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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">All:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Two issues that my Regulatory Counsel suggested we bring up are:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<ol style="margin-top:0in" start="1" type="1">
<li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo1"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">Highlight the VA and TN bulletins and UT enforcement actions regarding AOLs.<o:p></o:p></span></li><li class="MsoListParagraph" style="margin-left:0in;mso-list:l0 level1 lfo1"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">NAIC Title Shopping Tool, this is a new tool if they are not already aware.<o:p></o:p></span></li></ol>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif">She mentioned just sharing these with the OIC. However, if we want some talking points on these issues, I can have some drafted.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Arial",sans-serif;color:#0F9ED5;mso-ligatures:standardcontextual">Lindsy C. Doucette
</span></b><b><span style="font-family:"Arial",sans-serif;color:#0F9ED5"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-ligatures:standardcontextual">VP | State Counsel
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-ligatures:standardcontextual">Fidelity Family of Companies
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-ligatures:standardcontextual">Pronouns: She / Her / Hers<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-ligatures:standardcontextual">Mobile: (206) 619-0451<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial",sans-serif;mso-ligatures:standardcontextual">Email: <a href="mailto:Lindsy.Doucette@fnf.com"><span style="color:#0563C1">Lindsy.Doucette@fnf.com</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Tahoma",sans-serif;mso-ligatures:standardcontextual"><o:p> </o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Board1 <board1-bounces@washingtonlandtitle.com>
<b>On Behalf Of </b>Maureen Pfaff<br>
<b>Sent:</b> Monday, December 8, 2025 3:06 PM<br>
<b>To:</b> Craig Trummel <CTrummel@wfgtitle.com>; Sari-Kim Conrad <sconrad@firstam.com>; 1 WLTA Board (board1@washingtonlandtitle.com) <board1@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Board1] OIC Meeting - January 2026<o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-line-height-alt:.75pt"><span style="font-size:1.0pt;color:white">Sari-Kim, Looks like we have Craig, Megan, Lyndsy (at 3pm), Gary and me available to meet with the OIC on January 12th. I'm happy to be the contact person since
you will be unavailable. Do you want me to take over now, or do you want to respond<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Sari-Kim,<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="color:black">Looks like we have Craig, Megan, Lyndsy (at 3pm), Gary and me available to meet with the OIC on January 12th. I'm happy to be the contact person since you will be unavailable. Do you want me to take over now,
or do you want to respond to them and cc me in?<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal"><span style="font-size:14.0pt;font-family:"Lucida Handwriting";color:black">Maureen<o:p></o:p></span></p>
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<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222"> </span><span style="font-family:Roboto"><o:p></o:p></span></p>
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<p><span style="font-family:Roboto"><o:p> </o:p></span></p>
<p><o:p> </o:p></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">Maureen Pfaff, President and CEO</span><o:p></o:p></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#222222">Ph: (360) 457-4451 | Fax:
<span style="background:white">(844) 513-2400</span></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:"Arial",sans-serif;color:#222222">403 S Peabody St, Port Angeles, WA 98362</span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="mailto:maureen@olypentitle.com" title="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
<p><span style="font-size:9.5pt;font-family:Roboto;color:#1155CC"><a href="https://urldefense.com/v3/__http:/www.olypentitle.com/__;!!LyAuvDCm-53-y27wV7iK5g!ypaVUQu9yIrELbm3jhCjBXgbHD2hwF4GsVtU7oA1xgbdDiPBaeW2UpmXxl8mgZp6jBgYJ1I9wxtrYHrx7j8wV7w$" target="_blank">www.olypentitle.com</a></span><span style="font-family:Roboto"><o:p></o:p></span></p>
