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I'm open on the 19<sup>th</sup> as well.</div>
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Maureen</div>
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<span style="font-family: Arial; font-size: 12.6667px; color: rgb(34, 34, 34);">Maureen Pfaff, President and CEO</span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(34, 34, 34);">Ph: (360) 457-4451 | Fax:
</span><span style="font-size: 12.8px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255);">(844) 513-2400</span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b>WARNING – FRAUDULENT FUNDING INSTRUCTIONS</b></span><span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(34, 34, 34); line-height: 18.4px;"><b>Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
 found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(51, 51, 51); background-color: yellow; line-height: 15.3333px;"><b>ATTENTION LENDERS:  Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on
 the day <i>prior</i> to signing.</b></span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b><img style="width: 96px; height: 96px; margin: 0px;" height="96" width="96" src="https://ci4.googleusercontent.com/proxy/NTeYNcEClGPpwHggQhZwTEbSA0lLJUWpRPCqETkeQth0ttOrN_jGm27ifReH9Vuc9_0=s0-d-e1-ft#https://i.imgur.com/JbY2vXS.png"></b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" target="_blank" href="https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be">CLICK
 HERE TO WATCH VIDEO </a></b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: blue; line-height: 18.4px;"><b><br>
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 WIRE FRAUD PREVENTION</a></b></span></p>
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<i>This electronic mail may constitute a client communication that is privileged at law.  It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</i></div>
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> Educationcommittee <educationcommittee-bounces@washingtonlandtitle.com> on behalf of Paul Hofmann <paul@agltg.com><br>
<b>Sent:</b> Tuesday, July 29, 2025 10:06 AM<br>
<b>To:</b> Gary Guerin <Gerry.Guerin@stewart.com>; George Peters <execdirector@washingtonlandtitle.com>; 1 WLTA Education Committee <educationcommittee@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Educationcommittee] [External] WLTA Education Committee</font>
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 | </span><span style="font-size:14pt; font-variant:small-caps; font-family:Calibri; line-height:11pt!important; height:11px!important; display:inline!important">Encrypted Transmission</span></div>
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<p style="margin-top:1px; margin-bottom:4px; margin-left:40px">This is an encrypted email from
<strong>Paul Hofmann</strong>. To reply to this email encrypted, you may <a href="https://securereply.rpost.com/#!/emailverify/vN26j5XD0MTc7DGINXseymY3uyJByIRgmg8ASDGBB9mL4AnsQxNThbCdQ3yCREQ4Kl00Bwh63ZQB6ZcBwAXx4w==" style="color:black; font-weight:bold; background:#C0C0C0; padding:3px">
Click here</a>.</p>
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<p class="x_MsoNormal">Can we make Tuesday the 19<sup>th</sup> work.  I am open all day.</p>
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<p class="x_MsoNormal"><b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Educationcommittee <educationcommittee-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Gary Guerin<br>
<b>Sent:</b> Monday, July 28, 2025 5:06 PM<br>
<b>To:</b> George Peters <execdirector@washingtonlandtitle.com>; 1 WLTA Education Committee <educationcommittee@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Educationcommittee] [External] WLTA Education Committee</span></p>
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<p class="x_MsoNormal">Thanks George, does the committee have any time slots available we could look at before our board meeting to discuss the below items?
