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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">1075 is a minor edit regarding affordable rent. Low Priority and does not need monitoring<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:red">I will be out of office from Dec 26<sup>th
</sup>and Dec 27th, returning Monday Dec 30<sup>th</sup>.<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Arial",sans-serif;color:red">Our offices will be closed Wed, Dec 25<sup>th</sup> for Christmas and Wed, Jan 1<sup>st</sup> for New Year’s Day.<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"><img width="240" height="57" id="Picture_x0020_4" src="cid:image001.png@01DB5205.3E7BB390" alt="cid:image001.png@01D70602.BE4197F0"><img width="42" height="42" id="Picture_x0020_2" src="cid:image004.jpg@01DB5205.3E82B870" alt="WLTA-WTP1 LOGO small"></span><b><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#A39161"><o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"><br>
</span><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#A39161">
</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><br>
</span><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#1F3864;background:white">C: 206.580.8344</span><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
</span><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"> |
</span><span style="font-size:11.0pt;font-family:"Segoe UI",sans-serif;color:#1F497D;background:white"><a href="mailto:ctrummel@wfgtitle.com"><span style="color:#0563C1">ctrummel@wfgtitle.com</span></a> |
<a href="http://www.wfgtitle.com/"><span style="color:#0563C1">www.wfgtitle.com</span></a>
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and is non-public in nature and may be confidential and/or privileged. If any reader of this communication is not the intended recipient, unauthorized use, disclosure, dissemination or copying is strictly prohibited, and may be unlawful. If you have received
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<p class="MsoNormal"><u><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:#002060"><a href="https://wfgtitle.com/privacy-policy/"><span style="color:#002060">Click Here for WFG’s Plain English Privacy Policy</span></a></span></u><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Legislativecommittee1 [mailto:legislativecommittee1-bounces@washingtonlandtitle.com]
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Thursday, December 19, 2024 9:43 AM<br>
<b>To:</b> legislativecommittee1@washingtonlandtitle.com<br>
<b>Subject:</b> [Legislativecommittee1] HB1081 and HB1075<o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-line-height-alt:.75pt"><span style="font-size:1.0pt;color:white">We still need a review of HB 1075 if anyone has a few minutes to take a look at it. I reviewed HB 1081 but have a couple of questions for the committee. This bill
would provide additional protections to the seller in a transaction where the<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:Aptos;color:black">We still need a review of HB 1075 if anyone has a few minutes to take a look at it.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Arial",sans-serif;color:black">I reviewed<b> HB 1081</b> but have a couple of questions for the committee. This bill would provide additional protections to the seller in a transaction where the buyer actively
solicited the purchase of a property that is not currently being offered for sale and where the Seller is not represented by a licensed Realtor. It would require that the contract specifically notes that the seller has a right to have an appraisal done by
an appraiser of their choosing and paid for by the buyer and that they have the right to cancel the contract within 4 days of receiving the appraisal without penalty or further obligation. For owners who do not choose to have an appraisal done they have the
right to cancel the contract without penalty or further obligation within 10 business days after execution. It also adds specific requirements for how these rights will be shown in the contract and that the seller must affirmatively acknowledge them.
<b>Would it fall on us to confirm that the contract in a transaction we close meets these requirements? If it doesn't and we close and insure the transaction would we be open to a claim down the road?</b><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen<o:p></o:p></span></p>
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<p style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"><img border="0" width="210" height="210" id="image_0_0" src="cid:image005.png@01DB5205.3E82B870"></span><o:p></o:p></p>
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<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><span style="font-family:Roboto"><o:p></o:p></span></p>
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<p><span style="font-family:Roboto"><o:p> </o:p></span></p>
<p><o:p> </o:p></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!D1GiJZDdVrw!btglOA4kBhLJtakmHtXSaFA9djPSEmfuwIXPYcvtr5l30oRRZliiuuAgeq2N74RX1gl7KhvKtQQNEkFpf6uxTQ$" target="_blank">www.olypentitle.com
[olypentitle.com]</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.5pt;font-family:Roboto;color:#222222"><o:p> </o:p></span></p>
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<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information found from an independent
source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;color:#222222"> </span><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00
pm PST on the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;line-height:11.05pt"><span style="font-size:10.0pt;color:#222222"> </span><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="color:#990000;border:solid windowtext 1.0pt;padding:0in"><img border="0" width="96" height="96" id="_x0000_i1026" src="cid:~WRD000.jpg" alt="Image removed by sender."></span></b><o:p></o:p></p>
<p><o:p> </o:p></p>
<p style="mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!btglOA4kBhLJtakmHtXSaFA9djPSEmfuwIXPYcvtr5l30oRRZliiuuAgeq2N74RX1gl7KhvKtQQNEkEcVvXVIQ$" target="_blank"><span style="color:#1155CC">CLICK
HERE TO WATCH VIDEO [youtube.com]</span></a></span></b><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!D1GiJZDdVrw!btglOA4kBhLJtakmHtXSaFA9djPSEmfuwIXPYcvtr5l30oRRZliiuuAgeq2N74RX1gl7KhvKtQQNEkEcVvXVIQ$" target="_blank"><span style="color:#1155CC">ON
WIRE FRAUD PREVENTION [youtube.com]</span></a></span></b><o:p></o:p></p>
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