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<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="font-family:"Times New Roman",serif;color:#990000">WARNING – FRAUDULENT FUNDING INSTRUCTIONS</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="font-family:"Times New Roman",serif;color:#222222">Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact
information found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><span style="font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#333333;background:yellow">ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on
the day <i>prior</i> to signing.</span></b><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><span style="font-family:"Times New Roman",serif;color:#222222"> </span><o:p></o:p></p>
<p style="margin-bottom:10.0pt;mso-line-height-alt:11.05pt"><b><span style="font-family:"Times New Roman",serif;color:#990000"><img border="0" width="96" height="96" style="width:1.0in;height:1.0in" id="_x0000_i1030" src="https://ci4.googleusercontent.com/proxy/NTeYNcEClGPpwHggQhZwTEbSA0lLJUWpRPCqETkeQth0ttOrN_jGm27ifReH9Vuc9_0=s0-d-e1-ft#https://i.imgur.com/JbY2vXS.png"></span></b><o:p></o:p></p>
<p><o:p> </o:p></p>
<p style="mso-line-height-alt:11.05pt"><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!ypaVUQu9yIrELbm3jhCjBXgbHD2hwF4GsVtU7oA1xgbdDiPBaeW2UpmXxl8mgZp6jBgYJ1I9wxtrYHrxM7W7u1s$" target="_blank"><span style="color:#1155CC">CLICK
HERE TO WATCH VIDEO </span></a></span></b><b><span style="font-family:"Arial",sans-serif;color:blue"><br>
</span></b><b><span style="font-family:"Arial",sans-serif;color:#1155CC"><a href="https://urldefense.com/v3/__https:/www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be__;!!LyAuvDCm-53-y27wV7iK5g!ypaVUQu9yIrELbm3jhCjBXgbHD2hwF4GsVtU7oA1xgbdDiPBaeW2UpmXxl8mgZp6jBgYJ1I9wxtrYHrxM7W7u1s$" target="_blank"><span style="color:#1155CC">ON
WIRE FRAUD PREVENTION</span></a></span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:black"> Board1 <<a href="mailto:board1-bounces@washingtonlandtitle.com">board1-bounces@washingtonlandtitle.com</a>>
on behalf of Craig Trummel <<a href="mailto:CTrummel@wfgtitle.com">CTrummel@wfgtitle.com</a>><br>
<b>Sent:</b> Thursday, December 4, 2025 7:55 AM<br>
<b>To:</b> Sari-Kim Conrad <<a href="mailto:sconrad@firstam.com">sconrad@firstam.com</a>>; 1 WLTA Board (<a href="mailto:board1@washingtonlandtitle.com">board1@washingtonlandtitle.com</a>) <<a href="mailto:board1@washingtonlandtitle.com">board1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> Re: [Board1] OIC Meeting - January 2026</span> <o:p></o:p></p>
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<p class="MsoNormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">I am available to join the meeting on the 12<sup>th</sup>.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864">craig</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal" style="line-height:105%"><span style="font-size:11.0pt;line-height:105%;font-family:"Calibri",sans-serif;color:#1F3864"><img border="0" width="334" height="62" style="width:3.4833in;height:.6416in" id="x_Picture_x0020_15" src="cid:image002.png@01DC732A.81A531E0"><img border="0" width="42" height="42" style="width:.4416in;height:.4416in" id="x_Picture_x0020_2" src="cid:image003.jpg@01DC732A.81A531E0" alt="WLTA-WTP1 LOGO small"></span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Craig Trummel</span></b><span style="font-family:"Calibri",sans-serif;color:#1F3864"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864">Regional Underwriter/Washington State Counsel</span><span style="font-family:"Segoe UI",sans-serif;color:#A39161">
</span><span style="font-family:"Calibri",sans-serif;color:#1F497D"><br>
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F3864;background:white">C: 206.580.8344</span><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white">
</span><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:black"> |
</span><span style="font-family:"Segoe UI",sans-serif;color:#1F497D;background:white"><a href="mailto:ctrummel@wfgtitle.com"><span style="color:#0563C1">ctrummel@wfgtitle.com</span></a> |
