture_x0020_495146556" src="cid:image004.jpg@01DB523E.26C1D9D0"></span><span style='font-family:"Times New Roman",serif;mso-ligatures:standardcontextual'><o:p></o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman",serif;mso-ligatures:standardcontextual'>This is a confidential communication intended solely for the named recipient. If you are not the intended recipient, please destroy it and call George Peters at 206-437-5869 immediately. Thank you.<o:p></o:p></span></p></div><p class=MsoNormal><span style='font-family:"Times New Roman",serif'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> Legislativecommittee1 <legislativecommittee1-bounces@washingtonlandtitle.com> <b>On Behalf Of </b>Jp Kissling<br><b>Sent:</b> Thursday, December 19, 2024 1:37 PM<br><b>To:</b> Maureen Pfaff <maureen@olypentitle.com><br><b>Cc:</b> '1 WLTA Legislative Committee' <legislativecommittee1@washingtonlandtitle.com><br><b>Subject:</b> Re: [Legislativecommittee1] HB1081 and HB1075<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt'>It appears that we are going to be asked for a formal amendment to the bill is there someone willing to work on that? I will help where I can. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>> <br><b>Sent:</b> Thursday, December 19, 2024 11:52 AM<br><b>To:</b> Jp Kissling <<a href="mailto:jpkissling@fitico.com">jpkissling@fitico.com</a>><br><b>Cc:</b> '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br><b>Subject:</b> Re: HB1081 and HB1075<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='color:black'>From an escrow standpoint it seems like this bill would put the burden on us to confirm several things:<o:p></o:p></span></p></div><div><ol start=1 type=1><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 level1 lfo3'>Is the transaction the result of a solicited offer that meets the criteria of the legislation? <o:p></o:p></li></ol></div><div><ol start=2 type=1><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 level1 lfo3'>Are the specific items included in the contract in <i>at least 10 pt font?</i><o:p></o:p></li></ol></div><div><ol start=3 type=1><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 level1 lfo3'><i> </i>Did the seller affirmatively acknowledge the items?<o:p></o:p></li></ol></div><div><ol start=4 type=1><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 level1 lfo3'> Were the timelines for requesting an appraisal or waiving the appraisal right met?<o:p></o:p></li></ol></div><div><ol start=5 type=1><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l4 level1 lfo3'> Were the timelines for cancellation without penalty or further obligation met?<o:p></o:p></li></ol></div><div><p class=MsoNormal><span style='color:black'>Most of these (other than maybe the font size) would be reasonably easy to confirm, we do this regularly in reading contracts to be sure that requirements have been met and/or waived. I think that if the cancellation notice met the stated requirements in the contract there would be no need to interplead. Interpleading would come into play if the contract was rescinded outside of the stated timeline and then it would be handled as usual - mutual agreement or we would have to interplead.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='color:black'>What concerns me is that we will have to determine if the sale is the result of a solicited offer or not in order to even know that these rules apply. Sometimes it's obvious, but not always and we all know how confusing these type of nuances can be for the general consumer. <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p></div><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="98%" align=center></div><div id=divRplyFwdMsg><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'> Jp Kissling <<a href="mailto:jpkissling@fitico.com">jpkissling@fitico.com</a>><br><b>Sent:</b> Thursday, December 19, 2024 11:02 AM<br><b>To:</b> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>><br><b>Cc:</b> '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br><b>Subject:</b> RE: HB1081 and HB1075</span> <o:p></o:p></p><div><p class=MsoNormal> <o:p></o:p></p></div></div><p><span style='font-family:"Arial",sans-serif;color:black'>they have the right to cancel the contract within 4 days of receiving the appraisal <span style='background:yellow'>without penalty or further obligation</span>.</span><o:p></o:p></p><p><span style='font-size:11.0pt'> </span><o:p></o:p></p><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> Jp Kissling<br><b>Sent:</b> Thursday, December 19, 2024 10:01 AM<br><b>To:</b> Maureen Pfaff <<a href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a>><br><b>Cc:</b> '1 WLTA Legislative Committee' <<a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a>><br><b>Subject:</b> RE: HB1081 and HB1075</span><o:p></o:p></p></div><p> <o:p></o:p></p><p><span style='font-size:11.0pt'>I feel we also need to have some clarification on the earnest money and how/ if, it will affect our ability to interplead funds RCW 64.04.220.</span><o:p></o:p></p><p><span style='font-size:11.0pt'> </span><o:p></o:p></p><p><span style='font-size:11.0pt'> </span><o:p></o:p></p><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> Legislativecommittee1 <<u><span style='color:blue'><a href="mailto:legislativecommittee1-bounces@washingtonlandtitle.com">legislativecommittee1-bounces@washingtonlandtitle.com</a></span></u>> <b>On Behalf Of </b>Maureen Pfaff<br><b>Sent:</b> Thursday, December 19, 2024 9:43 AM<br><b>To:</b> <u><span style='color:blue'><a href="mailto:legislativecommittee1@washingtonlandtitle.com">legislativecommittee1@washingtonlandtitle.com</a></span></u><br><b>Subject:</b> [Legislativecommittee1] HB1081 and HB1075</span><o:p></o:p></p></div><p> <o:p></o:p></p><p><span style='color:black'>We still need a review of HB 1075 if anyone has a few minutes to take a look at it.