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I am happy to speak on fraud issues and solutions utilized by our industry to combat them if that would be appropriate as part of a title 101 class.</div>
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Maureen</div>
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<span style="font-family: Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"> </span></p>
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<span style="font-family: Arial; font-size: 12.6667px; color: rgb(34, 34, 34);">Maureen Pfaff, President and CEO</span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(34, 34, 34);">Ph: (360) 457-4451 | Fax:
</span><span style="font-size: 12.8px; color: rgb(34, 34, 34); background-color: rgb(255, 255, 255);">(844) 513-2400</span></p>
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<span style="font-family: Arial; font-size: 9.5pt; color: rgb(34, 34, 34);">403 S Peabody St, Port Angeles, WA 98362</span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(17, 85, 204);"><a class="OWAAutoLink" id="OWAcd4121c1-258f-cd7e-56c3-19013a042b89" style="margin-top: 0px; margin-bottom: 0px;" title="mailto:maureen@olypentitle.com" href="mailto:maureen@olypentitle.com">maureen@olypentitle.com</a></span></p>
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<span style="font-family: Roboto; font-size: 9.5pt; color: rgb(17, 85, 204);"><a class="OWAAutoLink" id="OWA1e3694f7-4872-2467-f429-22fbf2830c32" style="margin: 0px;" rel="noopener noreferrer" target="_blank" href="http://www.olypentitle.com/">www.olypentitle.com</a></span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b>WARNING – FRAUDULENT FUNDING INSTRUCTIONS</b></span><span style="font-family: Roboto, RobotoDraft, Helvetica, Arial, sans-serif; font-size: 12.8px; color: rgb(34, 34, 34);"><br>
</span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(34, 34, 34); line-height: 18.4px;"><b>Email hacking and fraud are on the rise to fraudulently misdirect funds. Please call your escrow officer immediately using contact information
found from an independent source, such as the sales contract or internet, to verify any funding instructions received. We are not responsible for any wires sent by you to an incorrect bank account.</b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 10pt; color: rgb(51, 51, 51); background-color: yellow; line-height: 15.3333px;"><b>ATTENTION LENDERS: Loan packages, complete with documents and balanced CD, must be received no later than 2:00 pm PST on
the day <i>prior</i> to signing.</b></span></p>
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<span style="font-family: "Times New Roman", serif; font-size: 12pt; color: rgb(153, 0, 0); line-height: 18.4px;"><b><img style="width: 96px; height: 96px; margin: 0px;" height="96" width="96" src="https://ci4.googleusercontent.com/proxy/NTeYNcEClGPpwHggQhZwTEbSA0lLJUWpRPCqETkeQth0ttOrN_jGm27ifReH9Vuc9_0=s0-d-e1-ft#https://i.imgur.com/JbY2vXS.png"></b></span></p>
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<span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a class="OWAAutoLink" id="OWA377d6aeb-66c0-24ed-d6ef-51575058b49a" style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" target="_blank" href="https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be">CLICK
HERE TO WATCH VIDEO </a></b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: blue; line-height: 18.4px;"><b><br>
</b></span><span style="font-family: Arial, sans-serif; font-size: 12pt; color: rgb(17, 85, 204); line-height: 18.4px;"><b><a class="OWAAutoLink" id="OWA0c61fc4f-429f-fed4-2834-b7e3b2146e15" style="color: rgb(17, 85, 204); margin: 0px;" rel="noopener noreferrer" target="_blank" href="https://www.youtube.com/watch?v=ek4TwC9owwY&feature=youtu.be">ON
WIRE FRAUD PREVENTION</a></b></span></p>
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<i>This electronic mail may constitute a client communication that is privileged at law. It is not intended for transmission to, or receipt by, any unauthorized persons. <br>
If you have received this electronic mail transmission in error, please delete it from your system without copying it, and notify the sender by reply e-mail, so that our address record can be corrected.</i></div>
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<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> Board1 <board1-bounces@washingtonlandtitle.com> on behalf of Paul Hofmann <paul@agltg.com><br>
<b>Sent:</b> Wednesday, December 17, 2025 8:43 AM<br>
<b>To:</b> Sari-Kim Conrad <sconrad@firstam.com>; 1 WLTA Board (board1@washingtonlandtitle.com) <board1@washingtonlandtitle.com><br>