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<p class="x_MsoNormal"><b><span style="">Thank you,</span></b></p>
<p class="x_MsoNormal"><b><span style=""> </span></b></p>
<p class="x_MsoNormal"><b><span style="">Gerry Guerin</span></b></p>
<p class="x_MsoNormal"><span style="font-size:10.0pt">Senior Title Operations Manager</span></p>
<p class="x_MsoNormal"><span style="font-size:10.0pt"> </span></p>
<p class="x_MsoNormal"><span style="font-size:10.0pt">Stewart Title Company/SEFS Commercial (CA, AZ and NV)</span></p>
<p class="x_MsoNormal"><span style=""> </span></p>
<p class="x_MsoNormal"><span style="">M (253) 453-0967</span></p>
<p class="x_MsoNormal"><span style=""><a href="mailto:Gerry.Guerin@stewart.com"><span style="color:#0563C1">Gerry.Guerin@stewart.com</span></a></span></p>
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<p class="x_MsoNormal"><span style="">NYSE: STC</span></p>
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<p class="x_MsoNormal"><b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Educationcommittee <<a href="mailto:educationcommittee-bounces@washingtonlandtitle.com">educationcommittee-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>George Peters<br>
<b>Sent:</b> Monday, July 28, 2025 4:40 PM<br>
<b>To:</b> 1 WLTA Education Committee <<a href="mailto:educationcommittee@washingtonlandtitle.com">educationcommittee@washingtonlandtitle.com</a>><br>
<b>Subject:</b> [External] [Educationcommittee] WLTA Education Committee<br>
<b>Importance:</b> High</span></p>
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<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">This email is being sent to the members of the Education Committee (listserv email address: </span><u><span style="font-family:"Times New Roman",serif; color:#9D454F"><a href="mailto:educationcommittee@washingtonlandtitle.com"><span style="color:#9D454F">educationcommittee@washingtonlandtitle.com</span></a></span></u><span style="font-family:"Times New Roman",serif; color:black">).</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">The Committee members are:</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Gerry Guerin, Co-Chair</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Rick Randall, Co-Chair</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Ashley Callahan (de facto, as WLTA President)</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Marcella Carey</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Ben Case</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Paul Hofmann</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Maureen Pfaff</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Michelle Taylor</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">George Peters (de facto)</span></p>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">Sean Holland (de facto)]</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">You should have received an email confirmation this morning that you are a member of this committee.</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">The committee should meet shortly, preferably before the upcoming Board meeting on August 21.</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">Food for thought before the Committee meets: some suggested topics can include:</span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">When to hold the 2026 seminars. We’ve recently had them in the spring, but that has created conflicts with ALTA events, holidays, spring break, etc. We’ve historically
 held them in the fall, and it might be time to return to that schedule. Holding them in the fall also might attract a few more attendees needing MCLE hours before the end of the year.</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">In the past I have tried to schedule the Eastern Washington seminar in September (weather should be nice but not too hot), and Western Washington in October (weather
 hopefully not yet iffy).</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">Dates should always be a Saturday in the middle of the month, avoiding end of month busy times.</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">Should we continue to have two seminars, or just have one? Attendance was down this year. However, it should be noted that this year’s seminars conflicted with two
 holidays…In any event, we shoot for at least 50 attendees in Eastern Washington; 70 is a good attendance and until this year, about average. Eastern Washington venues are cheaper, and we don’t usually lose money on them, even factoring in a dinner for speakers
 the Friday night before the seminar. </span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p class="x_MsoNormal" style="margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p class="x_MsoNormal" style="margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black">We cycle through 4 cities (each with a number of WLTA members in that city, increasing the odds of at least some companies sending more people in
 that particular year). We try to make everyone in Eastern Washington feel as if at least once in a while a site is relatively closer than Seattle. The cycle is: Wenatchee, Yakima, Kennewick and Spokane. We are scheduled for Spokane in 2026. Note that our highest
 Eastern Washington turnout was the last time we were in Spokane; we had about 100 that year.</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">The Lynnwood event center works as a good location for Western Washington: easy access from the freeway, nearby hotels, adequate free parking, 3 breakout rooms in