<a href="https://urldefense.com/v3/__http:/www.wfgtitle.com/__;!!LyAuvDCm-53-y27wV7iK5g!ypaVUQu9yIrELbm3jhCjBXgbHD2hwF4GsVtU7oA1xgbdDiPBaeW2UpmXxl8mgZp6jBgYJ1I9wxtrYHrxSf9zBUk$">
<span style="color:#0563C1">www.wfgtitle.com</span></a> </span><o:p></o:p></p>
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<p class="xmsonormal"><u><span style="font-size:10.0pt;font-family:"Helvetica",sans-serif;color:#002060"><a href="https://urldefense.com/v3/__https:/wfgtitle.com/privacy-policy/__;!!LyAuvDCm-53-y27wV7iK5g!ypaVUQu9yIrELbm3jhCjBXgbHD2hwF4GsVtU7oA1xgbdDiPBaeW2UpmXxl8mgZp6jBgYJ1I9wxtrYHrxYssxp8Q$"><span style="color:#002060">Click
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<p class="xmsonormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-family:"Arial",sans-serif;color:#1F3864"> </span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Board1 <<a href="mailto:board1-bounces@washingtonlandtitle.com">board1-bounces@washingtonlandtitle.com</a>>
<b>On Behalf Of </b>Sari-Kim Conrad<br>
<b>Sent:</b> Wednesday, December 3, 2025 3:50 PM<br>
<b>To:</b> 1 WLTA Board (<a href="mailto:board1@washingtonlandtitle.com">board1@washingtonlandtitle.com</a>) <<a href="mailto:board1@washingtonlandtitle.com">board1@washingtonlandtitle.com</a>><br>
<b>Subject:</b> [Board1] OIC Meeting - January 2026</span><o:p></o:p></p>
<p class="xmsonormal"> <o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:1.0pt;color:white">Good afternoon, The OIC is asking if the WLTA could meet (virtually) with them on January 12th at 230pm. They are still deciding if they would like part of that meeting to include education regarding
title insurance. I will be unavailable this</span><o:p></o:p></p>
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<p class="xmsonormal"><span style="font-size:11.0pt">Good afternoon,</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">The OIC is asking if the WLTA could meet (virtually) with them on January 12<sup>th at</sup> 230pm. They are still deciding if they would like part of that meeting to include education regarding title insurance.</span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">I will be unavailable this day, and Ashley Callahan also has a conflict during this time, but if enough folks are able to attend, I would like to get this meeting scheduled as it seems they would like to
move forward as soon as possible.</span><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt"> </span></b><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt">Please let me know if January 12<sup>th</sup> will work for you.</span></b><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt"> </span></b><o:p></o:p></p>
<p class="xmsonormal"><b><span style="font-size:11.0pt">Is anyone willing to volunteer to be the WLTA contact/facilitator at the meeting?</span></b><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="xmsonormal"><span style="font-size:11.0pt">Thank you,</span><o:p></o:p></p>
<p class="xmsonormal"><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:silver">__________________________________________________</span><span lang="EN" style="font-size:7.5pt;color:#3D3D3D"><br>
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</span><b><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">Sari-kim Conrad
</span></b><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">(she/her)</span><o:p></o:p></p>
<p class="xmsonormal"><span lang="EN" style="font-size:7.5pt;color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">Operations Advisor, Operations Process Solutions (OPS) Team Manager</span><span lang="EN" style="font-size:7.5pt;color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">Direct Division</span><span lang="EN" style="font-size:7.5pt;color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">Mobile Phone: (206) 200-0797</span><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt;font-family:"Verdana",sans-serif;color:#013A6F">Email:
<a href="mailto:sconrad@firstam.com"><span style="color:blue">sconrad@firstam.com</span></a></span><o:p></o:p></p>
<p class="xmsonormal" style="margin-bottom:12.0pt"><span lang="EN" style="font-size:7.0pt;font-family:"Verdana",sans-serif;color:#3D3D3D"> </span><o:p></o:p></p>
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