<b>Subject:</b> Re: [Board1] January 2026 OIC Meeting</font>
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| </span><span style="font-size:14pt; font-variant:small-caps; font-family:Calibri; line-height:11pt!important; height:11px!important; display:inline!important">Encrypted Transmission</span></div>
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<p style="margin-top:1px; margin-bottom:4px; margin-left:40px">This is an encrypted email from
<strong>Paul Hofmann</strong>. To reply to this email encrypted, you may <a href="https://securereply.rpost.com/#!/emailverify/vN26j5XD0MTc7DGINXseylU3LBszHeoJ5qRe0ffDZ2xgHRvZ1pI3XEfJuTUDCk_j1BkyKnUGjcOdw8YUqCzu-w==" style="color:black; font-weight:bold; background:#C0C0C0; padding:3px">
Click here</a>.</p>
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I am happy to teach a part of the class as well. </div>
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<div dir="ltr">Paul Hofmann</div>
<div dir="ltr">President</div>
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<div dir="ltr">From My Phone</div>
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<div id="x_divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" color="#000000" style="font-size:11pt"><b>From:</b> Board1 <board1-bounces@washingtonlandtitle.com> on behalf of Sari-Kim Conrad <sconrad@firstam.com><br>
<b>Sent:</b> Wednesday, December 17, 2025 8:23:36 AM<br>
<b>To:</b> 1 WLTA Board (board1@washingtonlandtitle.com) <board1@washingtonlandtitle.com><br>
<b>Subject:</b> [Board1] FW: January 2026 OIC Meeting</font>
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<p class="x_x_MsoNormal"><span style="font-size:11.0pt">Good morning,</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">I didn’t hear back from anyone regarding my email below.</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">The OIC would like to schedule a
<b>Title 101 class</b> separate from the upcoming meeting with them and are <b>asking for dates for when we can provide the training</b>. I will also
<b>need some volunteers to present the class</b>…<b>Please let me know if you any of you would be willing to participate in the class and feel free to throw out some dates.</b></span></p>
<p class="x_x_MsoNormal"><b><span style="font-size:11.0pt"> </span></b></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">In the meantime, it might be good to have some additional topics for the annual meeting on January 12<sup>th</sup>.
<b>Please send any additional topics</b> to me and Maureen Pfaff as she will be the primary WLTA contact for this meeting.</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">Thank you,</span></p>
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<p class="x_x_MsoNormal"><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:silver">__________________________________________________</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
<br>
</span><b><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Sari-kim Conrad
</span></b><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">(she/her)</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F"></span></p>
<p class="x_x_MsoNormal"><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Operations Advisor, Operations Process Solutions (OPS) Team Manager</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Direct Division</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Mobile Phone: (206) 200-0797</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Email:
<a href="mailto:sconrad@firstam.com"><span style="color:blue">sconrad@firstam.com</span></a></span></p>
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<p class="x_x_MsoNormal"><b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt; font-family:"Calibri",sans-serif"> Sari-Kim Conrad
<br>
<b>Sent:</b> Thursday, December 11, 2025 10:35 AM<br>
<b>To:</b> 1 WLTA Board (board1@washingtonlandtitle.com) <board1@washingtonlandtitle.com><br>
<b>Subject:</b> January 2026 OIC Meeting</span></p>
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<p class="x_x_MsoNormal"><span style="font-size:11.0pt">Good morning all,</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">I sent the meeting invitation for the OIC meeting on January 12<sup>th</sup> yesterday.</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">Here is the list of topics I had previously sent to the OIC for our meeting:
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<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<ul type="disc" style="margin-top:0in">
<li class="x_x_MsoListParagraph" style="margin-left:0in"><b><span style="font-size:11.0pt">Clarification on marketing limitations.</span></b><span style="font-size:11.0pt"> The