 close proximity, etc. However, the Event Center location will begin major construction in the next few years. I think it will still work for a couple more years at least, but that should be investigated for the longer term, along with how construction will
 impact parking, etc.</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p style="margin-right:0in; margin-bottom:0in; margin-left:.5in"> </p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">Pricing. We’ve tried to hold the cost to under $200, but it might be time to re-think that. Aside from the venue room charges & AV costs, other costs (food in particular)
 are significantly higher in recent years. Also, venues add a “service charge” of between about 18% and 25% to the cost – this being much higher than it used to be, and sales tax is added to the entire total. We try not to skimp on food. For example, we could
 just have a “continental” breakfast instead of a buffet, but attendees are giving up a Saturday – and eating breakfast at 7 a.m. so pastries & juice seems cheap. We are not making a profit – the goal is to charge only what covers the cost. All in all, keep
 in mind that we provide 6 MCLE hours for the registration fee, and NOTHING else is that cheap for MCLE credits.</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p class="x_MsoNormal" style="margin-left:.5in"><span style="font-family:"Verdana",sans-serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">Scheduling – suggested dates should be confirmed with the venue(s) soon. Usually you can have the venue hold the day (or even two choices) you want; they’ll call if
 someone wants that same date and give you the “first option” to take it. Once taken, you will likely need to pay a deposit; this is credited to the eventual bill.</span><span style="font-family:"Verdana",sans-serif"></span></li></ul>
<p class="x_MsoNormal" style="margin-left:.5in"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_MsoNormal" style="color:black"><span style="font-family:"Times New Roman",serif">Sean and I can contact venues to line up dates once the committee decides on locations. Typically we use the “convention” center in each city; this works well. Other
 venues can be used but not really practical for Western Washington. But some cities in Eastern Washington have hotels that can accommodate the main meeting room for maybe 80 or 100 (in case we anticipate that amount) with a breakout room nearby for about 35-50.
</span></li></ul>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:black"> </span></p>
<p style="margin:0in"><span style="font-family:"Times New Roman",serif; color:black">A Zoom meeting should be scheduled soon.</span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:black"> </span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:black">George</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:black"> </span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">George Peters, WTP</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">Co-Executive Director</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">Washington Land Title Association</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><u><span style="font-family:"Times New Roman",serif; color:#0563C1"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__washingtonlandtitle.com_&d=DwMFaQ&c=A2I0cd0yeEKQCn3mv-g-KzOAX7YMnpExrKRXrh8neX0&r=sBdTGJpYrdjCSXb3N3SBsa8g3o0JFaJS4UjrFYKCOjY&m=cGg8VMYRR8u0gJIwdH_n99294_z4jmhDm_rzalCnSOtf2qgJGD1RjYBsIh1TpuZ-&s=OGPCQh16RZF7177Pq5Mrp9o4yHhvCUVUMOWkDtkHYE8&e="><span style="color:#0563C1">https://washingtonlandtitle.com</span></a></span></u><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">Mail: PO Box 328, Lynnwood, WA 98046</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">Delivery: 6817 208<sup>th</sup> St SW, #328, Lynnwood, WA 98036</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">206-437-5869 (Mobile)</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:#1F497D">206-260-4731 (Fax)</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><u><span style="font-family:"Times New Roman",serif; color:blue"><a href="mailto:execdirector@wltaonline.org">execdirector@washingtonlandtitle.com</a></span></u><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Calibri",sans-serif; color:black"> </span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Calibri",sans-serif; color:black"><img border="0" width="169" height="97" id="x_image002.jpg_x0040_01DBFFAD.AB2A9000" alt="WLTA Logo w-Ring Blue 1a" style="width:1.7604in; height:1.0104in" data-outlook-trace="F:1|T:1" src="cid:image002.jpg@01DC0070.73DFB490"><img border="0" width="95" height="95" id="x_image003.jpg_x0040_01DBFFAD.AB2A9000" style="width:.9895in; height:.9895in" data-outlook-trace="F:1|T:1" src="cid:image003.jpg@01DC0070.73DFB490"></span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
<p class="x_MsoNormal"><span style="font-family:"Times New Roman",serif; color:black">This is a confidential communication intended solely for the named recipient. If you are not the intended recipient, please destroy it and call George Peters at 206-437-5869
 immediately. Thank you.</span><span style="font-family:"Verdana",sans-serif; color:black"></span></p>
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