</span><o:p></o:p></p><p><span style='color:black'> </span><o:p></o:p></p><p><span style='font-family:"Arial",sans-serif;color:black'>I reviewed<b> HB 1081</b> but have a couple of questions for the committee. This bill would provide additional protections to the seller in a transaction where the buyer actively solicited the purchase of a property that is not currently being offered for sale and where the Seller is not represented by a licensed Realtor. It would require that the contract specifically notes that the seller has a right to have an appraisal done by an appraiser of their choosing and paid for by the buyer and that they have the right to cancel the contract within 4 days of receiving the appraisal without penalty or further obligation. For owners who do not choose to have an appraisal done they have the right to cancel the contract without penalty or further obligation within 10 business days after execution. It also adds specific requirements for how these rights will be shown in the contract and that the seller must affirmatively acknowledge them. <b>Would it fall on us to confirm that the contract in a transaction we close meets these requirements? If it doesn't and we close and insure the transaction would we be open to a claim down the road?</b></span><o:p></o:p></p><p><span style='color:black'> </span><o:p></o:p></p><div id="x_Signature"><p><span style='font-size:14.0pt;font-family:"Lucida Handwriting";color:black'>Maureen</span><o:p></o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse;box-sizing: border-box;border-spacing: 0px' id="x_table_0"><tr style='height:149.35pt'><td width=228 valign=top style='width:170.75pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt'><p style='margin-bottom:10.0pt;line-height:11.05pt'><span style='font-size:9.5pt;font-family:Roboto;color:#222222'><img border=0 width=210 height=210 style='width:2.1833in;height:2.1833in' id="x_image_0_0" src="cid:image005.png@01DB523E.26C1D9D0"></span><o:p></o:p></p></td><td width=341 valign=top style='width:255.4pt;padding:0in 5.4pt 0in 5.4pt;height:149.35pt'><p><span style='font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222'> </span><o:p></o:p></p><div style='border:none;border-left:solid windowtext 1.0pt;padding:0in 0in 0in 4.0pt'><p><span style='font-family:Roboto'> </span><o:p></o:p></p><p> <o:p></o:p></p><p><span style='font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222'>Maureen Pfaff, President and CEO</span><o:p></o:p></p><p><span style='font-size:9.5pt;font-family:Roboto;color:#222222'>Ph: (360) 457-4451 | Fax: <span style='background:white'>(844) 513-2400</span></span><o:p></o:p></p><p><span style='font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222'>403 S Peabody St, Port Angeles, WA 98362</span><o:p></o:p></p><p><u><span style='font-size:9.5pt;font-family:Roboto;color:blue'><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span></u><o:p></o:p></p><p><u><span style='font-size:9.5pt;font-family:Roboto;color:blue'><a href="https://url.avanan.click/v2/r01/___http:/www.olypentitle.com/___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86NTY3NzgzZjY2Njc3ZGVlNGYxOTgyNmMyZmU2YzM3MDU6Nzo5OTA2OmQ3MTg2YzlhYWM1M2MzMWU4MDVhZGRjNTdmNzg5ZWQyN2IzOGM0Y2I0ZGMxOWRiNmJmYzk0MDMzNzBlNjBhODQ6aDpUOkY" title="Protected by Avanan: http://www.olypentitle.com/">www.olypentitle.com</a></span></u><o:p></o:p></p><p><span style='font-size:9.5pt;font-family:Roboto;color:#222222'> </span><o:p></o:p></p></div></td></tr></table><p style='margin-bottom:10.0pt'><b><span style='font-family:"Times New Roman",serif;color:#990000'>WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p><p style='margin-bottom:10.0pt'><b><span style='font-family:"Times New Roman",serif;color:#222222'>Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p><p style='margin-bottom:10.0pt;line-height:11.05pt'><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222'> </span><o:p></o:p></p><p style='margin-bottom:10.0pt;line-height:11.05pt'><b><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow'>ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p><p style='margin-bottom:10.0pt;line-height:11.05pt'><span style='font-size:10.0pt;font-family:"Times New Roman",serif;color:#222222'> </span><o:p></o:p></p><p style='margin-bottom:10.0pt'><b><span style='font-family:"Times New Roman",serif;color:#990000'><img border=0 width=96 height=96 style='width:1.0in;height:1.0in' id="x_Picture_x0020_1" src="cid:image006.jpg@01DB523E.26C1D9D0" alt="Image removed by sender."></span></b><o:p></o:p></p><p> <o:p></o:p></p><p><b><u><span style='font-family:"Arial",sans-serif;color:#1155CC'><a href="https://url.avanan.click/v2/r01/___https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86NTY3NzgzZjY2Njc3ZGVlNGYxOTgyNmMyZmU2YzM3MDU6NzplZTM2OjhlYjI3N2QxYTQ0NGZiMjJkODYzOGI3NWNmMzRmMjBkOWVjNWVmYTdkZmQ0YWU5NmQzMTc4ZDY3YzVlYjZhMWI6aDpUOkY" title="Protected by Avanan: https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be"><span style='color:#1155CC'>CLICK HERE TO WATCH VIDEO </span></a></span></u></b><b><span style='font-family:"Arial",sans-serif;color:blue'><br></span></b><b><u><span style='font-family:"Arial",sans-serif;color:#1155CC'><a href="https://url.avanan.click/v2/r01/___https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be___.YXAzOmZpZGVsaXR5dGl0bGVjbzphOm86NTY3NzgzZjY2Njc3ZGVlNGYxOTgyNmMyZmU2YzM3MDU6Nzo2YjIwOmU4ZDljYWYyZTY4OTQ0NWQxZGY4Njg5ZWI3MmUxOGQwM2M3MTk0YjdmYmExOTUxOGUzOWQ5Y2JjZjBmM2ExOGI6aDpUOkY" title="Protected by Avanan: https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be"><span style='color:#1155CC'>ON WIRE FRAUD PREVENTION</span></a></span></u></b><o:p></o:p></p><p style='background:white'><i><span style='font-size:11.0pt;font-family:"Arial",sans-serif;color:#222222'>This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</span></i><o:p></o:p></p><p> <o:p></o:p></p></div></div></body></html>