<i>Title Insurance Rules FAQ</i> was recently removed from the OIC website, and many title companies relied on it as a reference. Fresh or renewed guidance would be valuable.</span></li><li class="x_x_MsoListParagraph" style="margin-left:0in"><b><span style="font-size:11.0pt">Opportunity to provide or schedule a “Title Insurance 101” session</span></b><span style="font-size:11.0pt"> for the OIC, covering how the title insurance industry protects
consumers, risks associated with alternatives that do not offer the same protections, and how title insurance differs from other types of insurance.</span></li><li class="x_x_MsoListParagraph" style="margin-left:0in"><b><span style="font-size:11.0pt">Potential discussion of current rulemaking items</span></b><span style="font-size:11.0pt"> (acknowledging some may be resolved before we meet):</span></li><ul type="circle" style="margin-top:0in">
<li class="x_x_MsoListParagraph" style="margin-left:0in"><span style="font-size:11.0pt">Clarifying rules on title insurer educational programs (R 2025-08)</span></li><li class="x_x_MsoListParagraph" style="margin-left:0in"><span style="font-size:11.0pt">Clarifying and updating minimum standards for claims handling (R 2025-05)</span></li></ul>
</ul>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">They would like to schedule a
<b>Title 101 class</b> separate from this meeting and are <b>asking for dates</b>. I will also
<b>need some volunteers to present the class</b>…<b>Please let me know if you any of you would be willing to participate in the class and feel free to throw out some dates.</b></span></p>
<p class="x_x_MsoNormal"><b><span style="font-size:11.0pt"> </span></b></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">In the meantime, it might be good to have some additional topics, and it wouldn’t hurt to reiterate how title insurance protects the consumer. They were also very interested in learning more about wire
fraud in one of our previous meetings. <b>Please send any additional topics</b> to me and Maureen Pfaff as she will be the primary WLTA contact for this meeting.</span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt"> </span></p>
<p class="x_x_MsoNormal"><span style="font-size:11.0pt">Thank you,</span></p>
<p class="x_x_MsoNormal"><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:silver">__________________________________________________</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
<br>
</span><b><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Sari-kim Conrad
</span></b><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">(she/her)</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F"></span></p>
<p class="x_x_MsoNormal"><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Operations Advisor, Operations Process Solutions (OPS) Team Manager</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Direct Division</span><span lang="EN" style="font-size:7.5pt; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Mobile Phone: (206) 200-0797</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#3D3D3D"><br>
</span><span lang="EN" style="font-size:7.5pt; font-family:"Verdana",sans-serif; color:#013A6F">Email:
<a href="mailto:sconrad@firstam.com"><span style="color:blue">sconrad@firstam.com</span></a></span></p>
<p class="x_x_MsoNormal" style="margin-bottom:12.0pt"><span lang="EN" style="font-size:7.0pt; font-family:"Verdana",sans-serif; color:#3D3D3D"> </span></p>
<p class="x_x_MsoNormal" style="margin-bottom:12.0pt"><span lang="EN" style="font-size:10.5pt; font-family:"Helvetica Neue"; color:#3D3D3D"> </span></p>
<p class="x_x_MsoNormal"> </p>
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<em>Serving you in Snohomish, King, Pierce, Thurston, Mason, Kitsap & Jefferson Counties.</em></p>
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<p style="margin:0in; font-size:15px; color:black; background:white; font-family:"Calibri",sans-serif">
<span style="color:red"><b>WIRE FRAUD WARNING</b></span><span style="color:black">:</span> Email hacking and fraud are on the rise, with individuals impersonating trusted parties to provide alternate wire instructions and steal funds. Stay vigilant to prevent
wire fraud. To verify received wire instructions, immediately call your closing team using reliable contact information from independent sources like your sales contract or the Aegis Land Title Group website. Please exercise caution as we are not liable for
wires sent to incorrect bank accounts. Qualia Connect is our secure, online closing platform and is used by the top title and escrow companies in the country.</p>
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